Paul Sanchez
Supplemental life insurance from MetLife can help support you and your family when you need it most. It provides enhanced coverage for unexpected events, including accidents and dismemberment. MetLife also offers a variety of group life insurance solutions to meet your evolving needs, including estate resolution services.
| Characteristics | Values |
|---|---|
| Supplemental insurance | Can help support you and your family when you need it most |
| Supplemental AD&D | Employee-paid coverage that complements the value of Supplemental Term Life with added coverage, a percentage of the death benefit amount is payable in the event of non-fatal covered losses |
| Dependent AD&D | Employee-paid coverage that provides spouses and dependents with a benefit equal to the Dependent Term Life benefit amount |
| Voluntary AD&D | Employee-paid benefit that is offered as a stand-alone coverage to employees, spouses and dependent children — available regardless of enrolling in life insurance |
| Estate Resolution Services | Offered by MetLife Legal Plans, Inc., Cleveland, Ohio |
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What You'll Learn
- Supplemental insurance can help support you and your family when you need it most
- Supplemental AD&D: Employee-paid coverage that complements the value of Supplemental Term Life
- Dependent AD&D: Employee-paid coverage that provides spouses and dependents with a benefit
- Voluntary AD&D: Employee-paid benefit that is offered as a stand-alone coverage to employees, spouses and dependent children
- Estate Resolution Services are offered by MetLife Legal Plans, Inc., Cleveland, Ohio
Supplemental insurance can help support you and your family when you need it most
Supplemental Term Life insurance is an employee-paid coverage that complements the value of your existing term life insurance. It provides additional financial protection, giving you peace of mind knowing that your loved ones will be taken care of if something happens to you. With Supplemental Term Life, you can enhance the death benefit amount payable to your beneficiaries, ensuring they have the financial resources they need during a difficult time.
Supplemental AD&D (Accidental Death & Dismemberment) insurance is another valuable option offered by MetLife. This coverage is also employee-paid and provides benefits in the event of accidental death or non-fatal covered losses. AD&D insurance can help fill the gaps left by other insurance policies, ensuring that you and your family are protected from the financial impact of unexpected accidents. Whether it's a serious injury or a tragic loss, Supplemental AD&D can provide the necessary funds to help cover expenses and maintain financial stability.
In addition to Supplemental Term Life and Supplemental AD&D, MetLife offers a comprehensive suite of value-added services. These services include Estate Resolution, which assists in managing and distributing your assets according to your wishes. By offering these supplementary services, MetLife ensures that you have the necessary tools to protect your family's future and provide them with the support they need to navigate challenging times.
Supplemental insurance is a valuable tool that can provide financial security and peace of mind for you and your family. By considering your specific needs and choosing the right supplemental plans, you can ensure that you are prepared for life's unexpected events. MetLife's range of supplemental insurance options allows you to customize your coverage, filling in any gaps left by your primary insurance policies. Whether it's enhancing death benefits or protecting against accidental injuries, supplemental insurance can play a crucial role in supporting you and your family when it matters most.
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Supplemental AD&D: Employee-paid coverage that complements the value of Supplemental Term Life
Supplemental insurance can help support you and your family when you need it most. MetLife offers a range of group life insurance products, including Supplemental Term Life, which can be complemented by Supplemental AD&D.
Supplemental AD&D is an employee-paid coverage that can be added to Supplemental Term Life insurance. It provides added coverage, with a percentage of the death benefit amount payable in the event of non-fatal covered losses. This means that, in addition to the benefits provided by Supplemental Term Life insurance, Supplemental AD&D offers further financial support in the case of unexpected events that do not result in death.
MetLife's Supplemental Term Life insurance is a comprehensive and customisable approach to coverage, allowing employers to offer insurance that best fits their employees' needs while balancing their own costs. Supplemental AD&D is one way to enhance this coverage, providing extra protection for employees and their families in the event of unforeseen circumstances.
By offering Supplemental AD&D, employers can ensure their employees have access to a broad range of insurance options that can be tailored to their specific needs. This added coverage can provide peace of mind and financial security, helping to meet the income needs of employees and their families in the event of a premature death or non-fatal accident.
