Auto Insurance Quotes And Your Credit: The Zebra's Impact

does checking auto insurance on the zebra lower your credit

The Zebra is an insurance comparison site that provides users with easy access to quotes from several car insurance companies that can be compared side-by-side. The platform has a simple process for finding car insurance coverage and does not sell personal information or collect phone numbers. It has positive reviews and is highly rated on multiple websites, including Trustpilot, Google, and the Better Business Bureau. The Zebra works with more than 100 insurance companies, including GEICO, Progressive, and State Farm, to provide quotes. However, it is important to note that The Zebra does not offer instant, real-time quotes, and users cannot bind policies on the website.

Characteristics Values
Company The Zebra
Founded 2012
Founders Adam Lyons, Joshua Dziabiak
Description Insurance comparison site
Number of insurance companies partnered with 90% of top U.S. insurers, over 100 companies
BBB rating A-
Trustpilot rating 4.2 out of 5 stars
Google rating Positive
Services Auto insurance, homeowners insurance, renters insurance, life insurance, pet insurance
Contact 1-888-255-4364, [email protected]
Address 1801 East Sixth Street # 200, Austin, Texas 78702, US
Website thezebra.com
Credit check No

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Getting quotes from The Zebra doesn't affect your credit score

Getting quotes from The Zebra is a straightforward process that won't affect your credit score. The Zebra is an insurance comparison site that provides quotes from multiple car insurance companies, allowing you to compare rates side by side. This can be extremely useful when you're looking to switch insurers or want to ensure you're getting the best rate from your current provider.

When using The Zebra, you'll need to create a profile with information about yourself, your vehicle, and your insurance needs. This includes details such as your vehicle's year, make, and model; your insurance history; and your credit score range. Once you've provided this information, The Zebra will match you with relevant insurance companies and their quotes. You can then compare the coverage offered and the monthly rates to make an informed decision.

It's important to note that The Zebra itself doesn't sell insurance directly; it only provides quotes from partner insurance companies. These partners include well-known names such as Progressive, Nationwide, Liberty Mutual, Allstate, State Farm, and GEICO. The Zebra makes money by receiving a commission when customers purchase policies from these partner companies.

One advantage of using The Zebra is that it doesn't sell your personal information or collect phone numbers during the quote process. However, it does collect, use, and store your information, which is important to keep in mind in the event of a data breach. Additionally, if you don't purchase a policy through The Zebra, you may receive multiple email reminders and special rate offers from select partners.

While The Zebra doesn't offer instant quotes, it can save you time by allowing you to compare multiple quotes at once. This way, you can find the best coverage for your needs at the most competitive price without having to request quotes from individual insurers. Remember, getting quotes from The Zebra won't impact your credit score, so you can shop around with peace of mind.

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The Zebra is a quote-comparison website

The Zebra is not an insurance company itself but provides quotes from a long list of insurance companies to streamline the process and help ensure customers get the best rate. The Zebra's insurance comparison tool has made the website popular, as customers can fill out quote information once and receive personalized quotes from multiple companies, saving time and money.

The Zebra offers quotes for a variety of insurance policies, including homeowners insurance, renters insurance, and pet insurance, in addition to car insurance. The company has an A- rating from the Better Business Bureau and generally positive reviews from customers, who praise its quick and easy online application and friendly customer service representatives.

The Zebra does not sell personal information or collect phone numbers as part of its quote process, and licensed insurance agents are available to assist with any queries. The company makes money by having contracts with insurance providers and earning a commission when a customer purchases a policy from one of its contracted companies.

While The Zebra is a reputable and useful resource for obtaining insurance quotes, it is important to note that it does not offer instant, real-time quotes. Users must finish the quote process with one of its partner insurance companies, and the final quote may differ from the initial one provided by The Zebra.

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The Zebra doesn't sell your personal information

The Zebra is an online insurance aggregator that helps users find the most affordable insurance policy for their needs. It is not an insurance company itself, but it does have contracts with various insurance providers, which is how it gets rate data. The Zebra is dedicated to protecting its users' personal data and does not sell personal information to third parties.

