Metlife's Exit: Exploring Auto Insurance Alternatives

MetLife is a well-known insurance company that has been in business for over 150 years. In 2021, however, the company stopped offering car insurance after selling its auto and home insurance business to Farmers Insurance Group. This means that MetLife stopped accepting new auto customers, and its existing auto policyholders now receive coverage and support from Farmers. So, if you are a former MetLife auto insurance customer with questions about your car insurance, you should contact Farmers. It is important to note that drivers whose policies were transferred from MetLife to Farmers were not required to stick with Farmers and could have chosen to switch to a different insurance provider.

Contact Farmers Insurance Group for coverage and claims support

In 2021, MetLife stopped offering car insurance after selling its auto and home insurance business to Farmers Insurance Group. If you were a MetLife policyholder, your coverage and claims will now be handled by Farmers.

You can contact Farmers Insurance Group for coverage and claims support through the following methods:

Using the Farmers App

You can download the Farmers app to manage your policy, report a claim, and contact a customer service representative.

Online

You can report a claim, find your claims representative, and learn more about claims services on the Farmers website. You can also log in to your Farmers account to manage your insurance policies.

By Phone

• For general customer service inquiries, call 1-888-327-6335. This line is available Monday through Friday from 7:00 a.m. to 11:00 p.m. CST and on Saturday and Sunday from 8:00 a.m. to 8:00 p.m. CST.
• To report a claim, call the Farmers Claims Call Center at 1-800-435-7764. This line is available 24 hours a day, 7 days a week.
• For the status of an existing claim, contact your claim representative directly at 1-800-854-6011. This line is available 24/7.
• For billing and payment inquiries, call 1-888-327-6335.
• For life insurance, call 1-800-238-9671.
• For business insurance, call 1-855-323-5350.

By Mail

For personal bill payments, send mail to:

> Farmers Insurance

> P.O. Box 0991

> Carol Stream, IL 60132-0991

For commercial bill payments, send mail to:

> Farmers Insurance

> P.O. Box 4665

> Carol Stream, IL 60197-4665

In Person

You can also visit your local Farmers agent or a Farmers office in person during business hours. Use the "Find a Local Agent" feature on the Farmers website to locate an agent near you.

Consider other insurance providers for auto insurance

MetLife stopped offering car insurance in 2021 after selling its auto and home insurance business to Farmers Insurance Group. This means that if you had a car insurance policy with MetLife, it has now been transferred to Farmers, and you will need to manage your policy through them.

However, you are not obliged to stick with Farmers if you do not want to. If you are in the market for a new auto insurance provider, there are several factors you should consider when choosing the right one for you. Firstly, you should research the different types of auto insurance coverage available and decide which ones are most important to you. For example, liability, collision and comprehensive coverage are necessities, as they are required by law in most states. Other types of coverage to consider include uninsured motorist coverage, underinsured motorist coverage, and new car replacement.

You should also look into the various discounts that different insurance providers offer. For instance, many providers offer multi-policy discounts if you insure more than one car or take out additional types of insurance with them, such as home insurance. Other common discounts include safe driver discounts, mature driver discounts, multi-car discounts, and good student discounts. It is worth shopping around to see which providers offer the best deals for your circumstances.

Finally, you should consider the level of customer service provided by different insurance companies. Reading reviews from existing and former customers can be a good way to gauge this. You should also look at the different ways in which you are able to manage your policy, file claims, and contact customer service representatives if you need to. For example, you might prefer a provider that offers an easy-to-use mobile app, or one that provides 24/7 customer support.

Continue with MetLife for other insurance policies

MetLife is a highly recognisable insurance brand, with a long history and a wide range of insurance and financial services. While the company no longer offers auto insurance, there are still many reasons to continue with MetLife for other insurance policies.

Life Insurance

MetLife's flagship product is life insurance, and the company offers a range of policies to meet different needs. These include term life insurance, which is typically more affordable but only provides temporary coverage, and permanent life insurance, which includes whole life, universal life, and variable life policies that offer lifelong protection. MetLife's life insurance policies are designed to provide financial protection for your loved ones in the event of your death, helping to cover expenses such as funeral costs, debts, and education costs.

Health Insurance

MetLife offers health insurance and accident coverage, including accident, cancer care, critical illness, and hospital insurance. These policies can provide financial support in the event of unexpected accidents or illnesses, helping to cover medical expenses and other related costs.

