Get Your Georgia Life Insurance License: Quick Guide

To obtain a copy of your Georgia life insurance license, you must first complete a pre-licensing course and pass the relevant Georgia insurance license exam. The amount of pre-licensing education required depends on the type of insurance license you are seeking. For example, a credit insurance license requires minimal pre-licensing education, while a property and casualty, life, accident, and sickness license requires a more comprehensive 40-hour pre-licensing course. After completing the necessary pre-licensing education, you must pass the state licensing exam, which is administered by Pearson VUE and requires a passing score of 70%. Once you have passed the exam, you can apply for your license through Sircon or the NIPR by submitting the necessary documentation and paying the associated fees.

Georgia life insurance license requirements

To obtain a Georgia life insurance license, you must complete a six-step process, which includes taking the life insurance exam and applying for a license. Here are the detailed requirements:

Step 1: Complete a Pre-license Education Course

Before taking the Georgia life insurance licensing exam, you must complete a pre-license education course. This course will provide you with the necessary knowledge and tools to prepare for the exam. Georgia requires 20 hours of pre-license education for life insurance. You can take this course online through providers such as Kaplan Education Company, which offers comprehensive study packages with practice exams, flashcards, and study manuals.

Step 2: Take the Georgia Life Insurance Licensing Exam

The Georgia life insurance licensing exam is administered by Pearson VUE and consists of 80 scored multiple-choice questions across five sections. You will have 120 minutes to complete the exam. The exam fee is $63, which must be paid at the time of reservation. It is recommended to arrive at the test center 30 minutes early and familiarize yourself with the computer tutorial before starting the exam.

Step 3: Complete a Georgia Life Insurance License Application

After passing the exam, you can apply for your Georgia life insurance license through Sircon or the National Insurance Producer Registry (NIPR). The application fee is $100, plus a $20 processing fee. Along with your application, you must submit your completed citizenship affidavit form and a copy of a valid identification document.

Step 4: Get a Fingerprint-Based Background Check

As part of the licensing process, you will need to undergo a fingerprint-based background check. This can be done through Fieldprint for a fee of $51.50.

Step 5: Meet Age and Citizenship Requirements

To be eligible for a Georgia life insurance license, you must be at least 18 years old and a citizen of the United States. You will need to complete a Citizenship Affidavit and provide a copy of your valid identification document.

Step 6: Apply for Temporary or Non-Resident Licenses

If you are a resident of Georgia, you may be eligible for a temporary license. This requires sponsorship from an insurance company and supervision by a licensed agent. The initial license is valid for 6 months and can be renewed in 3-month intervals, not exceeding 15 months in total. For non-residents, you must follow the licensing requirements of your home state and apply for a non-resident license in Georgia if needed.

It is important to note that the requirements, qualifications, and fees for a Georgia life insurance license may vary, and it is recommended to refer to the Georgia Insurance Licensing Candidate Handbook for detailed and up-to-date information.

How to apply for a Georgia life insurance license

To apply for a Georgia life insurance license, you must be at least 18 years old and follow a specific process. Here is a step-by-step guide to help you through the application process:

Step 1: Choose Your License Type

Firstly, you need to decide which type of insurance license you want to obtain. In Georgia, you can obtain a license to sell various types of insurance, including credit, life, casualty, property, accident and sickness, or travel. It is important to note that certain licenses may qualify you to sell more than one class of insurance. For example, a "Life, Accident, and Sickness" license will enable you to sell both life and accident and sickness insurance, while a life insurance license will only allow you to sell life insurance.

Step 2: Complete a Pre-licensing Education Course

Before taking the licensing exam, you must complete a pre-licensing education course. This course will provide you with the knowledge and tools needed to pass the exam. In Georgia, you are required to complete 20 hours of pre-licensing education for each line of authority you wish to obtain. Various providers offer pre-licensing courses, such as Kaplan Education Company and AD Banker, which include study materials like practice exams, flashcards, and study manuals.

Step 3: Take the Georgia Life Insurance Licensing Exam

After completing your pre-licensing education, you can register for the Georgia Life Insurance Licensing Exam. This exam is administered by Pearson VUE, and you can register online or over the phone. The exam consists of 80 scored questions across five sections, and you will have 120 minutes to complete it. The fee for the exam is $63, which must be paid at the time of reservation. Make sure to arrive at the test center 30 minutes early and bring two valid forms of identification, including a primary government-issued photo ID and a secondary ID with a valid signature.

Step 4: Complete the Application and Submit Required Documents

Once you have passed the licensing exam, you can proceed to complete the Georgia Life Insurance License Application. The application fee is $100, plus a $20 processing fee. You must apply online via Sircon or the National Insurance Producer Registry (NIPR). Along with your application, you will need to submit the following documents:

• A completed Citizenship Affidavit Form (GID-276-EN), notarized
• A copy of a valid identification document
• Your Certificate of Course Completion from your pre-licensing course

Step 5: Get a Fingerprint-Based Background Check

Before or after submitting your application, you must schedule an appointment for a fingerprint-based background check. This process is done through Fieldprint, and the fee for fingerprinting services is $51.50. You will need to provide your registration approval message when you go to the fingerprinting site.