The Zebra collects personal information such as identity information, biographical information, contact information, driver information, and financial information. This information is used to support the user's relationship with The Zebra and its products and services or partners. The Zebra may also use the information to perform data analyses, protect against fraud and other criminal activity, and comply with legal requirements.

The Zebra may share personal information with third parties, including insurance carriers, agents, and other insurance professionals, but only if it believes that the user intends to interact with these parties through their use of the service. The Zebra does not sell personal information to insurance professionals or other third parties.

The Zebra is transparent about how it makes money. It operates using a commission structure. If a user finds a policy through The Zebra and finalizes the purchase through the insurance provider's site, the provider will send The Zebra a commission. In some states, The Zebra is licensed to sell insurance for companies, meaning users can purchase coverage directly through The Zebra.

The Zebra has received positive reviews for its protection of personal data, with one reviewer stating that they did not receive a single spam email or phone call after submitting their personal information. The Zebra currently has an A rating from the Better Business Bureau, the second-highest rating awarded to businesses.

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The Zebra is highly rated on multiple websites

On Google, The Zebra has garnered over 200 reviews, with customers highlighting its ability to help them save money and the quality of its customer service. Shopper Approved, a popular review site, has given The Zebra a rating of 4.8 out of 5, with over 2,000 reviewers commenting on their positive experiences. More than 84% of respondents on Shopper Approved stated that they would use The Zebra again to compare car insurance quotes.

Trustpilot reviewers have also rated The Zebra highly, commending the professionalism of its agents and the money they saved by using the platform. The Zebra has received a rating of 4.1 out of 5 on Trustpilot. Additionally, The Zebra has earned a rating of 4 out of 5 on Wallethub, a composite score that takes into account reviews from its users and other reputable review sites.

The Better Business Bureau (BBB) has accredited The Zebra with an A rating, the second-highest rating they award to businesses. The Zebra's lowest rating on the BBB website is 3.8 out of 5, demonstrating consistently positive feedback from customers. The Zebra's high ratings and reviews across multiple websites attest to its effectiveness in helping customers find affordable and suitable car insurance.

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The Zebra doesn't offer instant quotes

The Zebra is a quote-comparison website with multiple insurance products and good customer reviews. However, it does not offer instant quotes. Instead, it shows partner insurance companies and redirects shoppers to the insurer's website, where they will have to re-enter all their information and may receive a different quote.

The Zebra helps streamline the process of comparing insurers. After you fill out the online application, it matches you with a list of insurance companies that provide coverage in your area. You will have to answer questions about your current coverage, address, and ZIP code, as well as your vehicle, including its year, model, make, trim package, whether you own it or finance it, and how long you've had it. You will also have to answer questions about yourself, including whether you want to add other drivers to your policy and if you've had any tickets or accidents recently.

The Zebra creates four coverage packages you can choose from: Basic, Better, Best, and Customize It. These packages vary in coverage levels, with Basic including liability coverage plus comprehensive and collision coverages with $1,000 deductibles. However, you cannot get real-time quotes with The Zebra. Instead, you must finish the quote process with one of its partner insurance companies.

The Zebra has solid ratings and is careful with your personal information, which can be a concern with other websites. If you're looking to quickly compare car insurance rates, finding insurance with The Zebra may be a good option.

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Frequently asked questions

No, checking auto insurance on The Zebra does not affect your credit score. The Zebra is an insurance comparison site that provides users with quotes from several car insurance companies. While your credit score will be taken into account when determining your insurance premium, simply checking auto insurance quotes will not lower your credit score.

Yes, The Zebra has mostly positive customer reviews. It has a rating of 4.2 out of 5 stars on Trustpilot and an A- rating from the Better Business Bureau. Customers have praised The Zebra's quick and easy online application process and friendly customer service representatives.

The Zebra makes money through a commission-based business model. It only earns money when a customer purchases an insurance policy from one of its partner companies after getting a quote through The Zebra.

The Zebra partners with over 100 insurance companies, including well-known providers such as Progressive, Nationwide, Liberty Mutual, Allstate, State Farm, GEICO, and The General. The specific insurance companies available may vary depending on your location.

The Zebra states that it keeps user information safe and secure. It does not sell personal information or collect phone numbers as part of its quote process. However, it does collect, use, and store user information, which is important to be aware of in the event of a data breach.

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