Aaa Insurance: Oregon Coverage Options?

does aaa insurance go to oregon

AAA, or the American Automobile Association, offers insurance and roadside assistance to its members across North America. AAA membership costs $65 to $145 per year for Oregon residents, with insurance coverage underwritten by BCS Insurance Company. AAA Oregon/Idaho provides roadside assistance to Oregon residents, including towing, battery jump-starts, and tire changes. Members also get access to discounts for restaurants, hotels, and certain stores across the U.S. and travel planning services.

Characteristics Values
AAA insurance in Oregon Available
AAA membership cost in Oregon $65 to $145 per year
AAA roadside assistance cost $64.99 per year
AAA membership benefits Emergency roadside assistance, insurance, travel planning services, discounts for restaurants, hotels, and certain stores, identity theft protection, cash back credit cards, trip interruption coverage
AAA Oregon/Idaho roadside assistance Towing, battery jump-starts, tire changes, winching
AAA insurance provider in Oregon Allianz Travel Insurance

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AAA membership costs

The Classic membership, priced at around $64.99 per year, offers essential benefits such as roadside assistance, accident protection, travel assistance, and discounts. This plan is ideal for those who routinely drive short distances of 5 miles or less.

The Plus membership, priced at around $99.99 per year, provides additional benefits beyond the Classic coverage. It is designed for people who drive more than 5 miles on a given trip and includes perks such as extended towing distances and lost baggage insurance.

The Premier membership, priced at around $124.99 per year, offers the highest level of coverage. It is perfect for those who frequently drive long distances and includes benefits such as trip interruption coverage, travel accident insurance, and a free one-day rental car with every tow.

There are also optional RV and motorcycle roadside assistance plans available, which can be added to existing Plus or Premier memberships. These plans offer additional protection for RVs, motorcycles, and other recreational vehicles.

When considering AAA membership, it is important to evaluate your needs, driving habits, and financial situation to determine if the cost is worth the benefits and coverage provided.

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Roadside assistance

AAA offers roadside assistance in Oregon, providing services such as towing, jump-starting, fuel delivery, lock-out assistance, and tire changes. AAA Oregon/Idaho offers world-class 24-hour emergency roadside assistance, as well as travel, insurance, and financial services. Members can also take advantage of exclusive discounts for restaurants, hotels, and certain stores across the U.S., along with free travel planning services. AAA offers three levels of membership: Basic, Plus, and Premier, with the option of adding RV coverage to the Plus plan. The Basic plan offers towing up to 3 miles in Oregon and 10 miles in Idaho, while the Plus plan includes towing up to 100 miles and the Premier plan offers up to 200 miles of towing. The AAA Classic plan is the cheapest and offers the least amount of coverage, while AAA Plus and AAA Premier offer additional benefits such as extended towing distance and fuel reimbursement.

AAA membership costs approximately $65 to $145 per year for Oregon residents, depending on the affiliate and plan chosen. Members can request roadside assistance online, through the AAA mobile app, or by calling their toll-free number. In addition to the standard benefits, AAA Oregon/Idaho also provides Associate Membership to one other adult household member and any unmarried children aged 25 and under living at the same address. This includes basic towing benefits for the first 48 hours of membership, regardless of the membership level selected. Same-day service is also available for a $75 fee, although it may be denied during times of extreme demand or inclement weather.

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Insurance coverage

AAA, or the American Automobile Association, offers insurance coverage to its members. This includes auto insurance, home insurance, and travel insurance.

Auto Insurance

AAA offers auto insurance to its members in Oregon. The cost of membership in Oregon is between $65 and $145 per year, depending on the affiliate and plan chosen. Members can save on auto insurance and receive benefits such as discounted car rentals, identity protection, and roadside assistance.

Home Insurance

AAA also provides home insurance to its members, ensuring they feel safe and protected at home.

Travel Insurance

AAA members can purchase Allianz Travel Insurance, which offers several benefits, including a 24-hour emergency assistance hotline with multilingual representatives. This insurance covers lost tickets and travel documents, emergency cash access, and assistance during medical or legal emergencies. It also includes SmartBenefits™, which proactively pay for covered travel delays and do not require receipts for missed port-of-call or baggage delay claims.

Roadside Assistance

AAA is well-known for its roadside assistance services, which are available to members in Oregon through AAA Oregon/Idaho. This includes towing, battery jump-starts, tire changes, and fuel delivery. Members can request assistance online, through the AAA mobile app, or by calling their toll-free number.

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Travel insurance

AAA provides insurance and roadside assistance to its members in Oregon. AAA membership costs about $65 to $145 per year for Oregon residents, depending on the AAA affiliate and the plan chosen. Members can access emergency roadside assistance anywhere in the United States, including towing, battery jump-starts, tire changes, and winching.

AAA travel insurance is available to AAA members, even if their travel was booked elsewhere. Allianz Travel Insurance, distributed by Allianz Global Assistance, is a world leader in the travel insurance industry, providing protection for travellers if they need to cancel or require help during their trip. Allianz Travel Insurance offers reliable protection for domestic and international travel, including trip cancellation, primary emergency medical benefits, 24-hour assistance, and optional add-ons.

AAA travel insurance plans provide comprehensive coverage for trips, including trip cancellation/interruption, emergency medical and emergency transportation. The 'Cancel Anytime' plan reimburses 80% of lost non-refundable trip costs if you cancel your trip for almost any unforeseeable reason. The 'Deluxe' plan offers the highest benefit levels and more covered reasons for trip cancellation and interruption. Annual Insurance Plans are also available for frequent travellers.

AAA members can also access free travel planning services from AAA travel agents, and up to $1,500 in trip interruption coverage. It is recommended to purchase travel insurance through AAA when booking your trip, as this provides the most options for coverage.

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Membership benefits

AAA offers a range of membership benefits to cater to various needs. The membership plans include Basic, Plus, Premier, and Plus RV. Here are some of the key benefits of being a AAA member:

24/7 Roadside Assistance

AAA is renowned for its roadside assistance, which includes towing, jump-starting, battery service, lockouts, and tire changes. The service is available 24/7, and members can request assistance online, through the mobile app, or by calling. AAA also provides members with access to thousands of Approved Auto Repair facilities that meet its high standards for appearance, technician training, insurance coverage, and customer satisfaction.

Exclusive Discounts

AAA members are entitled to a wide range of discounts at thousands of locations nationwide. These include discounts on shopping, dining, entertainment, car rentals, hotels, and tickets to attractions, concerts, movies, and sporting events. Members can also save on travel bookings made through AAA preferred partners and get access to special travel offers and discounts.

Insurance Products

AAA offers both home and auto insurance, providing members with peace of mind on and off the road. Additionally, members can save 5% on AAA auto insurance and have access to various financial services, including cash-back credit cards with no annual fees.

Travel Planning

AAA members can take advantage of full-service vacation planning with complimentary access to experienced travel agents who can help plan and book trips. Members also receive travel guides, passport photos, and maps.

Identity Theft Protection

AAA members receive free identity theft protection monitoring, ensuring peace of mind when making purchases or sharing personal information.

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Frequently asked questions

Yes, AAA offers insurance in Oregon.

AAA offers auto and home insurance protection at low member rates.

AAA membership in Oregon includes roadside assistance, discounts on hotels, cruises, European vacations, and certain stores, and travel planning services.

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