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Dependent AD&D: Employee-paid coverage that provides spouses and dependents with a benefit
Supplemental life insurance from MetLife can help support you and your family when you need it most. It is an employee-paid benefit that complements the value of Supplemental Term Life with added coverage. In the event of non-fatal covered losses, a percentage of the death benefit amount is payable.
Dependent AD&D is an employee-paid coverage that provides spouses and dependents with a benefit equal to the Dependent Term Life benefit amount. This means that if an employee passes away, their spouse and dependents will receive a benefit that is equal to the amount of the employee's term life insurance. This can help to ensure that the family is financially supported in the event of a premature death.
MetLife offers a variety of group life insurance solutions to meet the evolving needs of employees and their families. Their services include Supplemental Term Life, which provides added coverage to employees who may be underinsured. This can help to provide financial protection for employees and their families in the event of unexpected events or non-fatal covered losses.
MetLife's Supplemental Life Insurance also includes Estate Resolution Services, which are offered by MetLife Legal Plans, Inc. in Cleveland, Ohio. These services can help employees and their families navigate the legal and financial aspects of estate planning and ensure that their loved ones are taken care of in the event of their death.
Overall, MetLife's Supplemental Life Insurance provides comprehensive and customizable coverage options to help employees and their families prepare for unexpected events and ensure financial security.
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Voluntary AD&D: Employee-paid benefit that is offered as a stand-alone coverage to employees, spouses and dependent children
MetLife offers a range of group life insurance products, including Supplemental Life Insurance. This is an employee-paid benefit that can be offered as a stand-alone coverage to employees, their spouses and dependent children. It is available regardless of whether the employee has enrolled in life insurance.
Supplemental Life Insurance is designed to complement the value of Supplemental Term Life Insurance. It provides added coverage, with a percentage of the death benefit amount payable in the event of non-fatal covered losses. This means that if an employee suffers an accident that results in non-fatal injuries, they will receive a benefit from MetLife.
MetLife's Supplemental Life Insurance is also intended to support employees and their families in the event of a premature death. It can help to meet a portion of a family's income needs, providing financial support when it is needed most.
In addition to Supplemental Life Insurance, MetLife offers other types of coverage, including Basic Accidental Death & Dismemberment (AD&D) and Dependent AD&D. Basic AD&D is employer-paid coverage that provides an accidental death benefit equal to an employee's basic term life insurance amount. Dependent AD&D, on the other hand, is employee-paid coverage that provides spouses and dependents with a benefit equal to the Dependent Term Life benefit amount.
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Estate Resolution Services are offered by MetLife Legal Plans, Inc., Cleveland, Ohio
MetLife offers a range of life insurance products, including Supplemental Life Insurance. This is an employee-paid coverage that complements the value of Supplemental Term Life with added coverage. A percentage of the death benefit amount is payable in the event of non-fatal covered losses.
Supplemental insurance can help support you and your family when you need it most. It is a comprehensive and customisable approach to coverage so you can offer the protection that best fits your employees' needs while balancing your own costs.
MetLife's Supplemental Life Insurance includes Estate Resolution Services, offered by MetLife Legal Plans, Inc., Cleveland, Ohio. This service provides support to employees and their families in the event of a premature death, helping to meet a portion of the family's income needs.
MetLife's Supplemental Life Insurance also includes Basic Accidental Death & Dismemberment (AD&D) coverage, which is employer-paid and provides an accidental death benefit equal to an employee's basic term life insurance amount. Dependent AD&D is also available, which is employee-paid coverage that provides spouses and dependents with a benefit equal to the Dependent Term Life benefit amount.
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Frequently asked questions
Supplemental Life Insurance with MetLife is an employee-paid coverage that complements the value of Supplemental Term Life with added coverage. A percentage of the death benefit amount is payable in the event of non-fatal covered losses.
Supplemental Life Insurance covers unexpected events and provides enhanced coverage for accidental death and dismemberment. It also includes benefits for covered accidents resulting in serious injury or death while travelling on company business.
Supplemental Life Insurance can benefit both employees and their families. It helps meet a portion of a family's income needs in the event of a premature death and offers portable, permanent life insurance protection.
MetLife offers a broad range of group life insurance products and value-added services. Their Supplemental Life Insurance is comprehensive and customizable, allowing employers to balance their own costs while offering coverage that best fits their employees' needs.
