Orlando Harmon
USAA is a financial services company that provides insurance and banking products to military service members and their families. To qualify for USAA auto insurance, you must be an active, retired or honorably separated officer of the US military. If you are not directly affiliated with the military but are a spouse, parent, step-parent, legal guardian, parent-in-law, child, or stepchild of someone who is, then you may also qualify. Grandchildren can also qualify if both their parents and grandparents are USAA members. Membership is not restricted to service members, but civilians must be related to a USAA member to be eligible.
| Characteristics | Values |
|---|---|
| Who is eligible for USAA auto insurance? | Active, retired or honorably separated officers of the US military |
| Spouses, parents, step-parents, parents-in-law, children, step-children, grandchildren (if both parents and grandparents are USAA members), and un-remarried former spouses of USAA members | |
| Who is not eligible for USAA auto insurance? | Siblings, cousins, nieces and nephews (unless they are your legal guardian), parents, grandparents, significant others that are non-spouses |
| What documentation do you need to provide? | Social Security number, valid government-issued ID (e.g. driver's license, passport), proof of military service (e.g. military ID, DD Form 214), proof of commissioning status, marriage certificate, birth certificate, death certificate |
What You'll Learn
Who is eligible for USAA auto insurance?
USAA offers auto insurance to active, retired, and separated US military members if they are honorably discharged. Family members of military personnel are also eligible for USAA auto insurance. This includes spouses, children, step-children, widows, and parents of military members.
USAA was founded in 1922 by 25 US Army officers who couldn't get car insurance. Since then, it has grown to over 13 million members and offers a wide range of insurance and financial products.
To be eligible for USAA auto insurance, you must be an active or retired member of the US military or an eligible family member. Family members must provide proof of military service through a parent or spouse. They may also need to provide the following information:
- Social Security number
- USAA number of the family member/spouse
USAA auto insurance is only available to military members and their families, and membership cannot be passed on posthumously.
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What are the requirements to join USAA?
USAA, or the United Services Automobile Association, offers insurance and financial services exclusively to U.S. military members and their immediate family members.
Who Qualifies for USAA Membership?
To qualify for USAA membership, you must be an active, retired, or honorably separated officer of the US military. If you are not directly affiliated with the military, you can still qualify if you are a spouse, parent, step-parent, legal guardian, parent-in-law, child, or stepchild of someone who is. Grandchildren can also qualify if both their parents and grandparents are USAA members. Unremarried former spouses of USAA members can also qualify for membership.
If you are directly associated with the military, you will need to provide proof of military service. Active-duty military members are typically asked for their current military ID or orders, while veterans might need to submit a copy of their DD Form 214. Pre-commissioned officers can provide proof of commissioning status, such as a statement from their commanding officer or current orders if they are within 24 months of commissioning.
If you are applying as a family member, you will need to prove your familial relationship to the USAA member. Spouses need to present a marriage certificate, and children of USAA members must provide a birth certificate that lists the name of the parent who is the USAA member.
You can apply for USAA membership online or over the phone. If you are unsure whether you qualify for membership, you can contact the USAA New Member Team at 800-531-8722 to outline your personal situation.
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What is USAA?
USAA stands for United Services Automobile Association. It was founded in 1922 by 25 Army officers who wanted to insure each other's vehicles. At the time, insurance companies considered military officers a high-risk group, so they founded USAA to provide adequate insurance coverage for themselves and other military members.
USAA is a member-owned insurance and financial services company that primarily serves U.S. military service members and their families. It offers a range of insurance products, including auto insurance, homeowner's insurance, life insurance, renter's insurance, and more. It also provides banking products and services, such as checking and savings accounts, credit cards, mortgages, and loans. In addition, USAA offers investment services through its financial services affiliates.
USAA has grown to over 13 million members and is headquartered in San Antonio, Texas, with several other corporate locations across the United States and internationally. It is consistently praised for its excellent customer service and has earned high customer satisfaction ratings in the insurance and financial services industry.
To be eligible for USAA membership, one must be an active-duty or retired member of the U.S. military or an eligible family member. This includes spouses, children, stepchildren, and, in some cases, grandchildren of USAA members or those who have served in the military. USAA also extends eligibility to widows, widowers, and unmarried former spouses of USAA members who had USAA insurance while married.
USAA's services are exclusive to its members, and those interested in joining must provide proof of military service or their relationship to a military service member.
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How do I join USAA?
To join USAA, you must be either a member of the military or a family member. This includes active-duty, former military, cadets, widows, current or un-remarried spouses, and children.
USAA was founded in 1922 by 25 Army officers who wanted to insure each other's vehicles. Today, it has over 13 million members and offers a range of insurance and financial products and services.
If you are a member of the military, you will need to provide proof of your military status when signing up for coverage. This could include your branch of service, rank, date of entry to active service, and service start and end dates.
If you are a family member, you will need to provide proof of your relationship to the military member. For example, spouses may need to provide a marriage certificate, while children may need to provide a birth certificate listing the name of the parent who is the USAA member.
You can apply for USAA membership online, over the phone, or by mailing in the necessary documents.
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What are the benefits of USAA membership?
USAA, or the United Services Automobile Association, offers a wide range of benefits to its members. The company was founded in 1922 by 25 Army officers who were unable to secure auto insurance due to being perceived as a high-risk group. Today, USAA provides various services, including banking, investing, and insurance, to over 12 million members and their families.
Banking Services
USAA offers a range of banking services, including free checking and savings accounts, credit cards, mortgages, auto loans, and more. Members can also take advantage of free bill pay and online transfer features, including those for non-USAA banks. USAA also reimburses ATM fees, providing up to 10 free ATM withdrawals and refunding up to $15 per month at non-USAA domestic ATMs.
Insurance Options
USAA offers various insurance options, including auto, home, life, renter's, and umbrella policies. Members can get especially low rates by bundling multiple insurance products. USAA also offers unique benefits for military members, such as adjusting auto insurance rates for deployed personnel if their vehicle is garaged.
Customer Service
USAA is known for its world-class customer service, with a well-earned reputation for being the best in the industry. They provide helpful and understanding support, working hard to meet the needs of their members, especially those in the military.
Early Paychecks for Military Members
USAA members who are in the military receive their paychecks a day early, which can be incredibly helpful for those managing their finances while serving.
Investment Services and Financial Planning
USAA offers investment services, such as brokerage accounts, certificates of deposit (CDs), IRAs, and mutual funds. They also provide financial planning advice through salaried financial advisors to help members make informed investment decisions.
Discounts and Special Programs
USAA offers various discounts to its members, including those for car buying, travel, and home security systems. They also have special programs like USAA Auto Circle, which helps members find, finance, and purchase new or used cars at pre-negotiated prices.
Overall, USAA membership provides a wide range of benefits tailored to the needs of military members and their families, offering convenience, savings, and excellent customer support.
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Frequently asked questions
Yes, USAA offers auto insurance to active, retired, and honorably discharged members of the US military.
Yes, immediate family members of US military members or veterans are also eligible for USAA auto insurance. This includes spouses, children (including stepchildren), grandchildren (if the parents are also USAA members), and unremarried former spouses.
No, if your family member was eligible for USAA but was not a member during their lifetime, you cannot become a USAA member.
No, USAA membership eligibility cannot be passed to siblings or parents of USAA members.
If you are a US military member or veteran, you will need to provide proof of military service, such as a military ID, orders, or a DD Form 214. Family members may need to provide documentation proving their relationship to the US military member or veteran, such as a birth certificate or marriage certificate.
