Cna's Auto Insurance: Personalized Protection For Your Vehicle

does cna offer individual auto insurance

CNA Financial Corporation is a financial services company that provides insurance products and services for businesses and professionals in several countries, including the US, Canada, Europe, and Asia. CNA is the seventh-largest commercial insurer in the US and the 13th largest property and casualty insurer. The company offers a range of business insurance products, including commercial auto insurance, but does not provide individual auto insurance coverage. Individuals seeking auto insurance will need to contact another insurance provider.

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CNA offers commercial auto insurance for businesses, but not individual auto insurance coverage

CNA is a financial corporation based in Chicago, Illinois, United States. It is the seventh-largest commercial insurer in the country and the 13th largest property and casualty insurer. CNA provides insurance products and services for businesses and professionals in the U.S., Canada, Europe, and Asia. The company has a wide range of business insurance products and solutions that are specialized to meet the insurance and risk management needs of any business around the world.

One of the products that CNA offers is commercial auto insurance. This insurance covers bodily injury and property damage caused by owned, hired, and non-owned vehicles used for business. CNA's commercial auto insurance also includes optional endorsements such as Drive Other Car coverage for executive officers. In addition, CNA provides risk control solutions to address challenges related to commercial auto operations, such as driver distractions and cargo securement. The company's Underwriting and Risk Control professionals offer tailored industry-specific coverages and provide tools and resources to understand exposures and address potential losses.

While CNA does offer commercial auto insurance, it does not provide individual auto insurance coverage. Individual customers seeking auto insurance will need to contact another insurance provider.

It is important to note that CNA previously had a personal insurance division, but it was sold to Allstate in 1999. The company has since shifted its focus to providing insurance products and services for businesses and professionals.

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CNA is the seventh-largest commercial insurer in the US and the 13th largest property and casualty insurer

CNA Financial Corporation is a financial services company that provides insurance to businesses and professionals in the US, Canada, Europe, and Asia. CNA is the seventh-largest commercial insurer in the US and the 13th largest property and casualty insurer. Its principal subsidiary, Continental Casualty Company (CCC), was founded in 1897 and CNA, the current parent company, was incorporated in 1967.

CNA offers a wide range of business insurance products and solutions, including commercial auto insurance. This insurance covers bodily injury and property damage caused by owned, hired, and non-owned vehicles used for business. In addition to general auto coverages, CNA offers optional endorsements such as Drive Other Car coverage for executive officers.

CNA's Risk Control professionals have an average of more than 20 years of experience and offer tailored industry-specific coverages to address the unique risks related to commercial vehicles. The company also provides risk control solutions to address challenges such as driver distractions and cargo securement.

CNA is based in Chicago, Illinois, and is 90% owned by the holding company, Loews Corporation. In addition to insurance, Loews Corporation has interests in various other industries, including offshore oil and gas drilling rigs, natural gas transmission pipelines, and hotel operations.

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CNA provides insurance for large big-rig trucks that travel through Maryland

CNA offers Commercial Auto Insurance for businesses that require commercial vehicles. Their insurance covers bodily injury and property damage caused by owned, hired, and non-owned vehicles used for business. They also offer optional endorsements such as Drive Other Car coverage for executive officers.

CNA's Underwriting and Risk Control professionals provide tailored industry-specific coverages and the tools and resources to understand exposures and address potential losses. Their skilled Claims professionals are dedicated to working diligently and quickly with policyholders.

In addition to their general auto coverages, CNA offers specific coverages relevant to large big-rig trucks in Maryland. These include:

  • Primary Auto Liability with limits up to $2 million in Maryland, promptly transmitting state and federal filings to keep businesses operating.
  • Non-Trucking Liability (NTL) provides liability coverage for MD-based truckers under permanent lease to a motor carrier when using their truck for non-business, personal use, excluding cargo hauling and activities benefiting the motor carrier.
  • Motor Truck Cargo helps MD truckers cover cargo value and additional costs like debris removal and earned freight charges.
  • Motor Trucking General Liability (GL) helps professional truckers meet contractual requirements, paying for damages when they're not driving.
  • Rental with Downtime helps truckers get a temporary rental if their vehicle is down due to a covered loss.
  • Motor Truck Cargo Refrigeration Breakdown provides legal liability protection for loss due to accidental breakdown of refrigeration or heating units.

