Paul Sanchez
Texas insurance licenses need to be renewed every two years, with the renewal date falling on the last day of the birth month of the licensee. To ensure there is no delay in the renewal, it is recommended that the licensee completes their continuing education (CE) requirements at least 30 days before the license expires. This allows time for the CE provider to report the successful completion of the course to the Texas Department of Insurance. The reporting period for Texas insurance renewal, therefore, begins 30 days before the expiration date of the license.
| Characteristics | Values |
|---|---|
| Renewal date | Every 2 years on the last day of the birth month |
| Renewal fee | $50 per line of authority |
| Late renewal fee | $75 per line of authority |
| Continuing education hours | 24 hours every 2 years (except for Limited Lines Agents, who must complete 10 hours) |
| Ethics courses | 3 out of 24 hours |
| Classroom courses | At least 50% of hours (12 hours) must be in classroom/webinar or classroom equivalent courses |
| Continuing education credits | Should be completed 30 days prior to the expiration date of the license |
| Renewal application | Online application |
| Renewal period | Begins 60 days prior to the expiration date |
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What You'll Learn
Texas insurance license renewal requirements
To renew an insurance license in Texas, the Texas Department of Insurance requires licensees to complete 24 hours of continuing education (CE) every two years. The expiration will be on the licensee's date of birth, biennially, based on the anniversary of the original license year. It is recommended to complete all CE requirements 30 days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance.
The number of hours required varies depending on the lines of insurance licensees are licensed in. For example, Limited Lines Agents must complete 10 hours, while Insurance Agents and Adjusters are required to complete 24 total hours every 2 years. Three of the 24 hours must be approved as ethics courses, and at least 50% of the hours must be in classroom/webinar or classroom equivalent courses.
If you don't renew your license on time, there will be a $75 late renewal fee. There is no continuing education "grace period". Once your license expiration date has passed, you will be charged penalties by the state. Texas requires a $50 fine for every CE hour not completed on time, up to a maximum of $500 per license. Not meeting your CE requirements prevents you from renewing your insurance license.
You can request an extension to complete CE hours by sending the FIN517, Application for Licensee Exemption or Extension form to the Texas Department of Insurance. You can also use the Texas Insurance Licensing Search and Renewal tool to view your current accrued CE credits and look up the status of your Texas insurance license renewal.
To renew your license, you can use Sircon or NIPR. NIPR charges $5.60 for processing, while Sircon charges $8.25. The Texas Department of Insurance provides no charge for processing, so it is recommended to renew your license more than 30 days before your license expiration date. The renewal fee is $50 per line of authority. You can pay the renewal fees via NIPR or Sircon by credit card, electronic check, or your chosen online payment system.
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Texas insurance license renewal fees
In Texas, insurance licenses expire every two years on the last day of the birth month of the licensee. The Texas Department of Insurance will send a renewal notice via email within 90 days before the license expires. It is recommended to renew the license more than 30 days before the expiration date to avoid late fees and to allow time for the CE provider to report the completion of the course. The renewal fee is $50 per line of authority, and the late fee is $75 per line of authority. The Texas Department of Insurance does not charge any processing fees. However, NIPR charges $5.60, and Sircon charges $8.25 for processing.
To renew a Texas insurance license, licensees must complete their continuing education (CE) requirements before the expiration date. The number of CE hours required depends on the lines of insurance the licensee is licensed in. For example, insurance agents and adjusters must complete 24 total hours every two years, with three hours in ethics, while limited lines agents must complete ten hours. These CE hours must be completed and reported before the license renewal date to avoid a lapse in the license.
Licensees can request an extension to complete CE hours by submitting the FIN517 form to the Texas Department of Insurance. There is no continuing education "grace period" in Texas, and failing to meet CE requirements prevents the licensee from renewing their insurance license. Texas charges a $50 fine for every CE hour not completed on time, up to a maximum of $500 per license.
The Texas Department of Insurance provides a License Alert service that tracks renewal deadlines, monitors CE requirements, and notifies licensees of industry updates affecting their licensing mandates. Additionally, licensees can use the Texas Insurance Licensing Search and Renewal tool to view their current accrued CE credits and license renewal status.
