
AT&T offers a range of insurance and protection plans for mobile devices, including the AT&T Protect Advantage plan, which provides same-day replacement for select devices and areas. While AT&T's insurance coverage does have limitations and exclusions, it is unclear whether replacing a screen on a cell phone will void the insurance. It is important to review the terms and conditions of the specific insurance plan to understand if screen replacements are covered and if there are any authorized repair requirements.
| Characteristics | Values |
|---|---|
| Does replacing the screen on a cell phone void insurance with AT&T? | AT&T insurance covers cracked screen repair in select areas for certain devices. |
| How to file a claim? | Visit phoneclaim.com/att or call 888-562-8662. |
| What is the cost? | A non-refundable deductible applies to each claim. |
| Time taken for replacement | AT&T offers same-day replacement for select devices in select areas. Otherwise, it takes 1-2 business days. |
| What is not covered in AT&T's insurance? | Intentional damage, cosmetic damage, device failures due to faulty parts or workmanship, unauthorized repair or replacement, liquid damage, and mechanical or electrical failure occurring during the manufacturer's warranty period. |
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What You'll Learn
- AT&T Protect Advantage offers same-day replacement
- AT&T insurance doesn't cover intentional or cosmetic damage
- Manufacturer warranties don't cover physical or liquid damage
- AT&T insurance is voided by unauthorised repairs
- AT&T insurance is voided by mechanical or electrical failure during the manufacturer's warranty period

AT&T Protect Advantage offers same-day replacement
AT&T offers device protection plans for customers who want to avoid the cost of replacing their phones. AT&T Protect Advantage is one such plan, which offers same-day replacement for select devices in select locations.
The same-day replacement service is available for eligible wireless phones outside of the manufacturer's warranty period that power on but fail to hold an adequate charge after ProTech diagnostic testing. To be eligible for same-day replacement, claims must be filed and approved by 4 pm local time. If approved, you can expect to receive your replacement device from a ProTech by 9 pm local time on the same day.
AT&T Protect Advantage also includes Setup Services, which may include activation, data migration services, and/or initial device configuration and connectivity. It's important to note that setup services do not include dismantling or installing equipment unrelated to the replacement device, and someone at least 18 years old must be present while ProTech is on-site.
While AT&T Protect Advantage offers peace of mind with its same-day replacement option, it's important to understand the limitations and exclusions of the plan. For example, intentional damage, cosmetic damage, and device failures due to faulty parts or workmanship are typically excluded from coverage. Additionally, certain locations, such as Alaska, Hawaii, Puerto Rico, and the U.S. Virgin Islands, may not be eligible for next-day delivery.
To enrol in AT&T Protect Advantage and take advantage of its same-day replacement offering, customers can refer to the AT&T website for more information and to review the complete terms and conditions of the coverage.
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AT&T insurance doesn't cover intentional or cosmetic damage
AT&T's mobile insurance coverage contains limitations and exclusions. The insurance does not cover intentional damage, cosmetic damage, or device failures due to faulty parts or workmanship. Intentional damage is any loss due to the intentional parting with covered property by the user or anyone entrusted with the covered property. Cosmetic damage is not explicitly defined in the terms and conditions. However, it typically refers to damage that does not impact the device's functionality, such as scratches, dents, or cracked screens.
AT&T's insurance also does not cover loss caused by unauthorized repair or replacement. This includes repairs or replacements performed by someone not authorized by AT&T or the device manufacturer. It also includes repairs or replacements that void the manufacturer's warranty. For example, if a user attempts to repair their device by opening it and accidentally damages a component, this would likely be considered unauthorized repair and would not be covered by AT&T's insurance.
Additionally, the insurance does not cover device failures due to faulty parts or workmanship. This includes devices that fail to function as intended due to manufacturing defects or poor-quality components. For example, if a phone's screen stops responding to touch inputs due to a manufacturing defect, this would not be covered by AT&T's insurance.
It's important to note that AT&T's insurance is optional and not required to purchase devices or services from the company. The insurance is provided by a third-party company, and users can refer to the Coverage Certificate for complete terms and conditions, including a list of all exclusions and limitations.
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Manufacturer warranties don't cover physical or liquid damage
AT&T offers mobile insurance, which is optional and not required to purchase devices or services from them. The insurance is provided by Asurion Protection Services, LLC, a CNA member company. The terms and conditions of the insurance are outlined in the Coverage Certificate, which includes limitations and exclusions. While AT&T does not explicitly mention screen replacement, it is important to note that the insurance does not cover intentional or cosmetic damage.
