Jeffrey Wade
IBC Insurance Agency, Ltd. is a subsidiary of the International Bank of Commerce and was founded in 2000 to provide all types of insurance to accommodate the diverse needs of the communities it serves. IBC Insurance is a full-service, independent insurance agency that represents many of the leading insurance companies in the market, such as Progressive, Liberty Mutual, Travelers, Allstate, and The Hartford. The company offers a wide array of insurance policies, including auto, home, commercial, and health insurance. IBC Insurance also provides tailored plans for businesses, ensuring protection against unforeseen challenges.
| Characteristics | Values |
|---|---|
| Type | IBC Insurance Agency is a full-service, independent insurance agency |
| Founding | 2000 |
| Motto | "We Do More" |
| Insurance Types | Personal, Commercial, Life, Health, Dental, Vision, Medicare Supplement, Disability, Condo, Renter's, Rental Home, Mobile Home, Business, Auto, Homeowners |
| Insurance Companies Represented | Progressive, Liberty Mutual, Travelers, Allstate, The Hartford |
| Location | South Texas, Oklahoma |
| Contact | 1-800-443-3852 |
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What You'll Learn
- IBC Insurance Agency offers a wide range of insurance policies, including auto and homeowners insurance
- IBC provides tailored insurance plans for businesses, including restaurants and the trucking industry
- IBC offers Medicare Supplement Insurance and health insurance plans for individuals and groups
- IBC's disability income insurance covers most of your salary if you're unable to work due to illness or injury
- IBC Insurance Agency is a subsidiary of the International Bank of Commerce, providing insurance across South Texas and Oklahoma
IBC Insurance Agency offers a wide range of insurance policies, including auto and homeowners insurance
IBC Insurance Agency is a full-service, independent insurance agency that offers a wide range of insurance policies, including auto and homeowners insurance. Founded in 2000 as a subsidiary of the International Bank of Commerce, IBC Insurance Agency strives to provide its clients with the highest quality of customer service by thinking "outside the box" to find products and solutions to protect them from significant risk factors affecting their lives.
The agency represents hundreds of financially strong insurance companies, including leading names in the market such as Progressive, Liberty Mutual, Travelers, Allstate, and The Hartford. With access to multiple insurers, IBC Insurance Agency caters to diverse needs, offering tailored plans for personal and business requirements. This includes auto insurance, which is essential if you are planning to drive to Mexico, as standard U.S. policies do not cover your vehicle once you cross the border.
In addition to auto insurance, IBC Insurance Agency offers homeowners insurance, helping individuals find the right renter's insurance policy, as well as rental home insurance and mobile home insurance. They also provide a range of health insurance options, including individual health insurance plans, comprehensive dental plans, and disability insurance.
IBC Insurance Agency's comprehensive insurance services are open to the general public, and they welcome everyone, not just IBC Bank customers. The agency operates across multiple locations in South Texas and Oklahoma, and their extensive network of carriers ensures tailored solutions for unique needs. Whether you need home, auto, business, life, or group health insurance, IBC Insurance Agency can provide personalized support and optimal coverage at competitive rates.
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IBC provides tailored insurance plans for businesses, including restaurants and the trucking industry
IBC Insurance Agency, Ltd. is a subsidiary of the International Bank of Commerce. Founded in 2000, it provides all types of insurance to accommodate the needs of the communities it serves. The agency represents hundreds of financially strong insurance companies that cover personal, commercial, and/or life and health insurance needs.
IBC Insurance provides tailored insurance plans for businesses, including restaurants and the trucking industry. It offers comprehensive commercial business insurance plans to safeguard assets and ensure peace of mind for every business venture. IBC's business insurance experts guide clients through the process, ensuring a smooth experience.
For the trucking industry, IBC offers comprehensive insurance plans that ensure safety and compliance. Their plans cover employee benefits, supply bonds, and commercial surety, safeguarding against disruptions and financial risks.
When it comes to restaurants, IBC provides tailored insurance services to ensure protection against unforeseen challenges. Their plans can include property coverage, which protects the building, contents, equipment, and other physical assets from covered losses. IBC's restaurant insurance can also provide legal defence costs and protect employers from legal liability resulting from accidents involving employees.
IBC Insurance is dedicated to providing customized quotes that meet the specific needs of businesses, including group health coverage. They understand the challenges employers face with rising healthcare costs and strive to offer competitive rates tailored to individual circumstances.
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IBC offers Medicare Supplement Insurance and health insurance plans for individuals and groups
IBC Insurance Agency, Ltd. is a full-service, independent insurance agency and subsidiary of the International Bank of Commerce. It was founded in 2000 to provide all types of insurance to accommodate the diverse needs of the communities it serves.
