Farm Bureau Auto Insurance: Is It Available In Florida?

Florida Farm Bureau Insurance is an insurance company that offers auto, home, life, and flood insurance, as well as other specialty insurance coverages and benefits. The company has been serving Florida residents for over 70 years and is headquartered in Gainesville, Florida. Florida Farm Bureau Insurance is a wholly-owned subsidiary of the Southern Farm Bureau Casualty Insurance Company, which has an A+ financial stability rating. The company offers a full range of auto coverage options, including personal automobile and car insurance, with various discounts available such as multi-car, good student, and driver training discounts. Florida Farm Bureau also provides financial products such as checking and savings accounts, loans, and retirement planning. However, it is important to note that Florida Farm Bureau Insurance is only available to residents of Florida and requires an annual membership fee of $45.

Florida Farm Bureau Insurance's customer service and reviews

Florida Farm Bureau Insurance has been serving Florida residents for over 70 years. The company offers a full range of auto coverage options, including personal and commercial automobile coverage. They also provide various insurance services, including auto, flood, homeowners, life, and crop protection.

Florida Farm Bureau Insurance has a rating of 3.6/5 from WalletHub users and a C rating from the Better Business Bureau (BBB). Reviews of the company are mixed, with some customers praising the company's fast, friendly service and efficient claims process, while others complain about poor customer service and issues with claims.

One customer praised the company's student discount for grades, saying that they had a great experience with Florida Farm Bureau and that the office staff was friendly and knowledgeable. Another customer highlighted the convenience of the company's 24/7 online account access and mobile app, which allows customers to review policies, report claims, and request emergency roadside assistance.

However, there are also several negative reviews from customers who have had issues with the company's customer service and claims handling. One customer complained about being stranded on the side of the highway for over an hour while waiting for roadside assistance, and then being refused reimbursement for the towing and hotel expenses incurred. Another customer reported that their insurance was cancelled without notice after two claims in four years, and they were unable to reach their agent. Some customers have also complained about unexpected increases in their insurance premiums.

Overall, while Florida Farm Bureau Insurance offers a range of insurance services and has positive reviews from some customers, there are also several negative reviews highlighting issues with customer service, claims handling, and unexpected premium increases.

Discounts and savings

Florida Farm Bureau Insurance offers a range of discounts and savings opportunities for its members. The company provides auto insurance coverage to protect its members and their families, with various options to meet individual needs.

Florida Farm Bureau Insurance offers several ways to save on auto insurance premiums. Here are some of the key discounts and savings programmes they offer:

• Account Discount: Members can avail of account discounts to reduce their overall insurance costs.
• Multi-Car Discount: This discount is applicable to members who insure multiple vehicles, which can result in substantial savings for families with multiple cars.
• No Moving Violations Discount: Members with a clean driving record, free of moving violations, can benefit from this discount.
• Loyal Customer Discount: Florida Farm Bureau Insurance rewards its long-standing customers with a loyal customer discount, showing their appreciation for continued trust in their services.
• Paperless Billing and Policy Discounts: By opting for paperless billing and policy management, members can enjoy further savings on their insurance premiums.
• Claims-Free Discount: If a member has not filed any claims in a specified period, they are eligible for this discount, rewarding cautious and safe behaviour.
• Good Student Discount: For members with underage drivers in their household, Florida Farm Bureau Insurance offers a good student discount for those who meet the academic criteria.
• Driver Training Discount: Similarly, for young drivers in the household, the company offers a driver training discount to encourage safe driving practices from an early age.
• DriveDown Programme: The Farm Bureau Promise includes the DriveDown programme, which allows members to reduce their deductible by driving safely. This initiative incentivises safe driving and rewards members financially for their responsible behaviour on the road.
• Towing and Labour Costs Coverage: While not a direct discount, this coverage enhancement provides peace of mind for members. It covers expenses up to $125 for various services, including towing, minor mechanical labour, and lockout services, in the event of a vehicle breakdown.

Coverage options and benefits

Florida Farm Bureau Insurance offers a full range of auto coverage options to meet your needs. They provide basic coverage at higher rates, but also offer a wide array of financial services, so you can manage your insurance, banking, and loans in one place.

Florida Farm Bureau Insurance offers all common and mandatory coverages, such as PIP, liability, collision, and comprehensive coverage. They also provide a few extra benefits and coverages, including pet injury coverage and transportation expense coverage.

Pet Injury Coverage

If your cat or dog is injured in a car accident, Florida Farm Bureau Insurance will pay up to $500 in veterinary or other expenses. This coverage applies to personal auto insurance policies with collision coverage on at least one vehicle. It also covers the cost of cremation or disposal if your pet dies in an accident while in the vehicle.

Transportation Expense Coverage

If you get into a crash more than 100 miles from home, Florida Farm Bureau Insurance will cover your extra transportation and lodging costs. To be eligible, you must have physical damage coverage on your car.

Other Coverage Options

Florida Farm Bureau Insurance also offers other basic coverage options, including bodily injury liability, property damage liability, personal injury protection, medical payments, comprehensive, collision, and uninsured/underinsured motorist coverage.

In addition to these coverage options, Florida Farm Bureau Insurance offers various discounts to help you save money, including multi-car, claim-free, good student, and driver training discounts.

Membership and eligibility

Florida Farm Bureau Insurance has been serving communities across Florida for over 70 years. The company offers a full range of auto coverage options to meet the needs of its customers.

Florida Farm Bureau Insurance provides insurance services to both its farmer and rancher members and consumer members. The benefits of membership include access to auto, flood, homeowners, life, and crop insurance.

To be eligible for Florida Farm Bureau Insurance, you must be a member of your county Farm Bureau. This membership is a prerequisite for both applying for and renewing insurance. If you fail to maintain your membership, your insurance will not be renewed.

Florida Farm Bureau Insurance offers various discounts to its members. These include an account discount, multi-car discount, no moving violations discount, loyal customer discount, paperless billing and policy discounts, and a Claims Free discount. For households with underage drivers, the company also offers good student and driver training discounts to those who qualify.

In addition to auto insurance, Florida Farm Bureau Insurance provides personal and commercial automobile coverage, as well as a range of other insurance services to meet the diverse needs of its members.

Financial services and products

Florida Farm Bureau Insurance is a subsidiary of the Southern Farm Bureau Casualty Insurance Company. It has been serving Florida residents for over 70 years with a range of financial services and products.

Insurance

Florida Farm Bureau offers a full range of auto coverage options, including liability-only and full-coverage car insurance. It also provides other types of insurance, such as homeowners insurance, life insurance, and flood insurance.

Banking

The Farm Bureau Bank offers standard deposit accounts that are FDIC-insured, as well as 24/7 internet banking, credit cards, loans, and mortgages.

Loans

Florida Farm Bureau provides loans, including bank loans and mortgages.

Retirement Planning

The group also offers retirement planning services, including annuities (qualified and non-qualified).

Checking and Savings Accounts

Florida Farm Bureau provides checking and savings accounts.

Membership Benefits

Membership in the Florida Farm Bureau costs $45 per year and provides access to insurance services and other benefits, including travel discounts, savings on cars and farm equipment, and a free accidental death benefit.

Overall, Florida Farm Bureau Insurance offers a range of financial services and products to meet the needs of its members and customers in Florida.

Frequently asked questions