Aarp Life Insurance: Can It Be Cancelled?

AARP life insurance can be cancelled at any time, but the process may vary depending on the type of policy you have. AARP life insurance is provided by New York Life Insurance Company and there are several ways to cancel your policy. You can cancel by phone, by calling the AARP life insurance phone number, or by contacting your insurance agent through the online Customer Service Center. Alternatively, you can cancel by email by visiting the Contact Us page on the AARP website and submitting a cancellation request. It's important to note that you may not receive a full refund if you cancel your policy, as it depends on the type of policy you have. AARP life insurance policies also include a 30-day free look period, during which you can cancel your coverage without penalty and receive a full refund of any premiums paid.

Cancelling AARP life insurance: phone, email or online

You can cancel your AARP life insurance policy at any time, but the method you use to do so will depend on the type of policy you have. You can cancel your policy by phone, email, or through the online portal.

Cancelling AARP Life Insurance by Phone

To cancel your AARP life insurance policy over the phone, call the AARP insurance phone number at 1-800-225-5695. Tell the representative that you would like to cancel your policy, and provide them with your information. You can then request an email verification that your policy has been cancelled.

Cancelling AARP Life Insurance by Email

To cancel your AARP life insurance policy by email, visit the AARP Contact Us page and enter your personal information, including your first and last name, email address, subject line, and your request to cancel your policy. You will likely need to follow up with an agent via email, so be sure to keep an eye out for a response within a few business days.

Cancelling AARP Life Insurance Online

To cancel your AARP life insurance policy online, visit the AARP login page and go to the contact page. From there, click "Start Your Search" and enter the required information, such as your name and location. You will then be brought to a directory of agents. Select your agent and let them know of your intent to cancel your policy. They may need you to provide additional information.

Cancelling During the Free Look Period

If you have recently purchased an AARP life insurance policy and have decided it is not for you, you can take advantage of the 30-day free look period to cancel your policy without any penalty or cost. Any premiums you have paid up to that point will be fully refunded.

Cancelling within the 30-day free look period

AARP life insurance offers a 30-day free look period that allows you to cancel your coverage without penalty. This period begins immediately after you purchase your life insurance policy. During these 30 days, you may cancel your life insurance without any penalty or cost. Any premiums you've paid up to that point will be fully refunded by AARP.

To cancel your AARP life insurance policy during the 30-day free look period, you can use one of the following methods:

Cancelling via Email

• Visit the Contact Us page for AARP.
• Enter your personal information, including your first and last name, email address, subject line, and your request.
• Explain in a short statement that you would like to cancel your policy.
• Submit your request and wait for a response, which may take a few business days.

Cancelling Over the Phone

• Call the AARP insurance phone number at 1-800-225-5695.
• Tell a representative that you would like to cancel your policy.
• Provide them with your information and follow any instructions they give.
• Request an email verification that your AARP policy has been cancelled. This step is important to ensure that all your information was processed correctly, and you should keep this verification for future reference.

Cancelling via the Online Customer Service Center

• Visit the AARP login page.
• Go to the contact page and click "Start Your Search".
• Enter the required information, such as your name and location.
• You will then be directed to a directory of agents. Select your agent and inform them of your intention to cancel. They may require additional information from you, but they can process the cancellation from there.

Cancelling AARP term life insurance

AARP life insurance can be cancelled at any time, but the refund you receive will depend on the type of policy you have. AARP life insurance is provided by New York Life Insurance Company.

If you have an AARP term life insurance policy, you can cancel at any time but you will not receive a refund of your paid premiums.

Cancelling AARP Permanent Life Insurance

If you have permanent life insurance, you can surrender your coverage before the maturity date and receive the accumulated cash value or pre-paid premiums minus any fees. Permanent life insurance policies allow you to access the cash value that has built up over time, but this will reduce the death benefit to your beneficiaries.

Cancelling During the Free Look Period

AARP life insurance policies contain a 30-day free look period. During this time, you can cancel your coverage without penalty and receive a full refund of any premiums paid.

How to Cancel

You can cancel your AARP life insurance policy by phone, email, or through your online account.

