Alyssa Lane
If you are enrolled in the Columbia University Student Health Insurance Plan, you can access your insurance card on the Aetna Student Health website or Aetna Mobile app using your UNI and date of birth. Physical ID cards are mailed upon request. If you are a graduate student, you should contact your departmental administrator, financial aid office, or fellowship office for information about whether your school provides funding to cover any portion of the insurance plan premium. Students at Union Theological Seminary, Jewish Theological Seminary, and Columbia University Medical Center should also contact their school directly for health insurance information.
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What You'll Learn
Enrolling in the Columbia Student Health Insurance Plan
Columbia University requires most students to have comprehensive health insurance as part of their enrollment in the university. The Columbia University Student Health Insurance Plan, also known as the Columbia Plan, works with Columbia Health to provide consistent and efficient care. The plan always pays benefits in accordance with applicable New York State insurance laws.
Eligibility
All new full-time domestic students and international students wishing to use an alternate health insurance plan must submit a waiver request. Incoming part-time domestic students are not automatically enrolled in the Columbia Plan but may request enrollment by the deadline and are encouraged to do so. Enrolling also requires payment of the Full-time Columbia Health and Related Services Fee, which provides access to the services offered by Columbia Health.
Visa holders (any student other than a US Citizen or Permanent Resident) must enroll in the Columbia Plan, regardless of the number of enrolled credits. Some visa holders may be eligible for a waiver when covered by a plan that meets the university's requirements.
Student-veterans may be eligible for health care benefits through the Department of Veterans Affairs for illnesses and injuries related to their service. Full-time student-veterans will be enrolled in the Columbia Plan and billed the insurance premium unless a waiver request is submitted via the Patient Portal and approved by the appropriate deadline.
Enrollment
Each academic year, all registered full-time students need to either confirm enrollment in the Columbia Plan or request a waiver from mandatory enrollment (eligible students only). Students who do not take action by the deadline will be automatically enrolled in the Columbia Plan.
For new Summer Term students, open enrollment for health insurance, voluntary vision insurance, and voluntary dental insurance begins on May 1 and ends on June 30. For the Fall 2025 semester, the enrollment period begins on July 15, 2025.
Students with existing insurance coverage that meets the waiver criteria but missed the deadline may submit a late Insurance Waiver Request.
Insurance Card
Once your plan is active, you can view and print your insurance card on the Aetna Student Health website using your UNI and date of birth. Physical ID cards are mailed upon request.
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Printing your insurance card
Printing your Columbia University Student Health Insurance Plan card is a straightforward process. Firstly, it is important to note that Columbia University requires most students to have comprehensive health insurance as part of their enrollment. This insurance plan is provided by Aetna Student Health, and you can access your insurance information through the Aetna Mobile app.
To print your insurance card, you must first ensure that your insurance plan is active. Once your plan is active, you can access and print your insurance card by following these steps:
- Visit the Aetna Student Health website.
- Select "Columbia University/Columbia University Irving Medical Center".
- Click on "View School".
- Log in using your UNI and date of birth.
- Download and print your insurance card.
If you are a Morningside/Manhattanville or Teachers College student, you can also access your insurance card by logging on to the Patient Portal. From the homepage, click on "Begin Insurance Enrollment". After scrolling down and clicking "Update for Insurance Enrollment", carefully read the information provided and confirm by typing your initials and clicking "Submit Final". Your insurance card will be available to download 14 business days after confirming your enrollment and registering for classes.
It is worth noting that physical ID cards are only mailed upon request. If you require assistance, you can contact Aetna Customer Service at 800-859-8471. Additionally, students can seek guidance from health insurance specialists at John Jay 300 during specific drop-in hours or by scheduling an appointment through email.
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Dental and vision coverage
Columbia University requires most students to have comprehensive health insurance as part of their enrollment. The Columbia Plan works with Columbia Health to provide consistent and efficient care, with benefits for medical and mental health conditions.
Dental Coverage
The Columbia Student Health Insurance Plan includes dental benefits. Enrolled students can benefit from one routine dental examination per academic year, provided by ColumbiaDoctors Dentistry. This is not underwritten or administered by Aetna Student Health.
