
T-Mobile offers a range of insurance and protection plans for mobile devices, including the Insurance Device Protection Plan and the Service Contract Device Protection Plan. The Insurance Device Protection Plan covers accidental damage, loss, and theft, while the Service Contract Device Protection Plan covers mechanical and electrical failure, JUMP! Upgrades, unlimited screen protector replacements, and access to technical support. T-Mobile customers can also take advantage of Protection 360, which includes both an insurance plan and a service plan, providing coverage for accidental damage, loss, theft, and mechanical breakdown. To file a claim, customers can use the Protection 360 app by Assurant, visit mytmoclaim.com, or call Assurant at 1-866-866-6285.
| Characteristics | Values |
|---|---|
| Name of Insurance | Protection 360 |
| Insurance Provider | Assurant |
| Insurance Provider Contact Number | 1-866-866-6285 |
| Insurance Device Protection Plan Coverage | Accidental damage, loss, theft |
| Service Contract Device Protection Plan Coverage | Mechanical and electrical failure, JUMP! Upgrades, unlimited screen protector replacements, access to tech support and mobile security apps |
| Discount | Up to $1.50 on the Insurance Device Protection Plan if you buy both plans |
| Enrollment Period | Within 30 days of device activation, or during a device protection open enrollment |
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What You'll Learn

T-Mobile Protection 360™ insurance and service plan
T-Mobile Protection 360™ is a comprehensive insurance and service plan that offers peace of mind to customers. It provides coverage for accidental damage, loss, and theft, giving customers financial protection in case of unexpected events. The plan also includes a service contract, ensuring coverage for mechanical and electrical failures, so you don't have to worry about repair costs.
One of the standout features of Protection 360™ is its accessibility. It can be added to eligible devices on a T-Mobile for Business account, and the monthly cost ranges from $7 to $25 per device, depending on the device type. This flexibility allows customers to choose the level of protection that suits their needs and budget. The service fee or deductible is based on the device model and claim type, ensuring fairness and affordability for all customers.
Protection 360™ also shines with its extra benefits. It offers unlimited live technical support via call or chat for all your smart devices, ensuring you're never left struggling with technology issues. The plan includes JUMP!® Upgrades, which allow early device upgrades once you've paid 50% of the device cost. This feature is especially appealing to those who want to stay up-to-date with the latest technology without breaking the bank.
The Protection 360™ app by Assurant® is a valuable tool for customers. Through the app, users can conveniently check their device coverage, review service fees and deductibles, and file and track claims. The app also provides useful tips specific to your device, ensuring you get the most out of your technology. With Protection 360™, you're not just covered for accidents and loss; you also receive guidance and support to enhance your overall device experience.
For Apple device users, Protection 360™ offers seamless integration with AppleCare Services. Eligible Apple devices can receive service and technical support through AppleCare during the first 24 months of enrolling in Protection 360™, as long as the plan coverage remains uninterrupted. This collaboration between T-Mobile and Apple ensures that Apple device owners can access specialized support tailored to their products.
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Discount for buying both plans
T-Mobile offers two plans under its 'Protection 360' insurance program, which includes both an insurance plan and a service plan. The Insurance Device Protection Plan covers accidental damage, loss, and theft. On the other hand, the Service Contract Device Protection Plan covers mechanical and electrical failure, JUMP! Upgrades, unlimited screen protector replacements, and access to tech support and mobile security apps.
If you buy both plans, you are eligible for a discount of up to $1.50 on the Insurance Device Protection Plan, depending on the device tier. This discount is available to customers in New York who purchase both plans, even if they bought their device from another provider, as long as they can show proof of a service contract.
The Protection 360 app by Assurant allows you to check your device coverage, review service fees/deductibles, and file and track claims. It also provides useful tips for your specific device and connects you with live help for device support.
T-Mobile's Protection 360 phone insurance costs $7-25 per month, excluding taxes. It is a month-to-month program that automatically renews unless canceled. Property insurance is underwritten by the American Bankers Insurance Company of Florida in all states except New York.
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File a device protection claim
T-Mobile offers device protection through its Protection 360™ program, which includes both an insurance plan and a service contract plan. The insurance device protection plan covers accidental damage, loss, and theft, while the service contract device protection plan covers mechanical and electrical failure, JUMP!® Upgrades, unlimited screen protector replacements, and access to tech support and mobile security apps.
If you need to file a device protection claim with T-Mobile, here's what you need to do:
Step 1: Gather Information
Before initiating the claim process, ensure you have all the necessary information. This includes the date the incident occurred and the last time you used the device. If your device was stolen, you will need the police report number. Additionally, have your T-Mobile ID and password ready for verification.
Step 2: Choose Your Filing Method
You can file a device protection claim with T-Mobile through the following methods:
- Online: Visit mytmoclaim.com or www.mytmoclaim.com using a web browser. Log in with your T-Mobile ID and follow the step-by-step instructions to file your claim.
- Mobile App: Use the Protection 360™ app by Assurant® on your Android or iOS device. Open the app, select "File a Claim," and follow the instructions.
- Phone: Call Assurant® directly at 1-866-866-6285 for assistance in filing your claim.
