Understanding Investment-Linked Life Insurance: Maximizing Your Money

what is investment linked life insurance

Investment-linked life insurance is a type of insurance that combines protection and investment. It allows you to grow your savings and receive high returns on your investment, while also guaranteeing your source of income in the event of an unexpected event, such as death, loss of income or physical mobility.

Characteristics Values
Purpose To guarantee your source of income, especially in light of an unexpected event, such as death, loss of income or physical mobility
Benefits Unique combination of protection and investment, freedom and flexibility
Returns High
Investment and protection Offers first-time and veteran investors a platform to invest and receive protection at the same time
Control You can control your insurance coverage and investment growth

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Investment-linked plans offer protection and investment

Investment-linked life insurance plans offer a unique combination of protection and investment. These plans allow you to secure your future by growing your savings and receiving high returns on your investment. You can also receive a lump sum in the event of your death or total and permanent disability.

Investment-linked plans offer flexibility and control over your insurance coverage and investment growth. You have the freedom to invest more money when you have a surplus or to withdraw money when you face an emergency. You can also switch your funds at any time to increase your investment account value and take advantage of changes in the market.

The average return on an investment-linked plan differs based on the level of risk and aggressiveness of the funds you invest in. However, these plans offer a platform for first-time and veteran investors to invest and receive protection simultaneously.

Investment-linked life insurance plans can also include health riders such as protection for critical illness, including cancer as a covered benefit. This provides an additional layer of protection and peace of mind.

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Investment-linked insurance plans can help you grow your savings

The average return on an investment-linked plan differs based on the level of risk and aggressiveness of the funds you invest in. These plans can provide a high return on investment, helping you maximise your potential returns and secure your future.

Additionally, investment-linked plans offer protection against unexpected events, such as death, loss of income, or physical mobility. For example, in the event of your death or total and permanent disability, your dependents will receive a lump sum payout. You can also include health riders for protection against critical illnesses, such as cancer.

By combining insurance coverage with investment opportunities, investment-linked plans provide a platform for first-time and veteran investors to grow their savings while receiving protection. The flexibility and control offered by these plans make them a popular choice for individuals looking to secure their financial future.

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Investment-linked insurance plans can offer high returns

The average return on an investment-linked plan differs based on the level of risk and aggressiveness of the funds you invest in. However, with investment-linked plans, you can maximise the potential returns on your investments and start your journey towards a financially free future. For example, with the Sun Flexilink insurance plan, you can get life insurance coverage with an investment component, as well as health riders such as protection for critical illness, including cancer as a covered benefit.

Investment-linked insurance plans are innovative products that allow you to grow your savings and have a high return on investment while also providing protection and peace of mind. They are a great way to secure your financial future and ensure that your dependents are taken care of in the event of an unexpected emergency.

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Investment-linked plans offer flexibility

Investment-linked plans also offer protection, which is the primary purpose of a life insurance policy. With an investment-linked plan, your dependents will be paid a lump sum in the event of your death or total and permanent disability. You can also include health riders such as protection for critical illness, including cancer as a covered benefit.

The flexibility and availability to control your insurance coverage and investment growth are reasons why investment-linked plans are a popular choice. They offer a unique combination of protection and investment, along with the freedom to make changes to your funds as needed.

The average return on an investment-linked plan differs based on the level of risk and aggressiveness of the funds you invest in. However, with the flexibility to switch funds at any time, you can take advantage of market changes and maximise your returns.

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Investment-linked plans offer freedom

Investment-linked plans are a unique combination of protection and investment. They allow you to secure your future by growing your savings and having a high return on investment. They are a popular choice for first-time and veteran investors as they offer a platform to invest and receive protection at the same time.

For example, with the Sun Flexilink insurance plan, you can buy life insurance coverage with an investment component. You can also include health riders such as protection for critical illness, which includes cancer as a covered benefit.

The average return on an investment-linked plan differs based on the level of risk and aggressiveness of the funds you invest in.

Term Life Insurance: A Secure Future?

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Frequently asked questions

Investment-linked life insurance is a type of insurance that combines protection and investment. It allows you to grow your savings and receive high returns on your investment.

Investment-linked life insurance offers flexibility and control over your insurance coverage and investment growth. It also provides the freedom to invest more money when you have a surplus or to withdraw money in an emergency.

Investment-linked life insurance plans allow you to invest and receive protection at the same time. The return on investment differs based on the level of risk and aggressiveness of the funds you invest in.

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