Amica Auto Insurance: Pennsylvania Presence And Particulars

Amica Insurance offers auto insurance in Pennsylvania. The company has a Philadelphia regional office in Horsham, PA, and its website invites visitors to find their nearest branch. Amica also offers home insurance in the state, and its website provides information on how to get a quote.

Amica auto insurance's Philadelphia regional office

Amica Auto Insurance does operate in Pennsylvania, and its Philadelphia regional office is located in Horsham, PA. The office is situated at 2 Walnut Grove, Suite 230, Horsham, PA 19044-7704.

At Amica Insurance, they understand the importance of providing excellent support for their clients' insurance needs. That is why they ensure that clients only work with insurance professionals who offer personal attention and proven expertise. Whether you need assistance with a new or existing policy, or have questions about quotes, claims, billing, or other concerns, the Philadelphia regional office is there to help.

Amica offers a range of insurance products, including auto insurance and home insurance, to clients in Pennsylvania. Their auto insurance provides personalized coverage and various discounts to lower the cost of your insurance. Their home insurance helps protect your investment by providing coverage for damages caused by unforeseen accidents or mishaps.

In addition to their Philadelphia regional office, Amica Insurance also has a sales and client services mailing address in Providence, RI, and a claims mailing address for claims processing in the same city.

Amica's insurance coverage in Pennsylvania

Amica Insurance offers a range of insurance products to its customers in Pennsylvania. While the website does not explicitly state that auto insurance is available in Pennsylvania, it does mention that customers can get a quote for their area, implying that auto insurance is available. Amica also provides home insurance in Pennsylvania, which is not legally required but is often mandated by lenders for mortgaged properties.

Amica's home insurance in Pennsylvania includes several types of coverage. Coverage A, for instance, protects your home and attached structures from damage caused by events like fire, lightning, wind, or hail. Coverage B, on the other hand, is for damage to other structures on the property that are separate from the main dwelling, such as fences, sheds, or detached garages. Personal property is covered under Coverage C, which includes items like furniture, clothing, and electronics if they are damaged by a cause listed in the policy.

Additionally, Amica offers Loss of Use coverage (Coverage D), which takes care of temporary living expenses when a covered loss makes your home uninhabitable. Coverage E, or Personal Liability, covers damage or injury to another person or their property for which you are liable, including legal assistance for claims made against you. Lastly, Coverage F provides medical payments to others accidentally injured on your property, excluding members of your household.

Amica also offers additional coverages in Pennsylvania through policy endorsements, which can fill gaps in coverage. These include special computer coverage for devices, identity fraud expense coverage, water backup and sump overflow coverage, and scheduled personal property coverage for high-value items like jewelry or fine art.

Amica's customer service in Pennsylvania

Amica Insurance offers auto, home, and life insurance products to its customers in Pennsylvania. The company has a local office in the state, located in Horsham, PA, which is part of the Philadelphia region. Amica's customer service representatives are available 24/7 to provide support and answer any questions about insurance policies, claims, billing, or other concerns.

The company emphasizes personalized attention and expertise from insurance professionals. Amica also offers a range of insurance products tailored to meet specific needs and circumstances. For example, their home insurance coverage in Pennsylvania includes protection for damages caused by events such as fire, lightning, wind, or hail. It also covers other structures on the property, personal property, loss of use, personal liability, and medical payments to others.

Amica provides several ways for Pennsylvania customers to save money on their insurance premiums without compromising coverage quality. Discounts are offered for alarm systems, automatic detection devices, new or remodeled homes, AutoPay, and electronic billing. Additionally, bundling home and auto insurance policies with Amica can save Pennsylvania customers up to 30% through their multiline discount.

Amica encourages customers to visit their local offices for assistance in choosing the right insurance product, making policy changes, or discussing claims. The company's website provides a search function to find the nearest office, and customers can also contact Amica's customer care by calling 800-242-6422.

Amica's insurance discounts in Pennsylvania

Amica has a presence in Pennsylvania, with at least one local office in the state. The company offers auto insurance coverage in the state, along with various discounts for Pennsylvania drivers.

Amica provides several ways for customers to save money on their auto insurance policies. Firstly, they offer discounts for bundling policies. Customers can save up to 30% when they bundle auto insurance with home, umbrella, and life policies. Additionally, insuring two or more cars can result in savings of up to 25%.

Amica also offers discounts for families. For young drivers under 21, completing an accredited driver training program can lead to a reduced rate. Students aged 15-25 who are full-time high school or college students and maintain a "B" average or higher are eligible for the good student discount. If a full-time student on the policy is away at school without a car, Amica provides a discount for that situation as well. Furthermore, if you are under 30 and your parents have had an auto policy with Amica for at least five consecutive years, you may qualify for the legacy discount.

Safe driving practices and vehicle equipment can also lead to significant savings. Amica offers discounts for those who have been claim-free for three years and for those who take an approved driver safety course. Additionally, vehicles equipped with anti-theft devices, electronic stability control, passive restraints like airbags, forward-collision warning systems, and improved headlights for low-light conditions are all eligible for discounts.

Finally, Amica provides discounts for payment methods. Paying the entire balance of the policy premium upfront can result in savings. Enrolling in AutoPay and signing up for electronic billing and policy documents can also earn customers discounts.

While these discounts are generally applicable, it is important to note that some discounts may vary or be unavailable in certain states, including Pennsylvania. Therefore, it is always advisable to contact Amica directly or visit their local office in Pennsylvania to obtain specific information about the discounts offered in that state.

Amica's insurance quotes in Pennsylvania

Amica Insurance offers auto insurance in Pennsylvania, and you can get a quote online or by calling 800-242-6422. Their Philadelphia regional office is located in Horsham, PA, and their website lists three Amica offices near Philadelphia.

To get an accurate quote, it is helpful to have the following information ready:

• Details about your car
• Details about any accidents, claims, or moving violations
• Current insurance information, including coverage limits

Amica also offers home insurance in Pennsylvania, which is not legally required but is often required by lenders for those who finance their homes through a mortgage. Home insurance policies in Pennsylvania typically include coverage for dwelling, other structures, personal property, loss of use, personal liability, and medical payments to others. Amica offers additional endorsements to fill gaps in coverage, such as special computer coverage, identity fraud expense coverage, and water backup and sump overflow coverage.

You can also bundle your home and auto insurance with Amica to save up to 30% with their multiline discount.

Frequently asked questions