Auto, Home, And Boat Insurance Via Aarp

AARP members can access a range of insurance benefits, including auto, home, and boat insurance. The AARP® Auto Insurance Program from The Hartford offers exclusive benefits and savings to members, such as a discount of up to 10% on car insurance premiums. Additionally, members can save up to 20% on home insurance when they bundle their home and auto policies. AARP also provides Boat & Personal Watercraft Insurance from The Hartford, offering customized coverage for boats or watercraft.

AARP auto insurance discounts and savings

AARP members can access a range of auto insurance benefits and discounts through The Hartford, the official provider of the AARP Auto Insurance Program. Members who switch to The Hartford could save an average of $577 on their car insurance.

The AARP Auto Insurance Program from The Hartford offers a savings of up to 10% for simply having an AARP membership. If you pay your bill in full instead of making monthly payments, you will be eligible to receive extra discounts.

The Hartford offers safe drivers discounts on their auto insurance coverages. If you've completed an approved defensive driving course, you can enjoy discounts on your car insurance for the next three years.

Get rewarded for your safe driving with The Hartford's TrueLane Program. You'll save up to 12% just for participating and could earn a renewal discount of up to 25%, depending on your driving habits.

You can also save by bundling your home and auto insurance, car and renters insurance, or auto and condo insurance. By combining coverages, you can save an average of $813 a year.

AARP boat insurance coverage

AARP offers boat insurance coverage through The Hartford's Nutmeg Insurance Agency. This insurance covers boats and personal watercraft.

The Hartford's boat insurance provides coverage for damage to your boat or watercraft, as well as any motor and electrical equipment on board, in the event of a covered loss, such as a collision, fire, or windstorm. It also includes protection if you are found legally responsible for causing injury or property damage to someone else while operating your boat or watercraft.

You can customize your boat insurance policy to address your specific needs. The following coverages are available to help protect your boat or watercraft:

• Hull coverage: Protects against damage to your water vessel, as well as the motor and electrical equipment on board.
• Medical payments: Covers treatment costs for you or your passengers in the event of an accident.
• Property damage liability: Covers the costs of physical damage or replacement of other people's property if you hit it with your boat or watercraft.
• Bodily injury liability coverage: Covers the medical bills of someone you hurt with your boat or watercraft.
• Uninsured/underinsured watercraft: Covers damages or injuries caused by someone without insurance or with insufficient coverage.
• Personal effects coverage: Covers the costs of repairing or replacing valuables that are damaged or lost while you are on the water.
• Emergency assistance and towing: Covers the cost of towing your boat or watercraft if it breaks down on the water.

After including the essential coverages in your boat insurance, you can add further protections to your policy, such as trailer or boat lift coverage and named storm coverage.

Boat insurance rates depend on various factors, including the value of your boat, the type of boat, and the amount of coverage you purchase. However, you may be eligible for discounts based on experience, prior insurance, loss-free renewal, and paying your bill in full.

AARP home insurance savings

AARP members can access a range of insurance benefits, including auto, home, and boat insurance.

The AARP® Homeowners Insurance Program from The Hartford offers savings and protection for your home. The program can be customized to help protect your home and belongings, all at a price that fits your budget. As an AARP member, you have access to savings and credits that can lower your rates on a homeowners insurance quote.

• Keep up with repairs: If your insurance company determines that your home needs new electrical work or plumbing after an inspection, your premium may increase.
• Let your insurer know of any improvements: A new roof, for example, may qualify you for a discount on your homeowner's insurance.
• Install a security system: A security system can save you up to 15% on your homeowner's policy, especially with features like 24/7 professional monitoring.
• Bundle your policies: You can save by bundling your auto and home policies with one carrier.
• Raise your deductible: Provided you have an emergency fund to cover any costs associated with a claim, you can consider raising your deductible to lower your premium.

In addition to home insurance, AARP members can also access auto insurance benefits, with savings of up to 10% off their premium. You can also save by bundling your auto and home insurance policies.

Boat insurance is also available through the Boat & Personal Watercraft Insurance from The Hartford plan, which offers customized coverage for your boat or watercraft.

By taking advantage of these insurance programs and implementing cost-saving strategies, AARP members can protect their homes, vehicles, and other assets while also saving money on their insurance premiums.

AARP membership benefits

AARP membership offers a range of benefits, including access to insurance for autos, homes, and boats.

Auto Insurance

The AARP® Auto Insurance Program from The Hartford has been offering exclusive car insurance to AARP members since 1984. Members who switch to The Hartford can save up to 10% on their premium and an average of $577 per year on their car insurance. The program also offers additional benefits such as accident forgiveness and disappearing deductibles.

Home Insurance

The AARP® Homeowners Insurance Program from The Hartford provides customized coverage for members' homes, with benefits such as "New for Old" protection and disappearing property deductibles. Members can also save up to 20% on their home insurance when they bundle it with auto insurance.

Boat Insurance

The AARP® Boat & Personal Watercraft Insurance from The Hartford offers customized coverage for boats and watercraft.

In addition to these insurance benefits, AARP membership also provides access to a range of other benefits, including dental insurance plans, vision plans, life insurance, Medicare plans, discounts on hotels, and a subscription to AARP the Magazine.

AARP insurance customer reviews

AARP members can access a range of insurance benefits, including auto, home, and boat insurance.

AARP Insurance Reviews

The AARP Auto Insurance Program from The Hartford has received mixed reviews. On The Hartford's website, customers have given the program high ratings, praising the company for offering the coverages they need and for being easy to work with. However, on the Better Business Bureau (BBB) website, customers have given AARP insurance through The Hartford a rating of 1.1 out of 5 stars, with reviewers mentioning issues with communication and customer service.

The J.D. Power 2022 U.S. Auto Insurance Study™ also shows mixed results. The Hartford ranked first in Florida and the Northwest region and second in the Southwest, but scored below average in the Mid-Atlantic region.

According to some AARP community forum users, The Hartford raised their premiums significantly after the first year, despite having no claims or changes to their policies. Others have complained about unexpected bills and threats of collection after cancelling their policies.

Despite the negative reviews, it's important to note that AARP insurance through The Hartford offers a variety of coverage options, add-ons, and discounts that can benefit those aged 50 and up. The program has been offering special car insurance rates and coverages to AARP members since 1984.

Types of Insurance Offered by AARP

In addition to auto insurance, AARP offers a range of other insurance options to its members, including:

• Homeowners insurance
• Health insurance and health plans with Medicare and UnitedHealthcare
• Dental insurance through Delta Dental
• Custom long-term care plans from New York Life
• Vision plans from VSP
• Pet insurance
• Mobile home insurance
• Renters insurance

Frequently asked questions