
Insurance tests are typically called insurance exams or insurance licensing exams. These exams are mandatory for individuals seeking to obtain a license to sell insurance policies. The tests are designed to assess the candidate's knowledge of national and state laws, industry principles, and other relevant topics. The exams are usually proctored, meaning they are supervised by an invigilator, and they can be taken either in a physical classroom or through remote online proctoring.
| Characteristics | Values |
|---|---|
| Test Provider | PSI Exams, Pearson VUE, Insurance Exam Queen |
| Test Format | Multiple-choice |
| Proctoring | In-person, Online |
| Test Duration | 2-3 hours |
| Passing Score | Varies by state, typically 70% |
| Test Fee | $40-$150 |
| Retake Fee | $40-$150 |
| Practice Tests | Available from Pearson VUE for $19.95 |
| Study Materials | Gold and Platinum courses from Insurance Exam Queen |
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What You'll Learn

Insurance license exam
An insurance test is called an insurance license exam. This exam is required for anyone seeking to obtain an insurance license. The insurance license exam is designed to test the candidate's knowledge of national and state law, as well as fundamental industry principles. It is important to note that the content of the exam must meet industry standards and keep up with the fast-changing environment of the insurance industry.
The insurance license exam is offered by various testing providers, such as PSI Services and Prometric, which provide secure and convenient testing options. These companies offer both in-person and remote proctored examinations. For example, PSI has locations across different states, including California and New York, with free parking and flexible scheduling, including Saturdays and evenings at some sites. They also offer remote testing proctored through their BridgeTM technology. Similarly, Prometric offers remotely proctored exams via their ProProctor™ application.
To prepare for the insurance license exam, candidates can enrol in prelicensing courses and exam prep solutions offered by various companies. For instance, Kaplan Financial offers online exam-focused prelicensing and exam prep study solutions to help candidates earn their insurance licenses faster. They provide live online classes, OnDemand courses, and self-study programs tailored to different budgets and learning styles. Additionally, websites like Insurance Exam Queen provide study guides, practice exams, and support groups to help candidates pass their insurance licensing exams.
It is worth noting that the insurance license exam may vary depending on the state and specific insurance license being pursued. For example, the types of state insurance licenses offered by Kaplan include Life, Health, Property, Casualty, Adjuster, and Personal Lines. Therefore, it is essential to review the specific requirements and content outlines for the desired insurance license exam.
Overall, the insurance license exam is a comprehensive assessment designed to ensure that individuals seeking an insurance license possess the necessary knowledge and understanding of the industry. By offering both in-person and remote testing options, candidates can choose the most convenient way to take the exam. With proper preparation and a good understanding of the material, candidates can increase their chances of passing the exam and obtaining their desired insurance license.
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PSI insurance testing
PSI offers flexible test delivery options, including in-person and remote testing. All PSI test delivery options are designed to ensure rigorous test security and a seamless testing experience. PSI's remote testing is proctored through PSI's BridgeTM technology, which provides secure and flexible proctoring services. PSI's network of test centres offers convenient locations and free parking, with some sites also offering evening and Saturday examinations.
PSI's test development services include job analysis, item writing, test creation, and review. PSI's team of experienced test developers and psychometricians work with Subject Matter Experts to create national and state tests that meet industry standards. PSI's test security combines scientific precision, cutting-edge technology, and decades of expertise to protect the integrity of computer-based exams.
PSI also offers practice tests, books, pre-license training, and continuing education resources for insurance professionals. PSI's experienced team provides guidance and answers to questions for both test takers and test owners.
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Insurance Exam Queen
The Platinum Bundle is the only way to get personal study support. Platinum members are added to a Telegram group where they can ask questions and receive responses from experienced tutors. This bundle includes all of the Gold course content, as well as practice exams and quizzes, the State Study Guide, and live classes.
