Mylo Auto Insurance: Your Personalized Policy Partner

Mylo is an insurtech company that helps you find the best insurance policies and prices. It is an award-winning digital agency that combines data-driven technology, top-rated carrier partners, agents licensed in every state, and deep insurance expertise. Mylo offers a range of insurance options, including auto insurance, which provides coverage for liability, comprehensive and collision, and underinsured or uninsured motorist. With Mylo, you can shop for insurance from multiple carriers in one place, finding the best combination of coverage and price.

Mylo's auto insurance coverage recommendations

Mylos Auto Insurance Coverage Recommendations

Mylo is a digital insurance expert that helps you find the right insurance coverage for your needs. It is an insurtech leader that combines data-driven technology, top-rated carrier partners, agents licensed in every state, and deep insurance expertise to provide highly customized coverage recommendations. Here are some coverage recommendations for auto insurance:

Liability Coverage

Liability coverage is mandatory in most states and protects you if you injure other people or damage property in an accident. It includes bodily injury liability and property damage liability. Bodily injury liability covers you for damages your vehicle may cause to other people, while property damage liability covers you for damages your vehicle may cause to others' property.

Comprehensive and Collision Coverage

Comprehensive and collision coverage covers the costs of repairing or replacing your own vehicle after damage or loss from theft, vandalism, or natural disasters. This type of coverage is optional but usually recommended, depending on your budget, vehicle, and driving habits.

Underinsured/Uninsured Motorist Coverage

This coverage protects you if you are struck by a driver with little or no insurance. It covers damages if you are hit by an uninsured driver and injuries if you are hit by a hit-and-run driver. Underinsured motorist coverage also makes up the difference if the other driver's insurance is not enough to cover the damages.

Medical Coverage

While all states require agents to offer medical coverage, it is usually optional for the driver to purchase. Medical coverage pays for medical expenses to anyone injured in your car, whether or not you are at fault. Personal Injury Protection (PIP) is a type of medical coverage that also includes loss of income, funeral expenses, and other benefits.

Additional Coverage Options

Mylo also offers additional coverage options, such as 24-hour roadside assistance and a lifetime repair guarantee. You can also bundle your auto insurance with home insurance or other policies to save on your premiums.

Customized Recommendations

Mylo's proprietary technology, the Mind of Mylo™, makes precise coverage recommendations based on your specific needs. It identifies the best carrier match and quotes the right policy at the best value. By answering a few questions, you can get an expert recommendation for auto insurance coverage that is tailored to your unique situation.

Mylo's auto insurance discounts

Mylo is an insurtech leader, offering a digital insurance service that combines data-driven technology, top-rated carrier partners, agents licensed in every state, and deep insurance expertise. Mylo's services are free to use and can help you find the best combination of coverage and price for your auto insurance.

Safe Driver Discounts

Mylo recognises good driving behaviour and can help safe drivers save money on their auto insurance.

Good Student Discounts

Mylo offers discounts for students with good academic records.

Homeowner Discounts

If you own and insure a house or condo, you may qualify for a discount by bundling your home and auto insurance.

Newer Car Discounts

Mylo offers discounts for newer cars, rewarding those who have invested in newer models.

Continuous Insurance Discounts

You can save money by maintaining continuous insurance coverage and getting a new quote before your current policy expires.

Eco-Friendly Discounts

Mylo's eco-friendly discount includes incentives for paperless billing, rewarding those who choose environmentally conscious practices.

Accident Forgiveness

Some providers won't raise your rates if you have your first accident after 5 years of safe driving.

Mylo's licensed agents are experts at finding affordable, top-rated insurance for your vehicle. They can help you discover discounts you may not know about and ensure any discounts you qualify for are applied to lower your insurance costs.

Mylo's additional auto insurance benefits

Mylo is a third-party insurance broker that helps you find the right insurance coverage from trusted carriers. It offers a wide range of insurance options, including auto insurance, and is rated 4.9 out of 5 by its customers.

• Expert agents licensed in all 50 states who can help you find the right coverage for your needs and budget.
• A recommendation engine that matches your needs to exact coverage, ensuring you have the right protection without overpaying.
• Access to 100+ top-rated carrier partners, allowing you to compare multiple insurance options and find the best rates available.
• Discount discovery, helping you identify savings opportunities, such as bundling your home and auto insurance.
• Custom consultations to ensure you pay only for the coverage you need for your business or personal use.
• Accident forgiveness, safe driver discounts, and good student discounts to help keep your premiums affordable.
• Guidance on valuing your car accurately, including Actual Cash Value, Functional Replacement Cost, Stated Value, and Agreed Value options.

Mylo's auto insurance liability coverage

Mylo is an insurtech leader that helps companies provide highly customized coverage through insurance intelligence. Mylo's platform combines data-driven technology, top-rated carrier partners, agents licensed in every state, and deep insurance expertise.

Mylo's auto insurance coverage includes liability insurance, which is required by most states to legally drive your vehicle. Liability insurance covers property damage and/or injuries to another person caused by an accident where you are at fault.

The auto liability coverage offered by Mylo typically refers to two types of coverages: property damage and bodily injury. Property damage coverage pays for damage to another person's property, including repairs to the other driver's vehicle, a rental vehicle while the other person's car is being repaired, damage to buildings, fences, or other structures, and damage to personal property such as electronics or belongings inside a vehicle. It also covers legal fees if you are sued for property damage and other related costs.

Bodily injury coverage, on the other hand, provides payment for others injured in an accident, including legal fees if you are sued for injuries you caused. It helps cover medical expenses for those involved in the accident and can also protect your home and other assets if you are sued by a driver or passenger following an accident.

The cost of liability insurance coverage depends on various factors, including the amount of coverage selected. Higher coverage limits may cost more, but it is important to choose a limit that provides sufficient protection. Mylo's licensed agents can help you find the right coverage options and ensure you have the necessary protection without overpaying.

Mylo's auto insurance collision coverage

Mylo is an insurtech leader that enables companies to provide highly customized coverage through insurance intelligence. Mylo's award-winning digital agency amplifies insurance solutions for companies that want to meet the coverage needs of small business owners and individuals.

Mylo's services include auto insurance, which can be purchased with the help of a licensed Mylo agent. Collision coverage is an optional add-on to liability insurance that reimburses you for damages to your vehicle due to an at-fault accident. This includes accidents involving potholes and rolling cars. Collision coverage does not cover damage to the other person's property or bodily injuries. It also does not cover damages or injuries from accidents where you were not at fault, mechanical wear and tear, or damages from weather-related events.

The cost of collision coverage varies depending on the value of your vehicle and the deductible you choose. The deductible is the amount you agree to pay per loss before your insurance company covers the remaining cost of repairs. A higher deductible typically results in lower premiums. While collision coverage is not legally required, it can provide financial protection in the event of an at-fault accident.

Frequently asked questions