Shielding Your Rights: Understanding Legal Insurance

what is legal shield insurance

LegalShield is an American legal subscription service that offers comprehensive estate planning services, legal advice and support on multiple issues, from local law firms. Founded in 1972 as the Sportsman's Motor Club by Harland Stonecipher, LegalShield was established to reimburse members for legal fees relating to vehicle accidents. The company has since expanded its offerings to include access to a dedicated law firm, legal document reviews, and representation for covered criminal charges. LegalShield's subscription plans range in cost from $29.95 to $59.95 a month with annual billing, providing an affordable alternative to traditional hourly attorney fees.

Characteristics Values
Founding Founded in 1972 in Ada, Oklahoma as Sportsman's Motor Club by Harland Stonecipher
History Initially provided reimbursements for legal fees relating to vehicle accidents; expanded to offer legal expense plans; changed name to Pre-Paid Legal Services, Inc. in 1976; became LegalShield in 2011
Business Model Sells legal service products directly to consumers through employer groups and multi-level marketing in the US and Canada
Customers Protects over 4.5 million individuals and 140,000 businesses
Pricing Plans range from $29.95 to $59.95 per month with annual billing, 10% higher with monthly billing
Services Access to dedicated law firms, legal advice, document review, letter/phone call on behalf of the client, will preparation, estate planning
Court Appearances A fee of $79 is charged when a court appearance is required by the lawyer

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LegalShield's history and pricing

LegalShield, previously known as Pre-Paid Legal Services, Inc., is a legal subscription service that offers prepaid legal services plans. It has been in business for over 50 years, providing legal tools and services to empower people to live a just and secure life. LegalShield acts as a middleman, connecting its members with dedicated provider law firms across the United States and Canada.

The company offers two main types of legal services plans with varying features to cater to specific needs. The plans provide access to legal consultation and support on an unlimited number of legal matters, including pre-existing issues, for a fraction of traditional law firm hourly rates. LegalShield's services include advice on business and personal legal issues, document review, debt collection, contract review, and civil trial defence.

LegalShield's pricing plans vary, with three plans ranging from $29.95 to $59.95 per month with annual billing. Monthly billing is 10% higher. The Small Business Plan is advertised at $49 per month. The Premium plan includes trust preparation, while the Basic plan covers wills, living wills, and power of attorney.

LegalShield's mission is to provide affordable legal assistance, allowing individuals to access legal services without the burden of high hourly rates. The company has gained recognition for its competitive pricing and value for money, with over 4.4 million people choosing LegalShield as an alternative to traditional legal services.

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Estate planning services

LegalShield is a legal subscription service that offers comprehensive estate planning services, legal advice, and support on multiple issues from local law firms. It provides access to a dedicated law firm for answers on an unlimited number of personal legal matters, including pre-existing issues.

LegalShield offers three plans ranging in cost from $29.95 to $59.95 a month with annual billing, or 10% higher with monthly billing. The Advanced and Premium plans include annual reviews and updates to your will at no additional charge. The Premium plan also includes the establishment of a trust.

With LegalShield, you can access legal firms 24/7 in covered emergency situations and receive discounted legal support compared to hiring a lawyer on your own. LegalShield's network of independent law firms includes lawyers with an average of 22 years of experience.

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Civil trial defence

LegalShield is a legal subscription service that offers comprehensive estate planning services, legal advice, and support on multiple issues, from local law firms. It was established in 1972 and claims to be one of the first companies to offer legal expense plans. The company provides access to a dedicated law firm for an unlimited number of personal legal matters, including pre-existing issues.

LegalShield offers three personal subscription plans for individuals: the Basic, Advanced, and Premium plans. The Basic plan includes the preparation of standard wills, living wills, and durable powers of attorney. The Advanced and Premium plans include annual reviews and updates to these documents at no additional charge. The Premium plan also includes the establishment of a trust.

