Progressive Auto Insurance: Unlocking The Student Discount

does progressive auto insurance offer good student discount

Progressive offers a good student discount for full-time students under the age of 23 who maintain a B average or better. The average discount is 10% in most states. This discount is one of many that Progressive offers to help offset the cost of insuring a new driver.

Characteristics Values
Discount for good students Average of 10%
Qualification criteria Full-time students under the age of 23 with a B average or better
Distant student discount Average varies
Qualification criteria Full-time students aged 22 or younger who go to a school that is 100 miles or more from their home and don't have a car at school
Teen driver discount Average varies
Qualification criteria Drivers aged 18 or younger

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Progressive's good student discount offers 10% off for full-time students under 23 with a B average or better

Progressive offers a good student discount for full-time students under 23 with a B average or better. This discount is available in most states and can save you around 10% on your auto insurance policy.

To qualify for the good student discount, you must be a full-time student with a B average or better and be under the age of 23. In addition, you must be on your parents' or someone else's car insurance policy and not your own. This discount is a great way for students to save money on their car insurance, especially when combined with other Progressive discounts.

Progressive also offers a distant student discount for students who go to school away from home. If you're 22 or younger and your school is 100 miles or more from your home, you can get this discount as long as you don't have a car at school. This discount is perfect for students who don't need a car on campus and can help offset the cost of insurance.

In addition to the good student and distant student discounts, Progressive offers a teen driver discount for drivers 18 years old or younger. This discount applies after one year with Progressive and can help make insuring a teen driver more affordable.

Progressive also offers a variety of other discounts, such as the Snapshot® program, which personalizes your rate based on your actual driving. The safer you drive, the more you can save. You can also save by bundling policies, such as combining auto and home insurance, or by taking advantage of their online quote and sign-up discounts.

With so many discounts available, Progressive is a great option for students and young drivers looking to save money on their car insurance. By maintaining good grades and driving safely, you can keep your rates low and even earn additional discounts over time. So, if you're a full-time student under 23 with a B average or better, be sure to take advantage of Progressive's good student discount and start saving today!

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The distant student discount is for those under 22, studying 100+ miles from home without a car

Progressive offers a distant student discount for full-time students who are 22 years old or younger and attend a school that is 100 or more miles from their permanent residence. To qualify for the discount, the student must not have a vehicle while at school.

The distant student discount is designed for students who don't need regular access to a car and therefore are less likely to drive and be involved in accidents. By leaving their car at home, students can save on car insurance while they are away at school. This discount is especially beneficial for students who don't require a car at school due to the availability of public transportation or other means of transportation.

To receive the distant student discount from Progressive, the student must be listed on their parent's or someone else's car insurance policy. The discount is applied to the parent's or guardian's insurance policy, as it is assumed that the student will be driving the insured vehicle when they are at home during school breaks. This arrangement allows students to maintain insurance coverage while away at school without the added expense of a separate policy.

It's important to note that the distant student discount may not be available in all states, and certain eligibility requirements must be met. For example, Progressive requires proof that the student meets the age and residency requirements. Additionally, the distant student discount may not apply if the student is the primary named insured on the policy or the spouse of the primary insured.

By offering the distant student discount, Progressive recognizes the reduced risk associated with students who don't have regular access to a vehicle while away at school. This discount helps students and their families save money on car insurance while providing peace of mind in case of emergencies or occasional driving needs.

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The teen driver discount is for those 18 or younger, after a year with Progressive

Progressive offers a range of discounts to help offset the cost of insuring a new driver. One of these is the teen driver discount. This discount is available for those who are 18 or younger and have been consistently insured with Progressive for at least a year.

Adding a teen driver to your policy can be expensive, as they tend to drive distracted, speed, tailgate, and not wear a seatbelt. They also lack driving experience, which can make them more likely to be involved in an accident. However, Progressive's teen driver discount can help to make insuring a young driver more affordable.

To qualify for the teen driver discount, the teen must be added to an existing policy. They cannot be the primary named insured on the policy. The discount is available for drivers who are 18 or younger and have been insured with Progressive for at least a year. This discount can be combined with other discounts, such as the good student discount, to further reduce the cost of insuring a young driver.

