Alyssa Lane
HUSKY Health insurance is available to Connecticut residents who meet certain eligibility criteria. It offers coverage to children, parents, caregivers, elders, individuals with disabilities, adults without dependents, and pregnant women. HUSKY A, C, and D members can have HUSKY as secondary insurance alongside another insurance plan, but HUSKY B members cannot have other insurance. Eligibility for HUSKY B requires that the child must be uninsured, and there are income limits for this plan. For higher-income households, cost-sharing may apply. Connecticut residents who do not qualify for full HUSKY benefits can apply for special programs, such as HUSKY LB for individuals with tuberculosis or family planning services.
| Characteristics | Values |
|---|---|
| Can Husky be a secondary insurance? | Yes, HUSKY A, C, and D members can have another insurance plan while also having HUSKY Health insurance. |
| Who is eligible for Husky as secondary insurance? | Individuals who can get insurance through work but want to cover gaps, and those who are eligible for Husky B but do not have any other insurance. |
| Who is eligible for Husky B? | Uninsured children under age 19 in higher-income households. |
| Who is eligible for Husky A? | Pregnant women, children, and parents or caretaker relatives. |
| Who is eligible for Husky C? | Connecticut residents aged 65 or older, or who are aged 18 through 64 and who are blind, or who have another disability. |
| Who is eligible for Husky D? | Currently, there are no asset limits for Husky D. |
| Who is eligible for Husky LB? | Individuals with Tuberculosis, those who require outpatient dialysis, those seeking family planning services, and those who meet all requirements for Medicaid except immigration status. |
| What is not covered by Husky? | Care received on a cruise ship, lodging, and care outside of the United States, Puerto Rico, and other territories. |
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What You'll Learn
HUSKY B eligibility criteria
HUSKY B is a state-funded medical assistance program that provides expedited eligibility for Medicaid coverage for certain children in Connecticut who are not otherwise covered. This includes postpartum care for mothers.
Until June 30, 2024, the HUSKY B program covers any child up to 12 years of age, regardless of immigration status, who meets the following criteria:
- Their household income exceeds 201% of the federal poverty level but does not go over 323% of the federal poverty level.
- They do not qualify for Medicaid, the Children's Health Insurance Program, or an offer of affordable, employer-sponsored insurance.
From July 1, 2024, the program will cover any child up to 15 years of age who meets the above criteria.
Additionally, any uninsured child born in a hospital in Connecticut or a border state hospital is eligible for HUSKY B coverage if:
- The parent or caretaker relative of the child resides in Connecticut.
- The parent or caretaker relative of the child authorizes enrollment in the program.
It is important to note that Deferred Action for Childhood Arrivals (DACA) recipients are not eligible to enroll in regular HUSKY Health programs, including Medicaid and the Children's Health Insurance Program (CHIP). However, there are state programs available for children and pregnant individuals who do not qualify for regular Medicaid due to their immigration status.
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HUSKY as secondary insurance
HUSKY Health is a Connecticut-based health insurance program that offers coverage to eligible children, parents, relative caregivers, elders, individuals with disabilities, adults without dependent children, and pregnant women. It provides comprehensive health coverage, including medical, dental, vision, and prescription drug plans.
HUSKY Health has several plans, including HUSKY A, B, C, and D, each with its own eligibility criteria based on factors such as age, income, family size, and medical conditions. HUSKY A and B are generally for children, while HUSKY C and D cater to specific populations like elders and individuals with disabilities.
Regarding secondary insurance, HUSKY A, C, and D members can have HUSKY Health as their secondary insurance while maintaining another insurance plan as their primary coverage. This means that doctors and healthcare providers will first send their claims to the primary insurance and then to HUSKY Health as the secondary insurer. It is important for individuals with multiple insurance plans to carry both insurance cards and ensure that their healthcare providers accept both plans.
However, it is important to note that HUSKY B members are not eligible to have other insurance plans, meaning that HUSKY B cannot be a secondary insurance plan. Additionally, individuals must meet specific eligibility criteria to enrol in any of the HUSKY Health plans, and income is a significant factor in determining eligibility.
In conclusion, while HUSKY Health can serve as secondary insurance for certain plans (A, C, and D), it is not an option for everyone. Individuals should carefully review the eligibility requirements for each HUSKY Health plan and consult with their healthcare providers to determine if having HUSKY Health as secondary insurance is suitable for their specific circumstances.
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HUSKY LB special programs
HUSKY Health Insurance is a program that provides health coverage to Connecticut residents who meet certain eligibility requirements. It is a form of Medicaid, which is a government-sponsored health insurance program for low-income individuals and families. HUSKY LB is a special program within HUSKY Health that offers coverage for specific situations and populations. Here are some of the HUSKY LB special programs:
HUSKY LB - Emergency Medicaid
This program provides coverage for Connecticut residents who meet all the requirements for Medicaid but do not meet the immigration status criteria. It covers treatment required after the sudden onset of a medical emergency, where the lack of immediate medical attention could seriously jeopardise the patient's health. This includes situations like serious impairment of bodily functions or severe dysfunction of any organ or body part. It is important to note that Emergency Medicaid does not cover routine visits for chronic conditions but may cover emergency room visits related to such conditions.