The insurance licensing exam is proctored, meaning it is taken in a classroom environment with a supervisor. The exam usually lasts between two and three hours and consists of multiple-choice questions. The passing score varies depending on the state, but it is typically required to get at least 70% of the answers correct. To take the exam, individuals must present a valid photo ID and the original copy of their pre-licensing education certificate. Each attempt at the exam can cost around $40 to $150.
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Proctored insurance exams
Insurance exams are often referred to as insurance licensing exams, and they are a requirement for individuals seeking to obtain an insurance license. These exams are designed to test the candidate's knowledge of national and state laws, industry principles, and other relevant topics. While the specific format and structure of the exams may vary, they typically involve assessing the candidate's understanding of the insurance industry and its regulations.
In-person proctored exams typically involve candidates taking the exam at a designated test centre or facility. They are monitored by an invigilator who ensures that no cheating occurs and that all candidates adhere to the examination guidelines and rules. In-person proctored exams have been the traditional method of administering insurance exams and are still widely used today.
Remote proctored exams, also known as online proctored exams, have gained popularity in recent years, especially after the COVID-19 restrictions. This format allows candidates to take the exam from a remote location, such as their home or a private room in a library or office. The candidate's workspace is monitored via webcam by a remote proctor, who ensures that the candidate does not cheat and that their eyes remain on the screen. Remote proctoring offers flexibility and convenience to candidates while maintaining the integrity of the exam.
Preparing for insurance exams can be a challenging task, and various resources are available to assist candidates. For example, Insurance Exam Queen offers study guides, practice exams, and support groups to help individuals pass their insurance licensing exams. Additionally, official websites, such as PearsonVUE for Florida insurance exams, provide candidate handbooks and examination content outlines to help candidates prepare effectively. It is recommended that candidates familiarise themselves with the specific requirements and guidelines of the exam they will be taking.
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Insurance practice tests
Practice tests are widely available from various sources, including online platforms and dedicated insurance exam preparation websites. For example, Pearson VUE offers General Life, Accident and Health, Property, and Casualty practice tests for a fee. These tests include a mix of general insurance topics and state-specific questions, mirroring the content categories of the actual exam. The practice tests from Pearson VUE are designed to familiarise candidates with the computer-based testing environment, providing a realistic simulation of the actual exam experience.
Another popular resource for insurance practice tests is Insurance Exam Queen, which offers a range of study materials, including practice exams and quizzes. Their courses are designed to complement state-approved pre-licensing courses, providing clarity on the complex world of insurance exams. Additionally, they offer a Platinum Bundle, which includes personal study support through a Telegram group where experienced tutors provide guidance and answers to your queries.
AmericasProfessor.com is another website that offers insurance license exam practice tests alongside comprehensive pre-licensing courses. They emphasise the importance of not solely relying on practice tests, as insurance licensing exams are known to be challenging and frequently written by third-party companies. Their courses cover various insurance specialisations, such as property and casualty, life, health, and accident and sickness, tailored to meet the requirements of your state.
When preparing for insurance licensing exams, it is essential to strike a balance between studying practice tests and gaining a deep understanding of the subject matter. While practice tests can help familiarise candidates with the format and types of questions, they should not be relied upon as the sole means of preparation. A solid grasp of the underlying concepts and knowledge areas is critical to success on insurance exams.
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Frequently asked questions
An insurance test is often referred to as an insurance license exam or an insurance licensure exam.
The insurance license exam is a proctored exam that insurance agents and brokers must pass to obtain a license to sell insurance policies.
The insurance license exam includes 50 questions on general insurance topics and 25 generic state questions. The questions are in a multiple-choice format, with four possible answers for each question.
The cost of the insurance license exam varies depending on the location, ranging from $40 to $150 per attempt. There is also a $43 convenience fee for remote testing.
There are various resources available to help you prepare for the insurance license exam, including practice tests, study guides, and courses offered by private companies. It is also recommended to complete a pre-licensing course and pick an insurance line to specialize in, also known as the line of authority.




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