Now, regarding manufacturer warranties, it is important to understand that they typically do not cover physical or liquid damage. Warranties are designed to protect against defects and malfunctions that occur during the manufacturing process, not damage caused by the user. Here are some reasons why a manufacturer's warranty may not cover physical or liquid damage:
- Unauthorized repairs or modifications: If a device is repaired or modified by an unauthorized third-party service provider, the manufacturer's warranty may be voided. This includes software modifications, hardware alterations, or installing unofficial third-party components. It is recommended to always consult the manufacturer or authorized service centers for repairs to retain warranty benefits.
- Accidental damage: Dropping a device or causing physical damage accidentally is typically not covered under manufacturer warranties. Some manufacturers offer separate protection plans for accidental damage, but these are not standard.
- Water damage: Most manufacturer warranties explicitly exclude coverage for water damage, including liquid spills, exposure to moisture, or submersion in water. To protect against water damage, it is advisable to invest in waterproof cases or be cautious around water sources.
- Normal wear and tear: Manufacturer warranties generally do not cover regular wear and tear, including minor scuffs, dents, fading, or performance decline due to normal usage.
- Natural disasters: Damages caused by natural disasters such as floods, earthquakes, or lightning strikes are generally not covered by standard warranties. Consumers may need to explore additional insurance options or take preventive measures in areas prone to such events.
It is important to carefully read the terms and conditions of any warranty or insurance plan to understand what is covered and what is not. While extended warranties or protection plans may offer additional coverage for accidental damage, they may not cover all types of physical or liquid damage.
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AT&T insurance is voided by unauthorised repairs
AT&T offers insurance and protection plans for mobile devices, which can be purchased separately from the device. The insurance coverage includes a same-day replacement or 1–2 business days replacement for select devices in select areas. The replacement is subject to parts and technician availability, and eligibility is determined at the time of claim approval.
AT&T's insurance coverage does contain limitations and exclusions, and one of the exclusions is unauthorised repairs or replacement. This means that if you attempt to repair or replace your device's screen without authorisation from AT&T or an authorised representative, such as Asurion Protection Services, LLC, your insurance coverage may be voided.
AT&T's website states that "loss caused by or resulting from unauthorised repair or replacement" is one of the exclusions in their mobile insurance terms and conditions. This means that if you have made unauthorised changes to your device, such as using a different device case, paint, or decals, or if you have attempted to repair or replace the screen yourself, your insurance coverage may no longer be valid.
To maintain your insurance coverage, it is important to follow the manufacturer's instructions and only make authorised repairs or replacements. If your device has any physical or liquid damage, it is recommended to check with the manufacturer or refer to the terms and conditions of your insurance coverage to understand your options for repair or replacement.
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AT&T insurance is voided by mechanical or electrical failure during the manufacturer's warranty period
AT&T insurance provides coverage for loss or damage to your phone under certain conditions. The terms and conditions of AT&T Mobile Insurance specify that loss or damage due to "mechanical or electrical failure" during the manufacturer's warranty period is excluded from coverage. This means that if your phone experiences a mechanical or electrical issue while still under the manufacturer's warranty, the insurance provided by AT&T will not cover the repairs or replacement.
AT&T Mobile Insurance is optional coverage that you can purchase in addition to your wireless service. It is important to note that this insurance does have specific limitations and exclusions outlined in the Coverage Certificate. While it covers physical damage, theft, or loss, there are certain scenarios where the insurance will not apply.
One of the key exclusions is related to mechanical or electrical failures during the manufacturer's warranty period. If your phone malfunctions due to a mechanical or electrical issue, and it is still covered under the manufacturer's warranty, then you would need to seek repairs or replacement through the manufacturer rather than relying on your AT&T insurance.
It is worth noting that AT&T insurance does cover mechanical or electrical failures outside of the manufacturer's warranty period. If your phone is no longer covered by the manufacturer's warranty and experiences a mechanical or electrical failure, then AT&T insurance can step in to provide coverage for repairs or replacement.
Additionally, it is important to understand that unauthorized repairs or replacements can void your AT&T insurance. If you attempt to fix your phone's screen on your own or through a non-authorized service, it could result in losing your insurance coverage. Therefore, it is always recommended to refer to the manufacturer or authorized service facilities for any repairs or replacements to ensure continued insurance protection.
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Frequently asked questions
AT&T insurance does not cover intentional damage, cosmetic damage, and device failures due to faulty parts or workmanship. However, cracked screen repair is available for select devices in certain areas. Therefore, it is best to contact AT&T customer support to discuss your specific situation.
AT&T insurance covers loss or damage to devices that power on but fail to hold an adequate charge after ProTech diagnostic testing. It also offers same-day replacement for select devices in select areas.
AT&T insurance does not cover intentional damage, cosmetic damage, device failures due to faulty parts or workmanship, loss due to mechanical or electrical failure during the manufacturer's warranty period, and loss or damage to batteries (unless covered as a Covered Accessory).



















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