Secura: Auto Insurance Options

can you get just auto insurance from secura company

Secura Insurance is a Wisconsin-based insurance company that offers coverage in 13 states. It was founded in 1900 and provides insurance for homes, autos, businesses, nonprofits, farms, and agriculture, among others. While the company does offer auto insurance, it is only available as part of a bundle with home insurance. The two package options are called MILE-STONE Basic and MILE-STONE Gold. The latter includes additional coverage options such as roadside assistance, medical and travel assistance, and protection packages for identity and pets. As of November 1, 2023, Secura stopped writing new auto and home insurance policies and is withdrawing from the personal lines market.

Characteristics Values
Auto Insurance Availability Auto insurance is available as part of the MILE-STONE home and auto bundle.
Auto Insurance Types Comprehensive and collision coverage are available.
Auto Insurance Discounts Hybrid car discount, financial stability discount, valued policyholder discount, claim-free/violation-free discount, good student discount.
Auto Insurance Quotes Quotes can be obtained by contacting a local independent insurance agent.

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Secura auto insurance quotes

Secura Insurance is a good choice if you want to bundle your home and auto insurance. However, as of November 1, 2023, the company is no longer writing new auto or home insurance policies and is withdrawing from the personal lines market. This means that new personal lines insurance policies are not available in any state.

If you are an existing Secura customer, you can expect to pay an average of $94 per month for full auto coverage, which is cheaper than competitors like Erie. Secura also offers a range of discounts to lower your premium, such as the hybrid car discount, the financial stability discount, and the valued policyholder discount.

To get a quote from Secura Insurance, you will need to contact a local independent insurance agent through their agent locator.

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Secura auto insurance pros and cons

Secura Insurance is a Wisconsin-based insurer that provides coverage in 13 states. It was founded in 1900 and offers insurance products related to home, auto, business, nonprofit, farming, agriculture, and specialty purposes.

Secura's auto insurance is only available as part of a bundle with its home insurance. As such, it may be a good option for those who want to bundle their home and auto insurance. The bundle includes a single deductible for damage that affects your home and vehicle. The bundle also includes accident forgiveness and Glass Express programs.

Pros

  • Single deductible for damage that affects your home and vehicle
  • Accident forgiveness and Glass Express programs included
  • Local agencies may be appealing to some drivers
  • Offers robust travel assistance coverage
  • Helpful online blog posts on a variety of home-related topics
  • A (Excellent) AM Best rating, indicating strong financial strength

Cons

  • No longer offering new auto or home insurance policies
  • Available in only 13 states
  • Can't purchase auto insurance separately
  • Fewer endorsements than some companies
  • High complaint index score for its private passenger auto product
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Secura auto insurance costs

Secura Insurance is a property-casualty company based in Neenah, Wisconsin, that offers insurance in 13 states: Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, Pennsylvania, and Wisconsin. The company was founded in 1900 and provides insurance for homes, autos, businesses, nonprofits, farms, and agriculture, as well as specialty purposes.

Secura's auto insurance is only available as part of a bundle with home insurance and cannot be purchased as a stand-alone policy. The company offers two package options: Mile-Stone Basic and Mile-Stone Gold. The Gold package includes more types of coverage and higher limits, while the Basic package is more similar to a typical insurance policy with add-on coverage options.

The average cost of Secura's auto insurance is $94 per month for full coverage, which is cheaper than competitors like Erie. The company also offers liability-only coverage, with average monthly quotes of $60. These rates can vary depending on factors such as age, driving history, and location.

Secura also offers several discounts that can lower the cost of auto insurance. These include discounts for hybrid vehicles, good credit, long-term policyholders, early quoting, and more.

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Secura auto insurance coverage

Secura Insurance is a Wisconsin-based insurance company that offers coverage in 13 states: Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, Pennsylvania, and Wisconsin. The company was founded in 1900 and provides insurance for homes, autos, businesses, nonprofits, farms, agriculture, and specialty purposes.

Secura's auto insurance is only available as part of a bundle with home insurance. The two package options are called MILE-STONE Basic and MILE-STONE Gold. The Basic package provides essential coverage for both home and auto, including accident forgiveness discounts and auto glass repair and replacement. The Gold package includes all the features of the Basic package, as well as roadside assistance, medical and travel assistance, identity protection, and pet protection.

The average monthly cost of Secura's auto insurance is $60 for liability-only coverage and $83 for full coverage. These rates are significantly lower than those of some other insurers, such as Travelers and American Family. Secura also offers various discounts, such as the valued policyholder discount, the financial stability discount, and the good student discount, which can further lower the cost of the premium.

In terms of customer satisfaction, Secura has mixed reviews. While some customers praise the quick and easy claims process, others have complained about the claims service, with some policies being canceled or premiums being raised allegedly unreasonably. Secura has an A+ rating from the Better Business Bureau but only one out of five stars for its customer rating.

Overall, Secura auto insurance may be a good option for those looking to bundle their home and auto insurance and take advantage of the various discounts offered. However, it is important to note that Secura's auto insurance is not available as a stand-alone policy.

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Secura auto insurance discounts

Secura Insurance offered auto insurance in 13 US states: Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Pennsylvania, Michigan, Minnesota, Missouri, North Dakota, and Wisconsin. However, as of November 1, 2023, Secura stopped writing new auto insurance policies and is withdrawing from the personal lines market.

If you are an existing Secura customer, there are several discounts available to help lower your premium. These include:

  • Hybrid car discount: If you own or lease a hybrid vehicle, you might qualify for a premium reduction.
  • Financial stability discount: If you have good credit, you could get a discount on your premium.
  • Valued policyholder discount: The longer you maintain your policy with Secura, the more you could save.
  • Claim-free/violation-free discount: If you haven't had any accidents or tickets in the last three years, you might be eligible for a discount on your car insurance.
  • Good student discount: Drivers aged 16-24 who are full-time students and maintain a 3.0 GPA, or those who graduated with a 3.0 GPA or better, might get a discount.
  • Early quoting discount: Policyholders who secured a Secura home and auto bundle before the policy effective date may have earned a discount.

In addition to these discounts, Secura also offered bundled home and auto insurance policies, which could result in additional savings of up to 25% on average.

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Frequently asked questions

The pros of Secura car insurance are that it offers cheap average car insurance rates, local agencies, and robust travel assistance coverage. The cons are that it no longer offers new auto or home insurance policies, has fewer endorsements than some companies, and has a high complaint index score for its private passenger auto product.

The Secura car insurance bundle includes home and auto insurance. The bundle is called MILE-STONE and it comes in two packages: Basic and Gold. The Gold package includes more types of coverage and higher limits, while the Basic package is more similar to a typical insurance policy.

You can get a quote from Secura by contacting a local independent insurance agent using their agent locator tool.

The average cost of Secura car insurance is $94 per month for full coverage. For minimum coverage, Secura is affordable but not the cheapest option.

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