Step 6: Wait for Application Review and Approval

After submitting your application and completing the background check, the Georgia Office of Insurance and Safety Fire Commissioner will review your application. If there are any issues, a representative will contact you via email. If your application is approved, you will receive your license via email through Sircon or the NIPR. The average turnaround time for application processing is 14 business days.

Please note that the requirements, qualifications, and fees for an insurance license may vary, and it is essential to refer to the official websites and resources for the most up-to-date and comprehensive information.

Georgia life insurance license exam

To obtain a life insurance license in Georgia, you must complete a six-step process. The first step is to take a pre-licensing course. Georgia requires 20 hours of pre-license education for life insurance. These courses are self-paced and include study materials like practice exams and flashcards. They are designed to give you a solid understanding of your duties as a life insurance agent. Kaplan Financial Education and A.D. Banker offer pre-licensing courses.

The second step is to take the Georgia Life Insurance Licensing Exam. The exam is administered by Pearson VUE and costs $63. It consists of 80 scored multiple-choice questions across five sections, which must be completed within 120 minutes. The exam covers basic insurance product knowledge and specific insurance laws, rules, regulations, and practices unique to Georgia.

The third step is to complete a Georgia Life Insurance License Application through Sircon or the National Insurance Producer Registry (NIPR). The application fee is $100, plus a $20 processing fee. You must attach your completed citizenship affidavit form and a copy of a valid identification document to your online application.

The fourth step is to get a fingerprint-based background check through Fieldprint, which costs $51.50.

The fifth step is to submit your completed license application within 12 months of passing the exam. The Georgia Office of Insurance and Safety Fire Commissioner will issue a life insurance license to individuals who are at least 18 years old and have passed the proper licensing exam.

The sixth step is to stay up-to-date with any changes to Georgia insurance statutes and continuing education requirements. Nonresident license holders must adhere to their home state's continuing education requirements.

Georgia life insurance license fees

To obtain a Georgia life insurance license, you must complete a six-step process, which includes various fees at each step. Firstly, you must complete a pre-license education course, which is self-paced and provides you with the necessary tools to prepare for your exam. Georgia requires 20 hours of pre-license education for life insurance, which can be completed through companies such as Kaplan Education Company, with prices starting from $149.

The second step is to take the Georgia Life Insurance Licensing Exam, which is administered by Pearson VUE and costs $63. This exam consists of 80 scored questions across five sections, and you will have 120 minutes to complete it.

The third step is to complete the Georgia Life Insurance License Application, which costs $100 as an application fee, plus a $20 processing fee. You must apply online via Sircon or the National Insurance Producer Registry (NIPR).

The fourth step is to get a fingerprint-based background check, which costs $51.50 via Fieldprint.

The fifth step is to complete a Citizenship Affidavit and make a copy of the front of your acceptable ID. This form and the ID copy must be uploaded to complete your application.

Finally, you must be at least 18 years old to obtain a Georgia life insurance license.

It is important to note that the requirements, qualifications, and fees for a Georgia life insurance license may vary, and there may be additional steps or fees not mentioned here. It is recommended to refer to the Georgia Insurance Licensing Candidate Handbook for detailed information on licensing fees and requirements.

Getting a copy of your Georgia life insurance license

To get a copy of your Georgia life insurance license, you must first complete a few steps to obtain the license. Here is a comprehensive guide to help you get started on your journey toward becoming a life insurance agent in Georgia.

Firstly, it is important to understand the requirements and qualifications for obtaining a life insurance license in Georgia. The State of Georgia requires all insurance producers, subagents, adjusters, public adjusters, and counselors to hold a license. The specific requirements may vary depending on the category or class of insurance you wish to sell. For example, a "Life, Accident, and Sickness" license will enable you to sell both life and accident and sickness insurance, while a life insurance license will only allow you to sell life insurance.

Secondly, you will need to complete a pre-licensing education course. This step is crucial as it will equip you with the necessary knowledge to pass the licensing exam and provide a solid understanding of your duties as a life insurance agent. The amount of pre-licensing education required depends on the type of license you are seeking. For instance, a credit insurance license requires minimal education, while more comprehensive licenses, such as Life, Accident, and Sickness, will need a more extensive 40-hour pre-licensing course. Georgia also requires 20 hours of pre-licensing education specifically for life insurance.

After completing your pre-licensing education, you will be ready to take the Georgia life insurance licensing exam. This exam is administered by Pearson VUE and costs $63. The exam consists of 80 scored questions and five sections, which you must complete within 120 minutes. A passing score is 70% or higher. It is important to note that you will need to pay a fee to retake the exam if you do not pass on your first attempt.

Once you have passed the exam, you can proceed to apply for your Georgia life insurance license. The application process can be completed online via Sircon or the National Insurance Producer Registry (NIPR). The application fee is $100, plus a $20 processing fee. Along with your application, you will need to submit your completed citizenship affidavit form and a copy of a valid identification document. Make sure to submit your application within 12 months of passing the exam.

After completing these steps and receiving your license, you can refer to the Georgia Insurance Licensing Candidate Handbook for detailed information on licensing requirements, fees, and more. Additionally, if you wish to obtain a copy of your license, you can create a Sircon account and print your license for free within 30 days of its approval. If you used a paper application or the NIPR to apply, you must pay a fee to print your license.

Frequently asked questions