Sagesure: Admitted Or Not?

SageSure Insurance Managers is the program manager and servicing agent for Acceptance Casualty Insurance Company in California and South Carolina for homeowners insurance. SageSure works with both admitted and non-admitted carriers to provide reliable products that policyholders need. The company also has partnerships with several other insurance companies, including SureChoice Underwriters Reciprocal Exchange (SURE), which is owned by policyholders and provides coverage for coastal states exposed to catastrophic storm events.

SageSure's insurance partners

SageSure Insurance Managers is the managing general underwriter pioneering ways for people to protect their homes and businesses in America's most underserved areas. The company works closely with admitted and non-admitted carriers to provide a wide selection of reliable products that policyholders need and deserve.

• Acceptance Indemnity
• Occidental Fire and Casualty
• Independent Mutual Fire
• SureChoice Underwriters Reciprocal Exchange (SURE)
• Acceptance Casualty Insurance Company

Acceptance Casualty Insurance Company is a wholly owned subsidiary of IAT Insurance Group, an insurance holding company. SageSure serves as the program manager and servicing agent for Acceptance in California and South Carolina for homeowners insurance. The company provides customer service, policy processing, and other operating support outside of the claims process. Acceptance has been rated A- (Excellent) by A.M. Best, an independent financial rating organization in the insurance industry.

SageSure's underwriting expertise

SageSure is a managing general underwriter that provides innovative property insurance solutions in catastrophe-prone areas across the US. The company's underwriting experts are skilled in accurately and comprehensively assessing risk, creating policies that are cost-competitive and consumer-centric.

SageSure's team is led by experienced professionals, many with over 30 years of industry experience, possessing specialised knowledge in product development, underwriting, sales, technology, and customer service. This expertise enables them to deliver reliable coverage, exceptional experiences, and strong results for their customers.

The company's underwriting process involves applying knowledge and data to create policies that reflect the realities on the ground. They work closely with both admitted and non-admitted carriers to provide a wide range of reliable products, ensuring that policyholders have access to the coverage they need and deserve.

SageSure's unique multi-carrier platform guarantees continuous capacity and long-term financial stability, giving customers peace of mind. Their underwriting expertise, combined with extensive market partnerships, enables them to bring homeowners and commercial insurance solutions that are tailored to their specific needs and locations.

The company's commitment to delivering first-class products and services is evident in their dedication to meeting the needs of catastrophe-exposed markets with discipline, innovation, and accountability. SageSure's underwriting expertise plays a crucial role in their ability to provide reliable coverage and exceptional customer experiences in even the most challenging insurance markets.

SageSure's customer service

SageSure Insurance is dedicated to providing reliable coverage, exceptional experiences, and strong results for its customers. The company's customer service team, known as Policy Services, is committed to making policy management quicker, easier, and more efficient. They provide first-class guidance and support to ensure that policyholders can easily manage their policies and access the help they need.

The SageSure website features numerous testimonials praising the company's customer service representatives for their dedication, expertise, and ability to resolve complex issues. Customers have highlighted the team's patience, empathy, and willingness to go above and beyond to address their concerns.

One of the standout features of SageSure's customer service is the personal attention and assistance provided by their representatives. For instance, a customer named Rudolph is recognised for his patience and dedication, as he stayed on the line with a policyholder for over an hour to help resolve an issue with binding a policy. Similarly, Bianca is described as an exceptional representative who worked tirelessly for over an hour to meet the needs of a broker, demonstrating her commitment to ensuring positive outcomes for her clients.

Additionally, SageSure's Agent Portal offers a user-friendly platform for policy management. It provides a range of features, including address verification, a built-in replacement cost estimator, immediate access to underwriting guidelines, and direct communication with the underwriting department. The portal simplifies the process of quoting, binding, and managing policies, enhancing the overall customer experience.

SageSure's insurance coverage

SageSure Insurance is dedicated to providing high-quality, cost-competitive property insurance in America's most underserved areas. They offer competitively priced, reliable coverage in catastrophe-exposed markets. Their products are designed to meet the complex insurance needs of homeowners and small businesses in challenging markets.

The company has a unique multi-carrier platform that ensures continuous capacity and long-term financial stability. Their underwriting experts accurately assess risk and create policies that reflect underwriting realities while remaining consumer-centric.

SageSure also has partnerships with several insurance companies, including Acceptance Casualty Insurance Company, SureChoice Underwriters Reciprocal Exchange (SURE), Acceptance Indemnity, Occidental Fire and Casualty, and Independent Mutual Fire. These partnerships allow them to provide reliable coverage on behalf of highly-rated insurance partners.

SageSure's commitment to delivering reliable coverage, exceptional experiences, and strong results has made them a leader in catastrophe-exposed property insurance. They are the largest residential property insurance managing general underwriter in the US, serving 14 coastal states with over 700 employees.

SageSure's history

SageSure Insurance was founded in 2009 in response to the insurance industry's failure to adequately serve homeowners in the aftermath of record-breaking hurricanes. The company specializes in providing high-quality, cost-competitive property insurance to homeowners and small businesses in underserved and catastrophe-prone areas.

Today, SageSure serves 14 coastal states and has surpassed $1.3 billion in premiums, with more than 700 employees across the US. The company is the largest residential property insurance managing general underwriter (MGU) in the US, delivering reliable products, exceptional customer experiences, and strong underwriting results in challenging insurance markets.

SageSure works closely with both admitted and non-admitted carriers to provide a wide selection of reliable products that policyholders need. The company's unique multi-carrier platform ensures continuous capacity and long-term financial stability. SageSure's underwriting experts accurately assess risk and create policies that reflect underwriting realities while remaining cost-competitive and consumer-centric.

The company's SageSure Expanded Markets program offers coverage for risks that might not be covered under their Signature suite, providing a range of coverage options to help their producer partners serve more policyholders in coastal states.

SageSure also has insurance partners, including Acceptance Casualty Insurance Company, SureChoice Underwriters Reciprocal Exchange (SURE), Acceptance Indemnity, Occidental Fire and Casualty, and Independent Mutual Fire. These partnerships allow SageSure to bring reliable coverage to its customers on behalf of highly-rated insurance partners.

Frequently asked questions