IBC Insurance offers Medicare Supplement Insurance and health insurance plans for individuals and groups. For individuals who are self-employed or whose companies do not offer group policies, IBC Insurance provides individual health insurance plans. They also offer comprehensive dental plans for both individual and group needs.
IBC Insurance also caters to groups and businesses. They provide customized quotes for businesses that are considering keeping or changing their group coverage. IBC Insurance offers comprehensive insurance plans for the trucking industry, as well as tailored insurance services for restaurants. They also provide business vision insurance with comprehensive plans for both personal and business needs.
In addition to health insurance, IBC Insurance offers a range of other personal insurance services, including auto and home insurance. They represent many leading insurance companies in the market, such as Progressive, Liberty Mutual, Travelers, Allstate, and The Hartford.
IBC Insurance is committed to providing the highest quality of customer service by thinking "outside the box" to find innovative solutions that protect their clients from significant risk factors affecting their lives.
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$25.99
IBC's disability income insurance covers most of your salary if you're unable to work due to illness or injury
IBC Insurance Agency, a subsidiary of the International Bank of Commerce, provides a wide range of insurance policies, including disability income insurance. This type of insurance is designed to protect individuals from financial losses if an illness, injury, or accident renders them incapable of working and earning a regular income.
Disability income insurance, also known as DI insurance, fills a gap that often exists in employer-provided coverage. Many employer-offered plans may not provide sufficient protection to meet the financial needs of a disabled employee. IBC's disability income insurance aims to address this issue by covering a significant portion of an individual's salary if they are unable to work due to illness or injury.
While policies typically do not pay 100% of an employee's salary, IBC's disability income insurance can replace between 45% and 65% of an individual's gross income. This coverage can be crucial in helping individuals maintain their standard of living, pay their bills, and provide for their families during a challenging time. The specific percentage of income covered will depend on the individual's policy and the terms agreed upon with IBC Insurance Agency.
It is important to note that disability income insurance policies usually have waiting periods before benefit payments are released. These periods, known as elimination periods, vary by employer and insurer, with 90 days being the most common duration. During this waiting period, individuals may need to rely on other sources of income or savings to cover their expenses. Additionally, it is worth mentioning that IBC Insurance Agency represents leading insurance companies in the market, such as Progressive, Liberty Mutual, Travelers, Allstate, and The Hartford, to name a few.
By offering disability income insurance, IBC Insurance Agency provides valuable financial protection to individuals who may be facing uncertainty due to their inability to work. This type of insurance ensures that a significant portion of their salary is covered, helping them manage their financial obligations and maintain stability during a difficult period.
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IBC Insurance Agency is a subsidiary of the International Bank of Commerce, providing insurance across South Texas and Oklahoma
IBC Insurance Agency is a subsidiary of the International Bank of Commerce. It was founded in 2000 to provide all types of insurance to meet the needs of the communities it serves. The company has expanded across South Texas and Oklahoma and is now one of the largest independent insurance agencies in South Texas.
IBC Insurance Agency represents hundreds of financially strong insurance companies that offer Personal, Commercial, and/or Life and Health insurance. They write a wide array of insurance policies to protect your assets, including auto and homeowners insurance. They also offer tailored plans for peace of mind and security.
The company's motto, "We Do More", reflects its commitment to providing the highest quality of customer service and finding innovative solutions to protect its clients from significant risk factors. This attitude of going above and beyond is shared by its parent company, International Bancshares Corporation ("IBC"), which is traded on the Nasdaq Stock Exchange.
IBC Insurance Agency's services include a range of personal insurance plans, such as individual health insurance, dental insurance, disability insurance, and Medicare Supplement Insurance. They also provide insurance for rental properties, mobile homes, and condominiums. Additionally, they offer business insurance, garage insurance, general liability insurance, property insurance, and key employee insurance.
With a strong commitment to the local community, IBC Insurance Agency strives to meet the diverse insurance needs of its customers in South Texas and Oklahoma.
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Frequently asked questions
IBC Insurance Agency is a full-service, independent insurance agency that provides a wide array of insurance policies to protect your assets. They represent many leading insurance companies in the market, such as Progressive, Liberty Mutual, and Allstate. IBC offers auto, home, commercial, and health insurance plans.
IBC health insurance plans cover a range of health services, including dental, vision, and Medicare Supplement Insurance. They also provide disability income insurance, which pays most of your salary if you are unable to work due to injury or illness.
The type of IBC health plan you choose determines the network of providers you can visit. In-network providers are the doctors and hospitals in your plan’s network, which will save you the most money. You can compare the monthly costs of multiple IBC plans to find an affordable option that suits your needs.
IBC Insurance Agency operates in multiple locations across South Texas and Oklahoma. They also have a presence in Laredo, Texas, and provide health insurance services in Philadelphia and southeastern Pennsylvania.