Phone

Call the AARP life insurance phone number at 1-800-225-5695. Tell the representative that you would like to cancel your policy and provide them with your information. Request an email verification that your policy has been cancelled.

Email

Visit the AARP Contact Us page and enter your personal information, including your first and last name, email address, subject line, and your request. Explain that you would like to cancel your policy and submit the form. You will likely need to follow up with an agent via email.

Online

Log in to your AARP online account and go to the contact page. Click "Start Your Search" and enter the required information (name and location). You will then be able to select an agent from a directory and inform them of your intent to cancel.

Cancelling AARP Membership

If you wish to cancel your AARP membership, you can do so by calling 800-514-4564 or sending a cancellation request by standard mail to the following address:

> AARP 3200 East Carson St. Lakewood, CA 90712 Attn: Cancel Membership

Cancelling Other AARP Insurance and Benefit Programs

If you are enrolled in other AARP-endorsed insurance or member benefit programs, you must contact these providers directly to inform them of your cancelled membership.

Cancelling AARP permanent life insurance

AARP permanent life insurance can be cancelled at any time. However, the refund you receive depends on the type of policy you have. If you have permanent life insurance, you can surrender your coverage before its maturity date and receive the accumulated cash value or pre-paid premiums minus any fees.

• Cancelling by phone call: Call the AARP insurance phone number at 1-800-225-5695 or 1 (800) 607-6957. You may have to wait on hold due to heavy call volumes. Inform the representative that you would like to cancel your policy, provide your information, and request an email verification.
• Cancelling via email: Visit the AARP Contact Us page and enter your personal information, including your first and last name, email address, and your request to cancel your policy. You will likely need to follow up with an agent via email.
• Cancelling through the online Customer Service Center: Visit the AARP login page and go to the contact page. Enter the required information, such as your name and location, and select your insurance agent from the directory. Inform them of your intention to cancel, and they will guide you through the process.
• Cancelling through the mail: Send a cancellation request by standard mail to the following address: AARP 3200 East Carson St. Lakewood, CA 90712 Attn: Cancel Membership.

It is important to note that AARP permanent life insurance offers a 30-day free look period. During this period, you can cancel your coverage without any penalty, and all premiums paid will be fully refunded. After the 30-day period, cancellation policies and refunds depend on whether you have term life or permanent life insurance.

Contacting AARP life insurance

AARP Life Insurance can be contacted in several ways, depending on your needs.

AARP Life Insurance Program from New York Life can be contacted by phone at (800) 288-9858 for application questions, and (800) 850-2658 for their Customer Experience Team. Their business hours for both numbers are Monday to Friday, 8 a.m. to 8 p.m. ET.

To report a life insurance claim by phone, call (800) 695-5165. Their business hours are Monday to Friday, 8 a.m. to 5 p.m. ET.

To send a document or written correspondence to AARP Life Insurance from New York Life, use the following address:

New York Life Insurance Company

AARP Life Insurance Program

P.O. Box 30712

Tampa, FL 33630-3712

AARP Life Insurance can be contacted by email by visiting their Contact Us page. On the page, you will need to enter your personal information, including your first and last name, email address, subject line, and your request.

AARP Life Insurance Program from New York Life offers online access to your account, allowing you to view and manage your account, download forms, view your certificate, make premium payments, and change your address. To access your account online, visit their website and sign in or register for online access.

Cancelling AARP Life Insurance

To cancel your AARP Life Insurance, you can use any of the contact methods mentioned above: phone, email, or online platform.

When cancelling by phone, call the AARP (New York Life) insurance phone number at 1-800-225-5695. Tell the representative that you would like to cancel your policy, provide your information, and follow their instructions. Request an email verification for your records.

When cancelling by email, visit the AARP (New York Life) Contact Us page. Enter your personal information, including your name, email address, and a short statement explaining your cancellation request. Submit your request and follow up with an agent if necessary.

When cancelling through the online platform, visit the AARP (New York Life) login page and go to the contact page. Start your search by entering the required information, such as your name and location. Select your insurance agent from the directory and inform them of your intent to cancel. Provide any additional information as requested.

Please note that wait times and processing times may vary depending on the contact method you choose.

Frequently asked questions