The General auto insurance is a good option for high-risk drivers, including those who need to file an SR-22 form, as it provides relatively affordable prices, an easy-to-use website, and good customer service. However, it has received a high volume of customer complaints and lacks multi-policy discounts. The General is a licensed insurance sales subsidiary of Permanent General Assurance Corporation (PGC Holdings) and an affiliate of American Family Insurance. It has been providing insurance for over 60 years and is available in most states.
Characteristics | Values |
---|---|
Company | The General |
Specialization | High-risk drivers |
Customer Service | Poor |
Website | Easy to use |
Discounts | Good student, multi-car, defensive driving course, homeowner, double deductible, paid in full, vehicle safety features, prior insurance |
Coverage Options | Bodily injury liability, property damage liability, medical payments, personal injury protection, comprehensive, collision, uninsured/underinsured motorist, rental reimbursement, custom equipment coverage, roadside assistance, gap insurance, SR-22 |
What You'll Learn
General auto insurance is good for high-risk drivers
The company offers flexible payment options, including low down payments, and provides a quick and easy claims process. General auto insurance also has a wide range of coverage options, including liability, collision, comprehensive, and full coverage.
In addition, they offer various discounts, such as good student discounts, defensive driver discounts, and multi-vehicle discounts, which can help high-risk drivers save money on their premiums.
While General auto insurance specializes in high-risk drivers, they also welcome drivers with good records, although these drivers may find more affordable rates with other insurance companies.
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It offers low down payments and flexible payment plans
The General Auto Insurance is a good option for those who require low down payments and flexible payment plans. The company offers a range of payment options, including the ability to pay in full or through monthly instalments.
For those who pay in full, The General offers a discounted rate. However, for those who prefer to pay monthly, The General also offers flexible payment plans and allows customers to select their own due dates. This can be particularly useful for those who are on a tight budget or have irregular incomes.
In addition to flexible payment plans, The General also offers low down payments. This means that customers can obtain insurance coverage with a small initial payment, rather than having to pay a large sum upfront. This can be especially beneficial for those who are unable to afford a large down payment or who prefer to spread out their payments over time.
Overall, The General's low down payment and flexible payment plan options make it a good choice for those who are looking for affordable and convenient insurance coverage.
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It's easy to get a quote and buy online
Getting a quote and buying insurance online from The General is a straightforward process. The General's website is helpful and easy to use. To get a quote, you will need to provide some personal information, such as your ZIP code, age, credit score, and marital status. You will also need to answer questions about your driving record, including whether you need an SR-22 form, and provide information about your vehicle. The General also has an app and offers an online chat option for customer service.
The General's online quote process is quick and easy, taking just a few minutes to complete. You can also call The General or visit one of their physical locations in Louisiana to get a quote.
The General specializes in providing insurance for high-risk drivers and is a good option for those who may have difficulty finding coverage elsewhere. However, lower-risk drivers may find better rates and more options for policy customization with other insurance companies.
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It provides SR-22 forms for drivers who require them
An SR-22 form, also known as a "Certificate of Financial Responsibility", is a document that proves an individual has car insurance that meets the minimum coverage required by law. SR-22 forms are typically required for drivers who have been caught driving without insurance or a valid license, those with DUI or DWI convictions, or those with too many at-fault accidents or violations.
General Auto Insurance provides SR-22 forms in most states for drivers who require them. This is particularly useful for high-risk drivers, who may struggle to find insurance coverage elsewhere. Obtaining an SR-22 form is a simple process with General Auto Insurance, as customers can call the company and request that an SR-22 endorsement be added to their existing policy. The company will then file the SR-22 form with the relevant state department.
This service is beneficial for drivers who require SR-22 forms as it allows them to fulfil the legal requirements to drive and regain their driving privileges. By providing SR-22 forms, General Auto Insurance helps drivers get back on the road while also ensuring they have the necessary insurance coverage to protect themselves and others.
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It offers a good student discount
General Auto Insurance is a good option for students as it offers a good student discount. This discount is available to students who can maintain a B average or above in their classes. The discount can save students up to 10% on their insurance premiums.
General Auto Insurance is a licensed car insurance agency based in Nashville, Tennessee, and is a subsidiary of PGC Holdings Corp. (PGC). The company provides auto insurance to high-risk drivers at competitive prices.
General Auto Insurance offers a range of coverage options, including bodily injury liability, property damage liability, uninsured/underinsured motorist, medical payments, and personal injury protection. The company also offers additional coverage options such as rental reimbursement, custom equipment protection, roadside assistance, and a deductible waiver.
In addition to the good student discount, General Auto Insurance offers other discounts such as a defensive driver discount, a multi-car discount, and a safety features discount. The company also has a safe driver discount program that uses an app to track driving habits and can result in lower insurance premiums.
General Auto Insurance is a good option for high-risk drivers, including students who can take advantage of the good student discount to save on their insurance premiums. The company's easy-to-use website, affordable prices, and good customer service make it a popular choice among customers.
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Frequently asked questions
The General is a good insurance company for high-risk drivers, including drivers who need to file an SR-22 form and those with poor credit or driving records. However, drivers who are not considered high-risk may find better rates and coverage options with other insurance providers.
The General offers affordable rates for high-risk drivers, a wide range of coverage options, and a user-friendly website and app. However, the company has received more customer complaints than the average car insurance provider, particularly regarding rate increases and claims processing.
The General is a good option for high-risk drivers who may struggle to find coverage elsewhere. Compared to other insurance companies, The General offers competitive rates for high-risk drivers and has a strong industry reputation, with an A+ rating from the Better Business Bureau. However, drivers with clean records can likely find better rates and more comprehensive coverage with other providers.
The General offers a range of discounts, including good student discounts, defensive driving discounts, multi-car discounts, and homeowners discounts. The company also offers a unique "double deductible" discount, which allows customers to double their deductible for the first 45 days of their policy and receive a lower premium.