Dental and Vision Insurance

MetLife provides dental insurance, which is often overlooked but crucial for maintaining overall health. Their dental plans cover a range of procedures, from cleanings and x-rays to more specialised treatments like root canals and orthodontic work. MetLife also offers vision insurance, which covers eye exams, glasses, and contact lenses, helping to protect your vision and wallet.

Pet Insurance

For those who consider their pets as part of the family, MetLife offers pet insurance. This provides reimbursement for covered vet visits, accidents, and illnesses, ensuring that you can provide the best possible care for your furry friends.

Disability Insurance

MetLife's disability insurance can provide financial protection if an illness or injury affects your ability to work. Their short-term and long-term disability policies can include weekly payments, rehab incentives, and essential living expense coverage to help you maintain your standard of living during difficult times.

Other Protection Products

In addition to the insurance policies mentioned above, MetLife offers a range of other protection products. These include legal services, identity and fraud protection, and financial planning products such as annuities and mutual funds to help you prepare for retirement and other life events.

Customer Convenience

MetLife provides customers with a user-friendly online account management portal, where they can view policy details, update personal information, make premium payments, and access important documents. The company also offers a comprehensive mobile app that allows users to manage their policies, file claims, and access information on the go.

In conclusion, while MetLife no longer offers auto insurance, the company continues to provide a diverse range of insurance products and services to meet the varying needs of its customers. With its strong financial standing, long history, and focus on customer convenience, MetLife remains a trusted choice for individuals and employers seeking comprehensive insurance solutions.

Understand the implications of not having auto insurance

As of 2021, MetLife no longer offers auto insurance. However, it's important to understand the implications of not having auto insurance at all.

Auto insurance is a legal requirement in almost all states, and driving without it can lead to serious consequences. If you're caught driving without insurance, you may face fines, license suspension, or even jail time, depending on the state and the circumstances. Not only that, but if you're in an accident without insurance, you'll be responsible for all the resulting costs, which can quickly add up and lead to financial hardship.

Additionally, not having auto insurance can impact other areas of your life. For example, if you're in an accident and found to be at fault, you may be sued for damages, and without insurance, you'll have to pay for any repairs or medical bills out of pocket. This can be extremely costly and could even lead to bankruptcy.

Furthermore, not having auto insurance can affect your ability to rent a car or drive a company vehicle. Many rental car companies require you to have your own insurance policy before they will rent to you. And if you're using a company car for work, not having insurance can put you and your employer at risk.

Finally, not having auto insurance can impact your peace of mind. Driving without insurance means constantly worrying about what could happen if you're in an accident. It's a huge stressor that can affect your overall well-being.

In summary, not having auto insurance can lead to legal consequences, financial hardship, and increased stress. It's important to understand these implications and make sure you have the necessary coverage to protect yourself and your assets.

Explore other insurance options offered by MetLife

MetLife offers a wide range of insurance options, including life, health, dental, vision, disability, and pet insurance. Here are some of the options you can explore:

Life Insurance

MetLife offers term life insurance and whole life insurance. Term life insurance is offered through the workplace in three ways: Basic Term Life, Supplemental Term Life, and Dependent Term Life. They also offer Rapid Term Life Insurance for individuals, providing coverage up to $500,000 without medical exams and terms ranging from 10 to 30 years. Whole life insurance can be obtained through Texas Life Insurance Company as a workplace benefit, allowing you to keep your coverage even if you change jobs.

Health Insurance

MetLife offers health insurance and accident coverage, including Accident, Cancer Care, Critical Illness, and Hospital insurance. These plans can help protect you and your loved ones in the event of unexpected accidents or illnesses.

Dental and Vision Insurance

MetLife provides basic dental coverage as well as more advanced plans like HMOs for specialty dental work. They also offer vision insurance, which covers eye exams, eyeglasses, and contact lenses. These types of insurance can be obtained individually or through your employer.

Disability Insurance

MetLife offers short-term and long-term disability insurance through employers. Short-term disability can include weekly payments and rehab incentives, while long-term disability can include direct monthly payments and essential living expense coverage.

Pet Insurance

MetLife offers pet insurance to help cover the cost of veterinary visits, accidents, and illnesses, ensuring that all members of your family, including your furry friends, are protected.

These are just a few examples of the insurance options available through MetLife. It's important to explore their website or contact their customer service for a comprehensive list of offerings and to determine which options best suit your needs.

Frequently asked questions