Jane Dotson
The University of Georgia (UGA) offers a range of insurance options for its students, including a mandatory student health insurance plan. This plan is required for certain graduate students and those enrolled in specific programs such as the Doctor of Pharmacy, Doctor of Veterinary Medicine, and Applied Behavior Analysis. The university's health center provides medical services to students and can process prescription insurance cards. Additionally, UGA has a dedicated office for insurance and claims management, ensuring superior customer service and efficient resolution of insurance-related issues. Students with inquiries about their health insurance can contact the UGA Human Resources Department or refer to the University Health Center's FAQ section for more information.
| Characteristics | Values |
|---|---|
| Name | University of Georgia Insurance and Claims Management |
| Description | Provides superior customer service and speedy, efficient, and accurate resolution of insurance-related issues |
| Target Group | Internal and external customers, including students and parents |
| Contact | UGA Human Resources Department, 215 S. Jackson Street, Athens, GA 30602, 706-542-2222, hr.uga.edu/students, [email protected] |
| Health Center | Licensed healthcare provider, requires referrals for specialty doctors, offers pharmacy services |
| Health Fee | Mandatory for full-time students, optional for students taking 5 or fewer credits |
| Mandatory Insurance | Required for specific graduate programs and graduate assistantships, with opt-out option for alternative coverage |
| Coverage Exclusions | Charges for medical treatment outside the Student Health Center without prior approval or referral |
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What You'll Learn
Student health insurance
The University of Georgia offers a mandatory student health insurance plan for students whose program requires health insurance. This includes students in the Doctor of Pharmacy program, the Doctor of Veterinary Medicine program, and the Applied Behavior Analysis program. Graduate students receiving qualified graduate assistantships or fellowships that provide funding equal to or greater than the prevailing in-state tuition rate for graduate students are also required to have health insurance. Students who fall into one of these mandated categories can opt out of the mandatory plan if they have other acceptable health insurance coverage.
The University Health Center (UHC) is a licensed healthcare provider and students must utilize the Health Center for care or to obtain a referral when needed. A health fee is paid by every full-time student and is optional for students taking five or fewer credits. This fee covers services provided by the UHC, and students who have not paid this fee are responsible for paying for charges normally covered by it. The UHC pharmacy can process most prescription insurance cards, and prescriptions may be covered by a student's insurance plan even if visits to the health center are not.
Students who are not mandated to have health insurance but wish to purchase it can enroll in a voluntary plan through United HealthCare. This plan offers annual or fall-only coverage, with the option to add spring/summer coverage later. Premiums vary based on the level of coverage desired and whether dependents are included.
For more information about student health insurance at the University of Georgia, students can contact the UGA Human Resources Department or email [email protected].
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Pharmacy prescription coverage
The University Health Center (UHC) Pharmacy at the University of Georgia accepts most major prescription insurance plans. To use the pharmacy, students must bring their UGA ID and prescription insurance card. The pharmacy can process most prescription insurance cards, but some insurance cards provide only medical coverage and may require a separate card for pharmacy coverage. Therefore, it is recommended to check with the insurance provider to see if a separate card is needed for pharmacy coverage.
The UHC Pharmacy offers 24/7 online and telephone services for prescription refills. Students can also visit the pharmacy without an appointment during its opening hours, Monday to Friday, 9 AM–5 PM. The pharmacy is located on the first floor of the University Health Center and is open Monday to Friday, 8 AM–6 PM.
The UHC Pharmacy also offers walk-in and curbside services, allowing students to wait in their cars for their prescriptions. To use the curbside service, students can park in the UHC parking lot and call the pharmacy, and a staff member will deliver the medication to their car.
The UHC Pharmacy can fill prescriptions written by doctors outside of the Health Center. To transfer a prescription from another pharmacy, students can provide the pharmacy phone number, prescription name, and prescription number if possible. The pharmacy staff will then contact the outside pharmacy to transfer any remaining refills.
It is important to note that the UHC is not equipped to provide emergency care in life-threatening situations. In such cases, students should visit a nearby hospital or call 911.
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Mandatory student health insurance plan
The Affordable Care Act (ACA) has brought about significant changes to students' health insurance coverage options. One of the first ACA regulations, implemented in 2010, allows young adults to remain on their parents' health insurance plans until they turn 26. This applies regardless of their enrolment status, tax dependence, marital status, or employer-provided insurance.
