Phone Insurance: Barclays' Comprehensive Coverage Explained

do I have phone insurance with barclays

Barclays offers mobile phone insurance through its Tech Pack and Tech Pack Lite services. For a monthly fee, you can receive worldwide cover for up to four mobile phones and unlimited gadgets, each with a maximum value of £1,500. The Tech Pack can be added to your Barclays current account to protect your smartphone, laptop, camera and tablet. However, there are some mixed reviews of the service, with some customers reporting issues with the claims process.

Characteristics Values
Number of devices covered Up to four mobile phones and unlimited gadgets
Maximum price of devices £1,500 per device
Worldwide cover Yes
Types of damage covered Accidental damage, breakdown, theft, loss
Who is covered You, your partner, and your dependent children aged under 23
Repair options On-site repairs, 24-month warranty
Cost £9 per month for Tech Pack Lite, £14.50 per month for Tech Pack
Claims Up to four successful claims in a 12-month period, two of which can be for loss or theft
App Tech Insurance app available for instant claims

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Barclays' Tech Pack Insurance

Barclays offers Tech Pack Insurance, which provides worldwide cover for up to four mobile phones and an unlimited number of gadgets, each purchased for a maximum, non-discounted price of £1,500. The insurance covers devices belonging to you, your partner, and your or your partner's dependent children under 23 who live at home outside of term time.

To be eligible for Barclays Tech Pack Insurance, you must have a Barclays current account. You can apply for the Tech Pack through the Barclays app or online banking. The insurance is administered by Likewize and underwritten by Aviva Insurance Limited.

The Barclays Tech Pack Insurance app allows customers to file claims for their covered mobile phones or gadgets. The app also provides access to industry-leading support, including videos, guides, and FAQs to help with device issues.

While some customers have expressed satisfaction with the Tech Pack Insurance, others have reported negative experiences, including delays in claim processing and a lack of transparency and clear communication. It is important for customers to carefully review the terms and conditions of the insurance before purchasing it.

In addition to Barclays Tech Pack Insurance, there are alternative options for device insurance available in the market, such as dedicated tech insurance or home/contents insurance that includes device coverage. It is recommended to research and compare different insurance providers to find the most suitable coverage for your needs.

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Cost of Barclays' phone insurance

Barclays offers mobile phone insurance through its Tech Pack Insurance. This insurance provides worldwide cover for up to four mobile phones and unlimited gadgets, each purchased for a maximum, non-discounted price of £1,500. The cost of the Tech Pack is £9 per month and provides accidental damage and breakdown cover for up to two devices.

The Tech Pack also covers mobile phones for loss and theft, with up to four successful claims allowed in any 12-month period, two of which can be for loss or theft. Additionally, it offers a range of repair and replacement options, including doorstep repairs if technicians are available in your area, all covered by a 24-month warranty.

To be eligible for the Tech Pack Insurance, you must have an eligible Barclays current account. The insurance is administered by Likewize and underwritten by Aviva Insurance Limited. Claims can be made instantly through the Tech Insurance app, which is available 24/7, or by calling their dedicated phone number.

It is important to note that the insurance covers devices belonging to you, your partner, and your or your partner's dependent children aged under 23 (including stepchildren and foster children) living at home outside term time. This comprehensive insurance ensures that your mobile phones and gadgets are protected against accidental damage, breakdown, loss, and theft, providing peace of mind and financial protection in the event of unforeseen incidents.

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Barclays' phone insurance vs. Mobile Phone Insurance Direct

Barclays offers comprehensive phone insurance through its Tech Pack insurance product. The Tech Pack covers up to four mobile phones and an unlimited number of gadgets, each bought for a maximum, non-discounted price of £1,500. The insurance provides worldwide accidental damage, breakdown, and theft cover, with up to four successful claims in a 12-month period, two of which can be for loss or theft. Barclays also offers a Tech Pack Lite, which covers up to two devices for accidental damage and breakdown for £9 a month. To be eligible for Barclays' insurance, you need to have an eligible current account with them.

