Metlife Auto Insurance: When To Apply And Get Covered

MetLife offers auto insurance to its customers, which can be purchased together with home insurance to save money. The company provides 24/7 claim reporting and quality customer service. MetLife's auto insurance covers bodily injury and property damage liability, uninsured motorist, and other forms of coverage required by nearly every state. Additionally, MetLife offers special features such as replacement cost coverage for major parts, custom sound equipment coverage, glass repairs without deductible, and rental car reimbursement coverage. MetLife's auto insurance is now part of Farmers Insurance, and current policyholders will have their policies transferred. However, customers can still get a quote or file a claim directly through MetLife.

Discounted auto insurance

MetLife auto insurance is now part of Farmers Insurance. While you can still get a quote or file a claim directly through MetLife, your policy will be issued through Farmers or a subsidiary.

If you're looking for discounted auto insurance, Farmers GroupSelect, offered by MetLife, provides discounted auto insurance that can be customised based on your needs and budget. You can save money by bundling your auto insurance with a home or life insurance policy. You can also save money by signing up for automated payments, completing a defensive driving course, maintaining a high grade point average, going claim-free for five years, owning a vehicle with anti-theft or safety devices, and being an older driver.

In addition to these discounts, Farmers GroupSelect offers special employee discounts, claim-free driving rewards, multi-policy savings, and 24/7 claim reporting. You can also save money by bundling your auto and home insurance policies together.

It's important to note that your rates, coverage, or discounts may change when your policy is up for renewal, or if you update your policy before renewal (such as changing your address or adding/removing a driver or car). You should be notified in writing of any changes when you renew.

Customisable insurance policies

MetLife's auto insurance offers a range of customisable policies to suit your needs. You can choose from full coverage car insurance or liability-only car insurance. Additionally, you can add extra protection to your insurance policy for an additional cost. These include:

• Replacement cost coverage for major parts: This covers the cost of replacing damaged tires, brakes, and batteries without considering the car's depreciation.
• New car replacement: Pays the entire replacement cost of a car without considering depreciation if the car is less than a year old or has been driven fewer than 15,000 miles.
• Custom sound equipment coverage: Protects any aftermarket sound systems added to the insured car.
• Glass repairs without deductible: Waives the deductible for replacing a damaged window or windshield.
• Gap insurance: Pays the difference between what is owed on a leased or loaned car and its current value after it is totaled.
• Rental car insurance: Provides supplemental protection against damages incurred while driving a rental car.
• Rental car reimbursement coverage: Pays for the cost of a rental car while the insured car is being repaired after an accident, up to the selected limit.

In addition to these customisable policies, MetLife also offers various discounts and ways to save money on your auto insurance. These include bundling home and auto insurance, having safety features in your vehicle, and maintaining a good driving record.

Claim-free driving rewards

MetLife offers a range of discounts and rewards for safe drivers. One of these is the Deductible Savings Benefit, which rewards drivers for every year they don't make a claim. For every claim-free year, you can earn a $50 credit toward your deductible, up to a maximum of $250. This means that if you do need to make a claim, your deductible will be significantly lower, or you may not even have to pay it at all.

In addition to the Deductible Savings Benefit, MetLife also offers discounts for drivers who have been claim-free for five consecutive years. Drivers who maintain an impeccable driving record without any claims for five years can save up to 20% on their car insurance premium. This discount applies to both full and minimum coverage car insurance policies.

Another way that MetLife rewards safe driving is through its MyJourney® program. MyJourney® is a telematics program that tracks your driving habits through an app. If you are a safe driver, you can receive a discount on your car insurance premium. The MyJourney® program is especially attractive to drivers who prefer to manage their insurance needs online, as it allows you to pay your bills and make claims through the app. However, it is worth noting that the MyJourney® app has received some negative reviews from users who have experienced stability issues and difficulty accessing customer support.

Overall, MetLife offers a variety of rewards and discounts for claim-free driving, including the Deductible Savings Benefit, discounts for drivers who have been claim-free for five years, and the MyJourney® telematics program. By taking advantage of these rewards, safe drivers can save a significant amount on their car insurance premiums.

Multi-policy savings

MetLife offers auto insurance, but as of April 7, 2021, this is now provided through Farmers Insurance following the sale of its home and auto business. However, you can still get a quote or file a claim directly through MetLife.

MetLife auto insurance customers can benefit from multi-policy savings by bundling their car insurance with a home or life policy. This is one of several ways to get a discount on your auto insurance, with others including:

• Signing up for automatic monthly payments
• Completing a defensive driving course
• Maintaining a high grade point average
• Going five years without making a claim
• Owning a vehicle with anti-theft or safety devices
• Signing up for MetLife's MyJourney® and receiving a high driving score
• Being an older driver

24/7 claim reporting

MetLife's auto and home insurance is now part of Farmers Insurance. You can still get a quote or file a claim directly through MetLife, but your policy will be issued through Farmers or a subsidiary.

MetLife offers 24/7/365 claim reporting for auto and home insurance. You can call their dedicated line at 1-800-854-6011 to report a claim at any time.

The process of reporting a claim is often a stressful experience, and it can be made worse when you are unable to reach anyone to help. MetLife's 24/7/365 claim reporting service ensures that you can always speak to someone about your claim, no matter the time of day or night. This service provides peace of mind and allows you to begin the claims process as soon as possible.

When you call the 24/7/365 claim reporting line, you will be connected to a customer service representative who will guide you through the claims process. They will take down the details of the incident and answer any questions you may have. Having this support available around the clock means you can get the ball rolling on your claim immediately, rather than waiting for business hours. This can be especially important in the case of a serious incident, where a quick response can make a big difference.

The 24/7/365 claim reporting service is just one part of MetLife's commitment to providing comprehensive and convenient insurance solutions. They aim to make the claims process as smooth and stress-free as possible, so you can focus on what matters most in difficult times.

Frequently asked questions