Step 3: Provide Details
During the claim process, you will need to provide specific details about your device and the incident. This includes device information such as the make, model, and mobile number. You will also need to explain what happened to your device, whether it was damaged, lost, or stolen.
Step 4: Follow Instructions
Follow the instructions provided by T-Mobile or Assurant® carefully. They will guide you through the claim process, including any additional steps or requirements. This may include providing shipping information or submitting additional documentation, such as a proof of loss form.
Step 5: Await Claim Approval
Once you have filed your claim, wait for approval from T-Mobile or Assurant®. If your claim is approved, you will be informed of the replacement options available to you, which may include device replacement or repair service. There may be a deductible and processing fee associated with your claim, depending on your device tier and the type of claim.
Remember, device protection is not required to activate service with T-Mobile, but it provides peace of mind and protects you from the full replacement cost in case of accidental damage, loss, theft, or mechanical breakdown.
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T-Mobile Insurance Device Protection Plan
T-Mobile's Insurance Device Protection Plan offers coverage for accidental damage, loss, and theft. This plan is particularly beneficial for customers who bring their own devices (BYOD) as it provides coverage after the manufacturer's warranty expires. Notably, this plan is optional and not a requirement for activating service with T-Mobile. However, without any protection, customers may be responsible for the full replacement cost of their device in case of accidental damage, loss, theft, or mechanical breakdown.
The Insurance Device Protection Plan is part of T-Mobile's Protection 360™, which offers a comprehensive suite of benefits. With Protection 360™, customers gain access to both an insurance plan and a service plan. This includes unlimited live technical support via call or chat for all smart devices, as well as device-specific step-by-step guides to troubleshoot issues. Additionally, Protection 360™ provides access to the Protection 360™ app by Assurant®, where customers can conveniently check their device coverage, review service fees and deductibles, and file and track claims.
One notable feature of the Insurance Device Protection Plan is its discount offer. Customers who purchase both the Insurance Device Protection Plan and the Service Contract Device Protection Plan together are eligible for a discount of up to $1.50 on the Insurance Device Protection Plan, depending on the device tier. This discount also applies if customers buy a service contract from another provider and then enroll in the Insurance Device Protection Plan within 30 days, provided they visit a T-Mobile store or contact them with proof of the service contract.
To file a claim under the Insurance Device Protection Plan, customers can utilize the Protection 360™ app by Assurant® or visit mytmoclaim.com. Additionally, claims can be made by calling Assurant® directly at 1-866-866-6285. It is important to note that there are certain limitations and exclusions to the coverage, and customers are advised to visit mytmoclaim.com/terms for complete details, including benefits, limitations, exclusions, and costs.
In summary, T-Mobile's Insurance Device Protection Plan offers valuable coverage for accidental damage, loss, and theft, providing peace of mind to customers. Protection 360™ enhances this plan by offering additional benefits, such as technical support and convenient claim filing through the dedicated app. With the option to purchase both the Insurance Device Protection Plan and the Service Contract Device Protection Plan at a discounted rate, T-Mobile ensures that customers can find the perfect level of coverage for their devices.
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T-Mobile Service Contract Device Protection Plan
T-Mobile offers a Service Contract Device Protection Plan, which is separate from its Insurance Device Protection Plan. The Service Contract Device Protection Plan covers mechanical and electrical failures, JUMP! Upgrades, unlimited screen protector replacements, and access to tech support and mobile security apps.
The Service Contract Device Protection Plan is a service plan that can be purchased in addition to the Insurance Device Protection Plan. It is important to note that device protection is not required to activate service with T-Mobile. However, without protection, customers may be responsible for the full replacement cost of their device if it is accidentally damaged, lost, stolen, or suffers a mechanical breakdown.
The Service Contract Device Protection Plan provides coverage for mechanical and electrical failures, which can be costly to repair. It also includes JUMP! Upgrades, which allow customers to upgrade their device early once they have paid off 50% of the device cost. Additionally, the plan offers unlimited screen protector replacements and access to tech support and mobile security apps.
Customers who choose to purchase both the Insurance Device Protection Plan and the Service Contract Device Protection Plan from T-Mobile are eligible for a discount of up to $1.50 on the Insurance Device Protection Plan, depending on the device tier. The monthly cost for the Insurance Device Protection Plan can range from $7 to $25 (+ applicable tax) per device, so the discount can help make the plan more affordable.
It is important to note that the Service Contract Device Protection Plan does not cover accidental damage, loss, or theft. For that, the Insurance Device Protection Plan is needed. If customers choose to buy a service contract from another provider and want to enroll in the Insurance Device Protection Plan, they can still receive the discount by providing proof of their service contract within 30 days of enrollment.
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Frequently asked questions
T-Mobile offers two insurance plans: the Insurance Device Protection Plan and the Service Contract Device Protection Plan. You can purchase either or both of these plans.
The Insurance Device Protection Plan covers accidental damage, loss, and theft.
You can file a claim by visiting mytmoclaim.com, using the Protection 360 app by Assurant, or calling Assurant at 1-866-866-6285.






