
Verizon offers insurance and device protection plans that cover lost phones. The Verizon Mobile Protect and Wireless Phone Protection plans cover loss, theft, and damage, including water damage. To qualify for Wireless Phone Protection, you must enroll within 30 days of purchasing a new device or during one of the specified events. If you file a claim for a lost phone, you will need to pay a deductible and file a police report.
| Characteristics | Values |
|---|---|
| Does Verizon insurance replace lost phones? | Yes, Verizon insurance can replace lost phones. |
| What is the process of replacing a lost phone? | To replace a lost phone, you must file a claim with Asurion. You must be the account owner or account manager to file a claim. You will need to provide your Verizon account number and PIN. You will also need to file a police report. |
| What is the cost of replacing a lost phone? | If you are offered a repair but decline, the replacement fee is $49 for Verizon Extended Warranty claims. You will also need to pay a deductible, which varies depending on the device. |
| Are there any exclusions or limitations? | To qualify for Wireless Phone Protection, you must enroll within 30 days of purchasing a new device or during one of the specified events. Florida customers are not eligible for Total Equipment Coverage or Verizon Extended Warranty, but they can receive coverage for post-warranty malfunctions through Wireless Phone Protection. |
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What You'll Learn

Verizon insurance claim filing process
Verizon offers insurance for lost, stolen, or damaged devices through its Wireless Phone Protection program. This program allows customers to file an unlimited number of claims in a 12-month period, with a device replacement maximum of $400 or $3,000 depending on the device.
To file an insurance claim for a lost phone, you must first ensure that you are enrolled in a Verizon device protection option. If you are unsure whether you are enrolled or which option you have, you can check the Services & Perks page in your My Verizon account. If you have multiple devices on your account, select the specific device to check if it has device protection.
Once you have confirmed that you are enrolled in a device protection option, you can initiate the claim filing process. This process can be done online or through the My Verizon app. You will need to provide information about your device, such as the make and model, and device ID, and answer questions to determine if you are eligible for a replacement. If your device is lost, you will also need to suspend service on your line to prevent unauthorized charges.
After providing the necessary information, you will be guided through the next steps of the claim process. This may include receiving a replacement device, which can be delivered and set up on the same day for eligible customers, or having your device repaired. It is important to note that a deductible will apply when filing a claim for a lost device, and the amount varies based on the device and the type of replacement.
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Wireless Phone Protection
To qualify for Wireless Phone Protection, you must enrol within 30 days of one of the following events:
- Device protection open enrolment
- Purchase a new device and activate it on a new line
- Upgrade to a new device on an existing active line
- Bring your own device and activate it on a new line of service, provided it meets the eligibility criteria
You can enrol in Wireless Phone Protection by signing up on the Services & Perks page in My Verizon or through the My Verizon app.
If you need to file a claim for a lost, stolen, or damaged device, you will need to pay a deductible. You must be the account owner or account manager to file a claim. You will need to provide your Verizon account number and PIN, and if your device is lost or stolen, you will need to file a police report. You can file an unlimited number of claims in a 12-month period, with a device replacement maximum of $400 or $3,000 depending on the device.
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Device protection eligibility
Verizon offers device protection options to its customers, which can provide coverage in case of loss, theft, or damage. The specific device protection options available to you will depend on your eligibility.
To be eligible for device protection, your device must meet certain requirements. Firstly, it must have been active for more than 30 days. Additionally, your device should not be damaged, which includes having a cracked screen or glass, or a swollen battery. It should be fully functional, with all features such as the power button, microphone, charging port, and battery working properly.
You can check your eligibility for device protection options in your My Verizon account. If eligible, you can enrol in device protection options such as Verizon Mobile Protect or Verizon Mobile Protect Multi-Device. Verizon Mobile Protect consists of Wireless Phone Protection, Verizon Extended Warranty, and Mobile Secure. However, it is important to note that this option is not available to prepaid accounts.
If you are a Florida customer, Total Equipment Coverage and Verizon Extended Warranty are not available. Instead, Wireless Phone Protection provides coverage for post-warranty malfunctions, but a damage replacement deductible and claim limits apply.
Verizon's device protection options can provide peace of mind and help you secure a replacement device in case of loss, theft, or damage. Be sure to review the specific terms and conditions of each option to understand the coverage and any limitations or exclusions that may apply.
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Asurion app
The Asurion app provides a seamless way to manage your protection plan and get the most out of your tech. The app is free to download and use even if you don't have a protection plan, as long as you create an Asurion account.
With the Asurion app, you can file claims, track device repairs and replacements, and chat with a team of trained Asurion Experts to troubleshoot issues with your mobile device and home technology. You can also easily find your protection plan benefits and access proactive tips for device setup, OS upgrades, and other relevant topics.
The Asurion app is available on the Apple App Store and Google Play. According to reviews on the Apple App Store, the app lets you see your protection plans, file and track claims, and chat with tech experts. However, some reviews on the Google Play store indicate that the app may have some issues, such as not being able to manage plans, register new plans, or access accounts directly.
Regarding your question about Verizon insurance, it appears that Verizon offers Wireless Phone Protection, which can help repair or replace your device if it's lost, stolen, or damaged. This includes coverage for loss, theft, and damage, including water damage, with the possibility of next-day device replacement. For Florida customers, there is also coverage for post-warranty malfunctions, although there are some deductibles and claim limits.
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Florida customers
If you are a Florida customer, you can take advantage of Verizon's Wireless Phone Protection, which provides coverage for post-warranty malfunctions. This means that if your device is malfunctioning due to electrical or mechanical issues, and it is not caused by physical damage from outside forces, you may be eligible for a replacement.
To qualify for Wireless Phone Protection, you must enrol within 30 days of purchasing a new device and activating it on a new line, upgrading to a new device on an existing line, or bringing your own device and activating it on a new line. Your device must be compatible with the Verizon network, fully functioning, and free of defects or malfunctions.
If your device is lost or stolen, you can suspend service on your line to prevent unauthorised charges to your Verizon account. You can also activate another device you already own, shop for a Certified Pre-Owned (CPO) replacement device, or purchase a new device. If you have device protection, you can file a claim with Asurion.
It is important to note that Florida customers do not have access to Total Equipment Coverage or Verizon Extended Warranty. Additionally, when filing a claim for a lost, stolen, or damaged device, you will need to pay a deductible. The specific coverage and replacement options may vary depending on your device protection plan and the terms of your insurance.
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Frequently asked questions
Yes, Verizon insurance can replace lost phones. You can file a claim for a lost, stolen, or damaged device, but you'll need to pay a deductible.
To file a claim for a lost phone, you must be the account owner or account manager. You will need to provide your Verizon account number and PIN, and file a police report. You can file an unlimited number of claims in a 12-month period.
If you don't have Verizon insurance, you can try to locate your device or suspend services on your line so that no one else can use it. You can also activate another device that you already own, or shop for a new device.









