CNA also offers Physical Damage coverages with or without Liability coverage, including:

  • Permanently Attached Equipment provides additional coverage for equipment like loaders and tarping systems.
  • Comprehensive Only allows truckers to maintain limited coverage while storing a vehicle during the off-season.
  • Trailer Interchange provides Physical Damage coverage for any non-owned trailer used under a Trailer Interchange Agreement.

CNA's insurance for large big-rig trucks in Maryland provides essential protection for businesses, helping them manage risks and minimize losses.

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CNA offers vehicle service contracts, guaranteed asset protection, and ancillary products

CNA National Warranty Corp offers a range of products and services to protect your vehicle. These include vehicle service contracts, guaranteed asset protection (GAP), and ancillary products.

Vehicle service contracts were the first product offered by CNA National and remain a key focus of their operations. These contracts provide coverage for mechanical breakdowns, which can be costly to repair. With a CNA National vehicle service contract, you can have peace of mind knowing that you are covered even after your manufacturer's warranty has expired. The company offers four levels of coverage, ranging from basic powertrain to exclusionary, which is their top-of-the-line contract covering all vehicle parts unless specifically excluded.

In addition to vehicle service contracts, CNA National also offers guaranteed asset protection (GAP) waivers. These waivers help reduce or eliminate outstanding balances on your vehicle loan in the event of a total loss. This protection is especially useful if your insurance company does not cover the full amount.

CNA National also offers a suite of ancillary products to maintain and protect your vehicle's appearance, both inside and out. These include protection for tires and wheels, paintless dent repair, interior and exterior protection, rust inhibitor and undercoating, and a theft deterrent program.

By offering vehicle service contracts, guaranteed asset protection, and ancillary products, CNA National provides comprehensive solutions to meet the diverse needs of vehicle owners, ensuring peace of mind and confidence on the road.

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CNA's commercial auto insurance covers bodily injury and property damage caused by owned, hired, and non-owned vehicles

Commercial auto insurance is a necessity for businesses that require vehicles to operate. CNA provides commercial auto insurance and responsive services to help businesses stay on track. CNA's commercial auto insurance covers bodily injury and property damage caused by owned, hired, and non-owned vehicles used for business.

Owned vehicles refer to those that are company-owned and used for business purposes. Hired vehicles, on the other hand, include rented, leased, or borrowed cars that employees may use for work-related tasks. Non-owned vehicles are personal cars that employees use for business purposes, such as running errands for the company.

CNA's commercial auto insurance provides essential protection for businesses against the financial risks associated with vehicle operations. It covers the liability costs arising from accidents involving owned, hired, or non-owned vehicles. This includes bodily injury claims and property damage repairs, helping businesses mitigate the financial impact of such incidents.

In addition to the standard coverage, CNA offers optional endorsements such as their Drive Other Car coverage. This coverage is designed for executive officers who may need to operate different vehicles for business purposes. CNA also provides risk control solutions to address challenges like driver distractions and cargo securement, ensuring a comprehensive approach to managing business risks.

By offering commercial auto insurance, CNA helps businesses protect themselves from the significant losses that can result from vehicle-related incidents. This type of insurance is crucial for businesses that rely on vehicles to serve their customers and conduct their operations effectively. With CNA's coverage, businesses can have peace of mind knowing that they are protected from financial losses due to vehicle accidents.

Frequently asked questions

No, CNA does not offer individual auto insurance. They only offer commercial auto insurance coverage.

Commercial auto insurance provides coverage for bodily injury and property damage caused by owned, hired, and non-owned vehicles used for business.

An example of a company that offers individual auto insurance is State Farm.

CNA Financial Corporation is a financial corporation based in Chicago, Illinois, United States. CNA is the seventh-largest commercial insurer in the United States.

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