HUSKY LB - Outpatient Dialysis Coverage
The Outpatient Dialysis Coverage program is designed for Connecticut residents diagnosed with end-stage renal disease (ESRD) who do not qualify for full Medicaid due to their immigration status. This program covers routine outpatient dialysis, the treatment of complications directly related to outpatient dialysis, and any services offered as part of or as a follow-up to outpatient dialysis care.
HUSKY LB - Individuals with Tuberculosis
This particular HUSKY LB program provides Medicaid coverage for patients who are being evaluated or treated for tuberculosis (TB) disease and infection. It is intended for individuals who do not qualify for standard Medicaid, are uninsured or underinsured, and meet specific citizenship or legal immigration status requirements, including residing in the United States for at least five years.
HUSKY LB - Family Planning Limited Coverage
The Family Planning Limited Coverage program exclusively covers family planning and related services. This includes services offered to prevent pregnancy or to plan the number and spacing of children.
It is important to note that HUSKY B members cannot have other insurance, with the exception of members of the Mashantucket Pequot Tribal Nation, who can have insurance through both Pequot and HUSKY Health. However, for HUSKY A, C, and D members, it is possible to have HUSKY Health insurance as secondary insurance while maintaining another insurance plan as the primary one.
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HUSKY A eligibility
HUSKY Health is Connecticut's Medicaid program, providing health coverage to eligible low-income residents of the state. HUSKY A, C, and D members can have another insurance plan as their primary insurance, with HUSKY Health as their secondary insurance.
To be eligible for HUSKY A, you must be a resident of Connecticut and meet the income requirements, which include having a household income up to and including 175% of the Federal Poverty Level. Additionally, residents must be eligible for financial aid to participate in the program.
If you are a grandparent caring for children currently covered by HUSKY A and you are 65 or older and eligible for Medicare, you will not qualify for HUSKY A. Instead, you may be eligible for Covered Connecticut, a no-cost health insurance program administered by the state's insurance marketplace, Access Health CT. This program is designed for residents who do not meet the HUSKY income eligibility requirements and do not have access to another source of insurance.
It is important to note that HUSKY B members cannot have other insurance. To qualify for HUSKY B, children must be uninsured, and their families must meet certain income requirements.
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HUSKY for pregnant women
HUSKY Health is a public health insurance program in Connecticut that covers pregnant women, children, and parents or caretaker relatives. HUSKY A, C, and D members can have another insurance plan while also having HUSKY Health insurance. HUSKY B members cannot have other insurance.
Pregnant women may be eligible for HUSKY A (also known as Medicaid), depending on family income. The HUSKY A income limit for pregnant and postpartum women not already on HUSKY is 263% of the Federal Poverty Level. A pregnant woman counts herself plus the number of babies she is expecting in determining her eligibility. For example, if she is carrying a child, the pregnant woman would count as two people in addition to any other members in her household. Women at or below 263% of the Federal Poverty Level are eligible for HUSKY A coverage during pregnancy and up to 12 months postpartum. Women who qualify for HUSKY because of pregnancy remain eligible through their postpartum period, regardless of changes in income. The mother may remain eligible for HUSKY A after the postpartum period only if her family income is at or below 138% of the Federal Poverty Level. Starting on October 1, 2024, the eligibility income guideline for this program will drop to 138% from 160%.
The HUSKY B Prenatal Care program provides health care to pregnant non-citizens. Eligibility for this coverage is available if your income is under 264% of the Federal Poverty Level and you do not qualify for Medicaid due to immigration status.
HUSKY LB - Family Planning Limited Coverage only covers family planning and family planning-related services. Family planning services are offered to prevent pregnancy or to plan the number and spacing of children.
HUSKY LB – Emergency Medicaid allows Connecticut residents who meet all requirements for Medicaid except immigration status to have certain emergency medical services covered.
HUSKY LB - Outpatient Dialysis Coverage allows Connecticut residents diagnosed with end-stage renal disease (ESRD) who don’t qualify for full Medicaid coverage due to their immigration status to get coverage for routine outpatient dialysis.
The Perinatal Care Management program is a voluntary program for HUSKY Health members who are pregnant or have recently given birth and have certain health and social risk factors that may require special monitoring or attention. The Care Management team works with pregnant members, their families, and their providers to support their best health during and after pregnancy. They provide information on what to expect during pregnancy, at birth, and after delivery, as well as how to recognize warning signs of any possible problems. Once enrolled, a nurse will be assigned to provide education and support, either by videoconference, in person, or over the phone. They can teach members about benefits, including breast pumps and blood pressure measurement devices, and connect them to available resources such as WIC services.
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Frequently asked questions
Yes, HUSKY A, C, and D members can have another insurance plan as their primary insurance and use HUSKY Health insurance as their secondary insurance.
Husky insurance is available to Connecticut residents who are pregnant, children, parents or relative caregivers, elders, individuals with disabilities, and adults without dependent children. Eligibility is determined by income level and family size.
There are several types of Husky insurance, including Husky A, B, C, and D, each with different eligibility requirements and benefits. Husky LB, for example, offers emergency Medicaid coverage for those who meet all requirements except immigration status.