In addition to the teen driver discount, Progressive offers a variety of other discounts that may be relevant to young drivers and their families. These include:

  • The good student discount: Full-time students under the age of 23 who maintain a B average or better are eligible for this discount, which averages 10% off in most states.
  • The distant student discount: If a full-time student on the policy is 22 or younger, attends a school that is 100 miles or more from their home, and does not have a car at school, they qualify for this discount.
  • The multi-car discount: If your teen driver has their own vehicle, Progressive offers a discount for having more than one vehicle on your policy.
  • The snapshot discount: Progressive's Snapshot® program personalizes rates based on driving behaviour. Safe drivers can save an average of $231 with this discount.

Progressive also offers discounts for things like bundling policies, signing up online, having a clean driving record, and more.

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The Snapshot® program personalizes rates based on driving, with safer drivers saving more

Progressive offers a variety of discounts for students and teen drivers. The Snapshot® program is one such discount that personalizes rates based on driving, rewarding safer drivers with greater savings.

The Snapshot® program is a safe driver discount program offered by Progressive that uses a telematics device or mobile app to monitor your driving behaviour. The device or app tracks various factors, including acceleration, braking, mileage, and the time of day you drive. Enrolling in the Snapshot® program allows Progressive to assess your driving habits and provide a personalized rate based on your actual driving performance. The safer your driving habits, the more you can save on your insurance premium.

The Snapshot® program typically monitors your driving for 30 days and then assigns you a score, which determines the discount you receive. On average, customers who participate in the Snapshot® program save around $231 when renewing their policy. The program not only encourages safer driving but also provides an opportunity for drivers to demonstrate their safe driving habits and be rewarded with lower insurance rates.

In addition to the Snapshot® program, Progressive offers other discounts for students and teen drivers. For example, the Good Student Discount offers a 10% discount on average for full-time students under the age of 23 who maintain a B average or better. There is also the Distant Student Discount, which applies if you have a full-time student on your policy who is 22 years old or younger and attends a school that is 100 miles or more from your home without having a car at school.

Progressive also offers a Teen Driver Discount for drivers who are 18 years old or younger, helping to offset the cost of insuring a new driver. Additionally, Progressive provides a Multi-Car Discount if your teenager has their own vehicle, and you have more than one vehicle on your policy. These discounts, along with the Snapshot® program, demonstrate Progressive's commitment to providing affordable insurance options for students and teen drivers.

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Progressive offers loyalty-based discounts for customers with multiple policies

Progressive offers a range of loyalty-based discounts for customers with multiple policies. These discounts can help you save money on your premiums and are available for both new and existing customers. Here's what you need to know:

Multi-Policy Discount

Progressive offers a multi-policy discount when you have two or more policies with them. For example, if you carry auto and boat insurance, you'll get a discount on one of those policies. You can also combine auto insurance with other policies such as motorcycle, RV, or homeowners insurance. By bundling your policies, you can save an average of 5% on your overall costs.

Continuous Insurance Discount

Progressive rewards customers for their loyalty, even if they are switching from another insurance provider. When you sign up for a Progressive policy, you can let them know how long you were with your previous insurance carrier. The longer your continuous insurance coverage has been, the more discount you'll receive. This discount is available to customers who have been continuously insured for at least six months without any gaps.

Multi-Car Discount

If you have more than one vehicle covered under a Progressive policy, you can get a discount of up to 12%. This applies even if the additional vehicles belong to family members, roommates, or friends, as long as they are permanently parked at your residence.

Loyalty Rewards Program

Progressive also has a Loyalty Rewards program that provides benefits such as priority call routing when you bundle home and auto insurance. After 10 years with Progressive, auto-only customers earn this reward, and after 20 years, you are guaranteed a lifetime renewal, regardless of changes to your driving record.

Progressive's loyalty-based discounts make it more affordable to insure multiple policies and vehicles under one provider. By taking advantage of these discounts, you can save money and enjoy the convenience of having all your insurance needs met by a single company.

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Frequently asked questions

Progressive offers a discount for full-time students under the age of 23 with a B average or better. The average discount is 10%.

To be eligible for the good student discount, the student must be a full-time student, under the age of 23, and have a B average or better.

The average savings with the good student discount is 10%. This can lead to significant savings on your car insurance premium.

Yes, Progressive offers a variety of other discounts, including the teen driver discount, distant student discount, multi-policy discount, and safe driver discount.

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