Orlando Harmon
Health insurance in the United States is complex. Surest, a UnitedHealthcare company, is an ACA-compliant employer-sponsored health plan that is disrupting the health insurance marketplace with its comprehensive medical plan. Surest is changing how employees use their health insurance by giving them more control over where they go and how much they pay for care. It is a no-deductible health plan with transparent pricing, where you can see prices before making an appointment or filling a prescription. Surest accesses the national UnitedHealthcare provider network, which is one of the largest in the country.
| Characteristics | Values |
|---|---|
| Type | Health Insurance |
| Provider | UnitedHealthcare |
| Availability | Available in 37 states to fully insured employers with at least 51 employees and nationwide for self-funded plans with 51 or more workers |
| Group Size | Available to groups with 2 or more members |
| Deductibles | No deductibles |
| Co-insurance | No co-insurance |
| Co-pays | Variable co-pays by doctor |
| Cost Transparency | Transparent costs through the app |
| Provider Network | UnitedHealthcare provider network, one of the largest in the country |
| Coverage | More than 1.8 million healthcare providers and more than 5,600 hospitals across the U.S. |
| Affordability | Improved affordability for healthcare for all ages, especially for those with significant chronic conditions or comorbidities |
| Cost Savings | Lowered total cost, with savings of over $400 per member per year |
| Member Experience | Positive reviews for ease of use, convenience, and consumer empowerment |
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What You'll Learn
Surest is a flexible, transparent health plan
One of the key advantages of Surest is its cost transparency. Members can look up providers on the UHC Choice or UHC Choice Plus (PPO) networks through the Surest app and see exact copay information for each service, including mental health services. This allows members to compare prices and plan ahead, ensuring they know exactly how much they will pay before receiving treatment.
The Surest app also provides information on provider ratings, treatment options, and what is included in each visit, empowering members to make informed decisions about their healthcare. This level of transparency and flexibility is a significant departure from traditional insurance models, positioning Surest as a disruptive product in the market.
Overall, Surest provides a flexible and transparent health plan that gives members control over where they go and how much they pay for care, making it a compelling option for those seeking comprehensive health coverage.
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Surest is an ACA-compliant employer-sponsored health plan
The Surest health plan provides comprehensive medical coverage, including preventive care, hospital stays, surgeries, and specialty care. It offers a broad range of care options and services to employees, giving them more control over where they go and how much they pay for care. The plan uses the broad UnitedHealthcare provider network, one of the largest in the country, so members can easily find doctors, hospitals, and clinics near them.
One of the key features of Surest is its focus on cost transparency. Members can look up providers on the UHC Choice or UHC Choice Plus (PPO) networks through the Surest app and see exact copay information for each service, including mental health services. This allows members to compare options and make informed decisions about their healthcare. Surest also offers variable co-pays by the doctor, with lower copays for providers evaluated as higher-value options based on quality, efficiency, and overall effectiveness of care.
Overall, Surest is an innovative employer-sponsored health plan that offers flexibility, transparency, and comprehensive coverage to its members, while also driving cost savings for both employees and employers.
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Surest offers price transparency
The Surest app plays a crucial role in providing price transparency. Members can use the app to look up specific health issues, such as "sinus infection" or "prescriptions". They can then choose their preferred type of treatment and view a map with providers and the corresponding copay costs. The app also provides provider information, including ratings, addresses, and scheduling details. This allows members to schedule their treatment directly and know exactly how much they will pay.
In addition to the app, members can also access price transparency through the Surest website. They can compare prices and provider options in advance, ensuring they are well-informed before seeking care. Surest's approach to price transparency helps eliminate the fear of unexpected medical bills and empowers members to make cost-effective choices.
Furthermore, Surest's price transparency is coupled with a focus on quality. While traditional healthcare pricing can vary widely for the same procedures, Surest connects members to quality providers through its app and website. This helps members understand the value they are receiving for their money and makes informed decisions about their healthcare choices. Surest's combination of price transparency and quality assurance sets it apart from other insurance options.
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Surest offers a broad range of care options
Firstly, Surest offers price transparency, allowing members to see prices before making an appointment or filling a prescription. This is a significant departure from traditional insurance models, which often leave patients guessing about costs until after they have received care. With Surest, members can look up providers on the UHC Choice or UHC Choice Plus (PPO) networks through the app and see exact copay information for each service, including mental health services.
The plan also uses the broad UnitedHealthcare provider network, one of the largest in the country, so members can easily find doctors, hospitals, and clinics near home, on vacation, or via virtual care. Surest steers members towards the most effective providers in terms of quality and cost, and copays will vary based on the provider, putting more power in the member's hands.
The Surest health plan covers a wide range of services, including preventive care, hospital stays, surgeries, specialty care, and more. It also offers alternative treatment options like physical therapy or virtual care. Members can easily search for and compare care options through the app or website and decide how to get care based on their health needs and budget.
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Surest is available to groups with 2+ members
One of the key advantages of Surest is its cost transparency. Members can easily look up providers and see exact copay information for each service right in the app, including mental health services. This allows members to compare prices and plan their healthcare expenses in advance. Surest also offers a broad range of care options, including preventive care, hospital stays, surgeries, and specialty care.
The Surest health plan is designed to empower members by giving them more control over their healthcare choices and expenses. Members can use the app to search for doctors, hospitals, and clinics near them, and even access virtual care. The plan also provides information on provider ratings, treatment options, and what's included in each visit, enabling members to make informed decisions about their healthcare.
Overall, Surest offers a flexible and transparent health insurance option for groups with 2 or more members, providing them with cost transparency, a broad range of care options, and the ability to make informed decisions about their healthcare.
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Frequently asked questions
The Surest plan is a no-deductible health insurance plan with price transparency, allowing users to see prices before making an appointment or filling a prescription.
Surest is a group health insurance product available to businesses or employers with at least two employees or members. Members can look up providers and the exact copay information for each service in the app.
Surest is designed to provide information like price (copay), provider ratings, what’s included in a visit, and treatment options that members can see in advance to help them decide how to get care. Surest also provides significant health insurance expense savings to employers.
Surest is available in 37 states to fully insured employers with at least 51 employees and nationwide for self-funded plans with 51 or more workers.