Mobile Phone Insurance Direct (MPID) is a specialist mobile phone and gadget insurance provider. Unlike Barclays, MPID does not require customers to enter into a contract and allows them to cancel their policy at any time. MPID offers unlimited claims for theft and loss, whereas Barclays limits the number of loss and theft claims in a 12-month period. MPID is likely to be cheaper than Barclays for insuring one or two devices.

Barclays provides worldwide coverage for devices belonging to you, your partner, and your or your partner's dependent children aged under 23 (including stepchildren and foster children) living at home outside term time. They offer a range of repair and replacement options, including doorstep repairs if technicians are available in your area, with a 24-month warranty. Claims can be made instantly through the Barclays Tech Insurance app, available 24/7.

In summary, Barclays Tech Pack insurance is a comprehensive option for households with multiple devices, offering worldwide coverage and a range of repair and replacement options. However, MPID may be a more cost-effective choice for insuring a single device or two devices, with the added flexibility of no long-term contracts and unlimited claims for theft and loss.

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Barclays' phone insurance for couples and families

Barclays offers phone insurance for couples and families through its Tech Pack Insurance. For a monthly fee of £14.50, you can receive worldwide cover for up to four mobile phones and unlimited gadgets, each bought for a maximum, non-discounted price of £1,500. This includes devices belonging to you, your partner, and your and/or your partner's dependent children aged under 23 (including stepchildren and foster children) living at home outside term time.

The Tech Pack Insurance covers accidental damage, breakdown, theft, and loss. It offers a range of repair and replacement options, including repairs on your doorstep if technicians are available in your area, all with a 24-month warranty. You can make up to four successful claims in any 12 months for mobile phones, with a limit of two claims for loss or theft. For gadgets, you can make up to four successful claims in any 12 months, with a limit of two claims for theft (loss is not covered).

To apply for the Tech Pack Insurance, you need to have an eligible Barclays current account. Claims can be made instantly through the Barclays Tech Insurance app, which is available 24/7. Alternatively, you can call their dedicated phone number to make a claim.

It is important to note that Barclays is not a specialist mobile phone and gadget insurance provider, and there may be alternative options available that offer more flexible terms, such as unlimited claims and the ability to cancel your policy at any time. However, Barclays Tech Pack Insurance can still be a good choice for couples and families with multiple devices to insure.

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Barclays' phone insurance for claims

Barclays offers phone insurance through its Tech Pack Insurance. This insurance covers up to four mobile phones and an unlimited number of gadgets, each with a maximum non-discounted price of £1,500. The insurance costs £14.50 per month and includes worldwide cover against theft, accidental damage, and breakdown, as well as loss cover for mobile phones.

To make a claim on your Barclays phone insurance, you can use the Tech Insurance app, which is available for download on the Apple App Store. Alternatively, you can call Barclays or manage your claim through the Barclays app, Online Banking, or their website. When making a claim, you may be asked to provide a serial number or IMEI number as proof of purchase. It is important to note that there is a limit to the number of loss and theft claims that can be made in a 12-month period.

While Barclays phone insurance provides comprehensive coverage, there have been some customer reviews expressing frustration with the claims process. Some customers have reported delays in claim approval and a lack of response from customer support. It is important to carefully review the terms, conditions, and exclusions of any insurance policy before purchasing it and to be aware of any limitations or potential challenges in the claims process.

Barclays also offers a Tech Pack Lite option for a lower monthly fee of £9, which provides accidental damage and breakdown cover for up to two devices, each worth up to £1,500. This option may be suitable for individuals who do not require coverage for multiple devices or worldwide protection.

Frequently asked questions

Barclays' Tech Pack Insurance provides worldwide cover for up to four mobile phones and unlimited gadgets, each bought for a maximum, non-discounted price of £1,500. It covers accidental damage, breakdown, and theft. Mobile phones are also covered for loss. The insurance is available for a monthly fee of £14.50.

You can make a claim with Barclays Tech Pack Insurance by downloading the Tech Pack Insurance app, or by calling their helpline.

Barclays Tech Pack Insurance is a good choice for households with over two phones. However, if you are looking to insure yourself or two devices, a specialist provider may be cheaper. Barclays also limits the number of loss and theft claims you can make in a 12-month period. Additionally, there have been reports of poor customer service and slow response times.

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