In terms of civil trial defence, LegalShield provides legal defence if you or your spouse are named as a defendant in a covered civil action filed in a state trial-level court or federal district court. This service is included in the prepaid legal services plans offered by LegalShield. It is important to note that there are certain exclusions to the coverage, such as pre-existing matters, counterclaims, and legal positions that are not likely to prevail in court. Additionally, any unused trial or pre-trial time accrued with the provider law firm does not roll over to subsequent membership years.

LegalShield also offers legal assistance for non-criminal moving traffic citations, providing coverage for a preset number of moving traffic violations per covered person per membership year. This assistance includes representation in court, but a fee may be required for the lawyer's appearance.

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Traffic ticket defence

LegalShield is a legal subscription service that provides access to legal services offered by a network of provider law firms. Members can access legal help for a small monthly fee, which can make a big difference in the outcome of any auto-related incidents.

The subscription includes legal assistance for non-criminal moving traffic citations received while driving a properly licensed, registered, and insured motor vehicle with the consent of the owner. The membership covers a preset number of moving traffic violations per covered person per membership year, and unused services accrue. Tickets must be submitted to the provider law firm at least five business days before the appearance date.

LegalShield offers three plans ranging in cost from $26.95 to $59.95 a month with annual billing, with a 10% increase for monthly billing. The plans include consultation with a lawyer, document review, drafting of debt collection letters, and defence at civil trials. Members can also access the LegalShield app, which allows them to take a picture of their traffic ticket and send it directly to their provider law firm.

It is important to note that LegalShield does not cover out-of-state tickets or matters that will not adversely impact your driving or motor vehicle record. Pre-existing events, misdemeanour or felony charges, and allegations of driving under the influence are also excluded from the coverage.

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Access to dedicated law firms

LegalShield is a legal subscription service that offers members access to dedicated law firms. It provides legal advice and support on multiple issues, including civil trial defence, traffic tickets, and estate planning. The service was established in 1972 by Harland Stonecipher, a life insurance salesman who recognised the need for legal expense plans after struggling with legal expenses following a car accident.

With LegalShield, members can access a dedicated provider law firm within their state. This firm can provide legal assistance on an unlimited number of personal legal matters, including pre-existing issues. Members can schedule a time to speak with a lawyer or request a callback within eight business hours. The dedicated law firm can also provide up to one hour of research per legal matter at no additional cost.

One of the key benefits of LegalShield is the cost savings compared to hiring a lawyer directly. The subscription service offers three plans ranging from $29.95 to $59.95 per month with annual billing, providing discounted legal support from experienced lawyers. The lawyers within the LegalShield network have, on average, 22 years of experience.

LegalShield's dedicated law firms can assist with a range of legal matters. For example, they can review and draft legal documents such as contracts and billing disputes, ensuring their members' best interests are protected. They can also help with uncontested divorce and adoption matters, as well as the preparation of wills, living wills, and powers of attorney.

In addition to the above, LegalShield provides 24/7 emergency access to legal support, demonstrating their commitment to being there for their members whenever needed. Overall, LegalShield's access to dedicated law firms offers comprehensive legal assistance and support to its members, providing peace of mind and helping them navigate a wide range of legal issues.

Frequently asked questions

LegalShield is a legal subscription service that offers prepaid legal services plans. It was established in 1972 as Sportsman's Motor Club by Harland Stonecipher, an insurance salesman.

LegalShield offers comprehensive estate planning services, legal advice, and support on multiple issues, from local law firms. This includes civil trial defence, traffic tickets, and the preparation of legal documents such as wills and power of attorney.

LegalShield offers three plans ranging in cost from $29.95 to $59.95 a month with annual billing, with monthly billing being 10% higher.

LegalShield maintains a national network of independent law firms. Members get access to a dedicated provider law firm within their state and receive discounted legal support compared to hiring a lawyer directly.

LegalShield sells legal service products directly to consumers in the United States and Canada through employer groups and multi-level marketing. It was available in the United Kingdom from 2019 to 2021.

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