Assurant Auto Insurance: What You Need To Know

Assurant offers car insurance for personal cars, business fleets, and more. The company provides core coverage options such as liability, collision, and comprehensive insurance. Assurant has an A+ rating with the Better Business Bureau (BBB) and offers five extended vehicle service contracts to help pay for car repairs. Assurant helps clients protect their vehicle investments, which is one of their most important directives. The company also offers vehicle protection services, including dealer programs tailored to specific needs, immediate-impact training, and interactive training for sales teams.

Assurant's extended warranty coverage

Assurant offers extended warranty coverage for vehicles, which can be purchased at participating dealerships and financial institutions. The company has been in the warranty business since 2004 and has an A+ rating from the Better Business Bureau (BBB).

In addition to the warranty coverage, Assurant offers perks such as emergency roadside assistance, rental car reimbursement, and travel expense reimbursement. However, similar to other extended warranty providers, Assurant's coverage does not include routine maintenance or components subject to regular wear and tear.

While Assurant has a solid reputation and a range of coverage options, there is limited information available online about its warranty plans. This is because Assurant's vehicle service contracts are only offered through select dealerships, and the company does not provide sample contracts on its website. As a result, interested customers must visit a participating dealer to get a quote and exact terms and conditions of the warranty coverage.

Assurant has received mixed reviews from customers. While some praise the seamless process for purchasing a warranty and filing claims, others complain about poor customer service and difficulties in getting claims accepted.

In summary, Assurant's extended warranty coverage offers a range of options and solid protection for vehicles. However, the lack of transparency and mixed customer reviews may be considerations when deciding on an extended warranty provider. It is recommended to compare quotes and reviews from multiple providers before making a decision.

Assurant's auto insurance availability

Assurant offers auto insurance for personal cars, business fleets, recreational vehicles, and even boats and motorcycles. The company's auto insurance is available across the United States in all 50 states, as well as internationally in Latin America, Europe, and the Asia Pacific.

Assurant is an underwriting entity for various insurance providers, which means that it does not disclose its car insurance rates online. Instead, potential customers can either subscribe or contact an agent to obtain information about rates and services.

The company has a goal of providing competitive rates for insurance and offers discounts for combining coverage. Assurant also offers senior discounts on car insurance policies.

In addition to auto insurance, Assurant provides other types of vehicle protection services, including extended warranties that cover repairs after the manufacturer's warranty expires. These extended warranties offer perks such as roadside assistance, rental car reimbursement, and travel expense reimbursement (excluding New York).

Assurant has been in business for over 100 years and has a strong financial standing, with an "A+" rating from the Better Business Bureau (BBB). However, customer reviews are mixed, with some complaints about poor customer service, a slow claims process, and failure to issue claim payments.

Assurant's bundling options

Assurant offers vehicle protection services for personal cars, business fleets, recreational vehicles, and even boats and motorcycles. The company helps clients protect their vehicle investments, which is one of the most important directives of their company.

Assurant also offers renters insurance policies, with two options: a basic plan that is designed to fulfil your lease requirements, and a more comprehensive plan that covers your belongings in addition to your apartment. The basic policy includes property damage liability and personal liability coverage. The former covers accidental damage to the property you're living in, and the latter covers medical bills if someone is injured on your property.

Assurant also offers condo insurance, with details of the mobile device insurance policy depending on the type of phone and insurance plan chosen. Options for these affordable plans include the My Wireless plan, Best Buy Geek Squad plan, Samsung Protection Plus, and Costco Max Protection.

Assurant offers discounts for combining coverage, including for senior drivers.

Assurant's customer service

Assurant offers a range of customer service options for its vehicle protection services. The company provides protection for personal cars, business fleets, recreational vehicles, boats, and motorcycles. Assurant aims to help clients protect their vehicle investments, offering a range of insurance policies to meet their needs.

For auto vehicle service contracts, the general contact number is 1-800-584-5000, with a separate number, 1-877-900-0345, for claims. Assurant also offers a Virtual Learning Platform and a customer loyalty app, Pocket Geek Auto, to enhance the customer experience.

In terms of insurance, Assurant provides a range of options, including property liability insurance, manufactured housing insurance, group disability insurance, and cell phone protection plans. They also offer renters insurance policies, with basic and comprehensive plans, and condo insurance.

For mobile device insurance, Assurant has multiple portals for different providers, allowing customers to register their plans, file and track claims, manage their protection plans, and access customer service. These portals include the My Wireless Claims Site, the Geek Squad portal, the Samsung Protection Plus Portal, and the Costco Max Protection Portal.

Assurant also provides health and life insurance, which have different sign-up and purchase processes from their auto insurance.

Overall, Assurant offers a comprehensive range of customer service options, utilising both digital and traditional channels to meet the diverse needs of its customers.

Assurant's cancellation policy

Assurant offers car insurance for personal cars, business fleets, recreational vehicles, and even boats and motorcycles. They are available in all 50 American states and in other countries around the world, including Latin America, Europe, and the Asia Pacific.

Cancellation Policy

Assurant does not provide specific details about their cancellation policy or process. However, here is some general information about cancelling an Assurant car insurance policy:

Cancellation Fee

If you cancel your car insurance policy before the termination date, you may have to pay a cancellation fee, which can be as low as $25. Some insurance companies may also charge a short-rate fee, which is a percentage of the remaining balance of the policy. It is unclear if Assurant charges a cancellation fee, so be sure to discuss this with an agent before signing up.

Refund

If you have paid your car insurance balance in full and cancel before the term ends, you are entitled to a refund. However, the refund will be partial, depending on how many months of the service you have used. Any cancellation fees may be deducted from your refund.

Process

To cancel your Assurant car insurance policy, you should contact their customer service team and inform them of your decision. They will guide you through the cancellation process. It is recommended to stick to your decision if you need to cancel, as they may try to offer you discounts to continue your policy.

Timing

You can cancel your Assurant car insurance policy at any time. However, the best time to cancel is when your term naturally ends, so you can avoid any potential cancellation fees. It is also advisable to pick a specific date in the near future and communicate that to Assurant. Insurance companies sometimes waive penalties if you choose a specific date to cancel. Try to set your cancellation date 15 to 60 days after you announce your intention to cancel.

Frequently asked questions