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Texas insurance continuing education (CE) courses
Texas insurance licenses expire every two years on the last day of the birth month of the licensee, based on the anniversary of their original license year. To keep a license active, it is necessary to complete Texas Insurance Continuing Education (CE) courses before the expiration date. The Texas Department of Insurance will send a renewal notice via email within 90 days before the license expires.
The number of hours of CE courses that need to be completed varies depending on the lines of insurance licensees are licensed in. Insurance Agents and Adjusters are required to complete 24 total hours every 2 years, with the exception of Limited Lines Agents, who must complete 10 hours. Three of the 24 hours must be approved as ethics courses, and at least 50% of the hours must be in a classroom/webinar or classroom-equivalent setup.
There are several approved Texas Department of Insurance education providers, such as eInsuranceTraining, A.D. Banker, and Kaplan Financial Education, that offer online CE packages. These packages are designed to be completed at the learner's own pace and include automatic state reporting for no extra fee.
It is recommended to complete all CE courses 30 days prior to the expiration date of the license. This will allow the CE provider time to report the successful completion to the Texas Department of Insurance. After completing the CE courses, a renewal application must be filed, and the renewal fee is $50 per line of authority.
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Texas insurance license renewal dates
Texas insurance licenses expire every two years on the last day of the birth month of the licensee. The Texas Department of Insurance will send a renewal notice via email within 90 days before the license expires. To keep the license in good standing, 24 hours of continuing education (CE) must be completed every two years. These hours must be completed before midnight on the license expiration date to avoid fines and delays in the renewal process. It is recommended to complete CE courses at least 30 days before the expiration date to allow time for the CE provider to report the successful completion of the course to the Texas Department of Insurance. The renewal fee is $50 per line of authority, and there is a $75 late renewal fee if the license is not renewed on time.
The number of CE hours required for renewal depends on the lines of insurance the licensee is licensed in. For example, Limited Lines Agents must complete 10 hours, while Insurance Agents and Adjusters are required to complete 24 total hours every two years. Three of the 24 hours must be approved as ethics courses, and at least 50% of the hours must be in classroom/webinar or classroom-equivalent courses. Licensees may take courses in any line of authority, and courses can be completed online, through live webinars, or through self-study.
To renew a Texas insurance license, the licensee must first complete their CE requirements and then file a renewal application. The online application will guide the licensee through the renewal process. Upon successful renewal, the licensing record will be updated on the Texas Department of Insurance's website, and the renewed license can be immediately obtained using the state's Print or Download Your License service.
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Texas insurance license renewal applications
Texas insurance licenses are valid for two years. The Texas Department of Insurance will notify you via email about 90 days before your license expires. The renewal date occurs biennially, every two years on the last day of your birth month.
To renew your Texas insurance license, you will need to complete a renewal application online and pay the required fee. The renewal fee is $50 per line of authority. The Texas Department of Insurance provides no charge for processing, so it is recommended to renew your license more than 30 days before your license expiration date to avoid late fees. The late fee is $75 per line of authority.
You can pay the renewal fees via NIPR or Sircon by credit card, electronic check, or your chosen online payment system. After completing the steps, your insurance license will be valid for another two years.
To keep your Texas insurance license in good standing with the state, you will need to renew your license by completing your Texas Insurance CE requirements before your expiration date. The number of CE hours required can vary, so check with the Texas Department of Insurance for specifics related to your license type. Insurance Agents and Adjusters are required to complete 24 total hours every 2 years (except for Limited Lines Agents, who must complete 10 hours). 3 of the 24 hours must be approved as ethics courses. At least 50% of the hours must be in classroom/webinar or classroom equivalent courses.
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Frequently asked questions
The reporting period for Texas insurance renewal is 30 days before the expiration date of the license.
Insurance licenses in Texas expire every two years. The renewal date is on the last day of your birth month, biennially, based on the anniversary of the original license year.
The renewal fee is $50 per line of authority. There is also a $75 late renewal fee if you do not renew your license on time.
The Texas Department of Insurance requires 24 hours of continuing education (CE) courses to be completed every two years. Three of these hours must be in ethics, and at least 12 hours must be "classroom" or "classroom equivalent" courses.
First, complete the required CE courses and ensure the hours are reported to the Texas Department of Insurance. Then, file a renewal application online. Finally, print or download your renewed license from the Texas Department of Insurance's website.
