Auto Club Insurance Association: What You Need To Know

AAA-The Auto Club Group (ACG) is the second-largest AAA club in North America, providing services to over 13 million members across 14 U.S. states, Quebec, Puerto Rico, and the U.S. Virgin Islands. The Auto Club Group offers a wide range of insurance products, including auto, home, renters, motorcycle, ATV, RV, and life insurance. As a AAA affiliate, the Auto Club Group also provides its members with roadside assistance, travel services, and various discounts.

AAA Auto Club Group offers a full range of insurance policies

The Auto Club Group (ACG) is the second-largest AAA club in North America, serving over 13 million members across 14 US states, the province of Quebec, Puerto Rico, and the US Virgin Islands. AAA has been providing safety, security, and peace of mind for over 100 years.

The Auto Club Group offers a full range of insurance policies to meet most drivers' needs. As a AAA affiliate, the Auto Club Group provides additional services such as roadside assistance and travel services via your AAA membership.

All primary car insurance coverage options are available, including personal injury protection (PIP) and medical payments (MedPay), as well as uninsured and underinsured motorist coverage. The Auto Club Group also offers additional coverage options, such as new car added protection, boat and motorcycle policies, and accidental death benefits.

The average full-coverage rate for a 40-year-old driver with the Auto Club Group is $1,621 per year or $135 per month, which is lower than competitors like Allstate. The company also offers a wide range of auto insurance discounts on its policies, as well as discounts with various retailers and services through its affiliation with AAA.

In addition to auto insurance, the Auto Club Group also offers life insurance, as well as flood insurance through its Auto & Home Combination Policy.

AAA membership includes roadside assistance

The Auto Club Group (ACG) is the second-largest AAA club in North America, serving over 13 million members across 14 US states, the province of Quebec, Puerto Rico, and the US Virgin Islands. AAA has been providing safety, security, and peace of mind for over 100 years.

AAA's roadside assistance package comes in tiers: Classic, Plus, and Premier. Each level increases the number of benefits and perks, with the main difference being the extent of towing services provided. For example, Classic members receive up to 5 miles of towing, while Plus members get up to 100 miles, and Premier members receive up to 200 miles.

In addition to towing, AAA's roadside assistance includes fuel delivery, tire change, vehicle entry/lockout services, extraction/winching services, accident protection, and battery service. AAA also offers bicycle, RV, and motorcycle assistance for an additional fee.

AAA membership provides peace of mind for drivers, knowing that they have access to a wide range of services and benefits beyond just insurance. The company is known for its efficient and transparent service, with tow trucks positioned in high-traffic areas to reduce wait times.

Overall, AAA membership, including roadside assistance, is a valuable package that offers security and convenience to drivers across North America.

AAA offers insurance for motorcycles and ATVs

The Auto Club Group (AAA) is the second-largest AAA club in North America, serving over 13 million members across 14 US states, Quebec, Puerto Rico, and the US Virgin Islands. AAA has been providing safety, security, and peace of mind for over 100 years.

AAA offers a wide range of products and services to its members, including roadside assistance, insurance, and travel support. They pride themselves on delivering the highest level of customer service and value to each member.

One of the many insurance options provided by AAA is motorcycle insurance. This insurance offers replacement cost coverage, travel loss reimbursement, and coverage for permanently attached accessories, safety apparel, and helmets. It covers a wide range of two-wheeled vehicles, including motorcycles, scooters, mopeds, dirt bikes, and even snowmobiles.

In addition to motorcycles, AAA also offers insurance for all-terrain vehicles (ATVs). ATV insurance is a specialty insurance that covers damage or liability that occurs while riding off-road. This insurance is essential, as most home and auto insurance policies do not cover ATVs, especially when operated off the owner's property.

With AAA's motorcycle and ATV insurance, you can enjoy the open road or explore off-road trails with peace of mind, knowing that you are protected by a trusted and experienced company.

AAA offers renters insurance

The Auto Club Group (ACG) is the second-largest AAA club in North America, serving over 13 million members across 14 US states, Quebec, Puerto Rico, and the US Virgin Islands. AAA provides safety, security, and peace of mind through a full suite of products and services, including roadside assistance, insurance, and travel support.

With AAA Renters Insurance, you can save up to 55% by bundling with auto insurance, 11% on auto insurance by bundling with renters, and 5% on both just for being a AAA member. AAA offers personalized renters insurance quotes, typically ranging from $100 to $300 per year, with extra coverage for valuable items like jewelry, fine art, or musical instruments.

Before purchasing renters insurance, it's recommended to discuss lease requirements, dwelling details, and your landlord's policy coverage with your landlord to make informed decisions.

AAA offers life insurance

The Auto Club Group (ACG) is the second-largest AAA club in North America, serving over 13 million members across 14 US states, the province of Quebec, Puerto Rico, and the US Virgin Islands. AAA has been providing safety, security, and peace of mind for over 100 years.

AAA Life Insurance Agency is a division of AAA and offers three types of life insurance: term life, whole life, and universal life, each with multiple policies and optional riders. Term life insurance covers the policyholder for a specific period, with beneficiaries receiving a death benefit if the policyholder dies during that time. Whole life insurance is a type of permanent coverage that remains active as long as premiums are paid. Universal life insurance is designed to provide lifelong coverage and cash value growth.

AAA's term life insurance offers coverage ranging from $25,000 to $5,000,000 for individuals aged 18 to 75, with monthly premiums as low as $8. Whole life insurance policies offer a death benefit ranging from $5,000 to $75,000 for those aged 18-85, with premiums locked upon enrollment. Universal life insurance policies offer guaranteed premiums and cash value growth, with benefits starting at $100,000.

In addition to life insurance, AAA offers a full suite of products and services to its members, including roadside assistance, insurance, travel support, and discounts on various services. AAA is committed to being a trusted ally, delivering the highest level of customer service and value to each of its members.

Frequently asked questions