The ACA also made individual insurance guaranteed-issue, regardless of medical history, and created subsidies (premium tax credits) to make premiums affordable for low and middle-income enrollees. These subsidies are available even if the student is on their parents' plan or purchases student health insurance through their university.
Most university health insurance plans are now regulated by the ACA, covering the ten essential health benefits with no annual or lifetime benefit maximums. However, it is important to note that not all plans marketed to students are considered "student health plans" under the law. For example, short-term policies or self-insured health plans offered by universities may not be ACA-compliant.
Students who are mandated to have health insurance and have other acceptable coverage, such as through their parents' or employer-sponsored plans, can usually waive the student insurance plan. Waivers must typically be submitted by a specified deadline for each term, and failure to do so will result in automatic enrolment in the student plan.
While the specific details of the University of Georgia's (UGA) insurance plan are not readily available, the university does have a dedicated Insurance & Claims Management department, suggesting that it offers its students a health insurance plan. The UGA Human Resources Department can provide information on enrollment status, waivers, and mandatory student plans through United Healthcare.
In summary, the ACA has expanded health insurance options for students, allowing them to remain on their parents' plans until age 26 and providing access to subsidies. While most university plans are now regulated by the ACA, it is important to carefully review the specifics of each plan, as some may not be ACA-compliant. Students with existing coverage can typically waive university-mandated insurance, but they must follow the specified waiver procedures and deadlines to avoid automatic enrolment and associated charges.
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Student Health Center
The University Health Center (UHC) at the University of Georgia is a licensed healthcare provider that offers integrated medical, wellness, and counseling services to students. The UHC is open Monday through Friday from 8 am to 5 pm, and its pharmacy is open from 8 am to 6 pm.
The UHC provides a range of services, including:
- COVID-19 vaccines
- Flu shots
- Sexual assault hotline
- Mental health support
- Prescription refills
- Emergency and after-hours care
- Digital well-being resources
- Required courses
The UHC also offers a patient portal where students can schedule appointments and access their health information.
In terms of insurance, the UHC accepts most prescription insurance cards. However, it is important to note that some insurance cards only provide medical coverage and may not cover visits to the health center. Students are advised to check with their insurance providers to understand their coverage and bring their current cards.
Additionally, the UGA Human Resources Department can provide information on student health insurance, including enrollment status, waivers, and mandatory student plans through United Healthcare.
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Referrals
At the University of Georgia, students whose programs require health insurance include those enrolled in the Doctor of Pharmacy, Doctor of Veterinary Medicine, and Applied Behavior Analysis programs. Graduate students receiving Qualified Graduate Assistantships are also mandated to have health insurance.
Students who fall into one of the mandated categories can opt out of the mandatory student health insurance plan if they have other acceptable health insurance coverage. If a mandated student does not have an approved waiver request at the close of the waiver period, the student will be automatically enrolled in the mandatory plan.
Students with questions about student health insurance can refer to the UGA website, which provides an email address ([email protected]) and a phone number (706-542-2222) for further inquiries. Additionally, the UGA Human Resources Department, located at 215 S. Jackson Street, Athens, GA 30602, can provide information on enrollment status, waivers, and mandatory student plans through United Healthcare.
It is important to note that students must utilize the University Health Center for care or to obtain a referral when needed. The student must first use the services of the Health Center, where outpatient treatment will be administered or a referral issued. Expenses incurred for medical treatment rendered outside of the Student Health Center without prior approval or a referral are excluded from coverage.
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Frequently asked questions
The University Health Center (UHC) at the University of Georgia provides health insurance plans for students.
The UGA student mandatory plan is for graduate students receiving a full or partial tuition waiver as part of their graduate assistantship award. This includes general graduate assistantships, teaching assistantships, and research assistantships.
The UGA Health Fee is paid by every full-time student and is optional for students taking five or fewer credits. This fee covers services provided by the UGA Health Center.
Yes, students who fall into one of the mandated categories can opt out of the mandatory student health insurance plan if they have other acceptable health insurance coverage.
The pharmacy can process most prescription insurance cards. However, some insurance cards only provide medical coverage and may require a separate card for pharmacy coverage. It is best to check with your insurance provider.