PhD students at Columbia University have two dental plan options. Students enrolled in the Columbia Plan have access to covered preventive dental services and specially discounted rates for other dental needs through Columbia Doctors Dentistry. Columbia Doctors Dentistry offers students appointments for a $20 copay per visit.
There is no coverage for dental services under the Columbia Aetna plan except for the removal of impacted wisdom teeth and care or treatment due to accidental injury to sound natural teeth within 12 months of the accident, and dental care or treatment necessary due to congenital disease or anomaly.
Vision Coverage
Columbia University also offers a voluntary Vision Preferred plan to students and their eligible dependents. This is provided by Aetna Student Health.
Voluntary Plans
Columbia University offers voluntary dental and vision plans, which can be viewed in detail on the Voluntary Dental and Vision page. Students have the same coverage across the U.S. and abroad.
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Out-of-network services
Columbia University offers a range of health insurance plans for its students and staff. The Columbia University Student Health Insurance Plan is provided by Aetna Student Health and offers benefits such as $0 copay for certain medications and access to a range of in-network specialists.
If you are a student and elect to receive care from an out-of-network provider, you will be responsible for any charges in excess of the allowed amount, as well as the applicable deductible and co-insurance. It is important to note that referrals from your Columbia Health primary care or mental health provider are mandatory when seeking non-emergency off-campus services. If a referral is not obtained prior to seeking care, services will be reimbursed at the out-of-network benefit level, resulting in higher out-of-pocket costs.
To maximize your benefits and minimize out-of-pocket expenses, it is recommended to select an in-network provider from the Aetna network. You can search for in-network specialists on the Aetna Student Health website and use the Doc Find tool to check if a provider accepts Aetna Columbia Student Health Insurance.
For staff, Columbia University offers a High Deductible Health Plan (HDHP) through UHC. Most out-of-network services are covered at 60% after an annual deductible of $850 per member. It is important to note that eligible expenses are determined by the Claims Administrator's reimbursement policy, and you may need to obtain precertifications from UHC for certain treatments.
Overall, while Columbia University's insurance plans offer some coverage for out-of-network services, it is generally more cost-effective to utilize in-network providers whenever possible.
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Life change events
Columbia University requires most students to have comprehensive health insurance as part of their enrollment. Students can access their insurance card on the Aetna Student Health website using their UNI and date of birth. Physical ID cards can also be requested by mail.
Students with a Qualifying Life Event (QLE) may submit a QLE Petition to request enrollment or termination of the Student Health Insurance Plan. A Qualifying Life Event can include losing or gaining new coverage, turning 26, having a child, marriage, divorce, or other specific circumstances.
Students have 60 days from the Life Change Event to file a petition with the Student Insurance Office. The relevant form for the 2024-2025 period should be used for any life change event that has occurred on or after 15 August 2024.
If approved, coverage will be terminated on the date of the QLE, and the insurance premium will be prorated. If a student has existing insurance coverage that meets the waiver criteria but missed the deadline, they may submit a late Insurance Waiver Request.
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Frequently asked questions
You can download your insurance card 14 business days after confirming enrollment and registering for classes and being charged tuition and fees. To do this, log on to the Patient Portal and enter your UNI and date of birth. You can also access your insurance information through the Aetna Mobile app. Physical ID cards are mailed upon request.
Columbia University offers four comprehensive medical plan options through UnitedHealthcare (UHC). Each plan includes vision and prescription drug coverage. All of the University's medical plans cover the same comprehensive set of services and provide in-network preventive care, such as annual physicals, immunizations, and well-baby visits, paid at 100% with no deductible.
You can confirm your enrollment in the Columbia University Student Health Insurance Plan by logging on to the Patient Portal. From the homepage, click "Begin Insurance Enrollment". Carefully read the information provided and click each checkbox to confirm the information. Type your initials and click "Submit Final".
Enrollment deadlines vary. For incoming summer students, the deadline is May 1 to June 30, 2025. For new Spring 2025 students, open enrollment ended on February 15, 2025.
It is possible to petition for late enrollment in the Columbia Student Health Insurance Plan. Students with existing insurance coverage that meets the waiver criteria may submit a late Insurance Waiver Request.
