Canceling Mercury Auto Insurance: A Step-By-Step Guide

To cancel your Mercury auto insurance, you must notify your agent directly by calling, mailing, or meeting in person. You will need to provide basic information such as your name, policy number, and the date you would like your policy to end. Mercury may also ask for the details of your new car insurance policy. If you've already paid your premium for the policy period in full, Mercury will refund the unused portion, minus any cancellation fees. You can also cancel your Mercury insurance by calling their customer service at (800) 503-3724 or (800) 956 3728, or by sending a letter to their office address.

Cancelling Mercury Auto Insurance over the phone

• Contact Mercury Insurance: You can reach Mercury Insurance by calling their customer service at (800) 503-3724. This number is also listed on their website and various online sources. Alternatively, you can call your agent directly using the phone number listed on the back of your insurance card. If you don't have the contact information, you can find your agent's phone number on the Mercury customer portal or a past Mercury bill.
• Provide Necessary Information: When speaking to a customer service representative or your agent, you will need to provide some basic information. This includes your name, insurance policy number, and the date you would like your policy to end. They may also ask for details of your new car insurance policy to ensure you don't have a lapse in coverage.
• Understand Cancellation Fees: Mercury Insurance charges a cancellation fee if you cancel your policy before the end of the term. This fee varies depending on your location. In California, the fee is $10, while in other states, it is $50. If your policy expires when the term ends and you choose not to renew, you won't have to pay any cancellation fees.
• Request a Refund: If you have paid your premium for the policy period in full, you can request a refund for the unused portion of your coverage. However, Mercury may deduct any cancellation fees from your refund.
• Confirm Cancellation: After submitting your cancellation request, you can confirm that your policy has been successfully cancelled. You can do this by contacting the customer service department at (800) 503-3724 or by chatting with a representative on their website.
• Set Up a New Policy: Before cancelling your Mercury Auto Insurance, it is essential to secure a new car insurance policy to avoid a lapse in coverage. This will help prevent higher premiums in the future. Compare quotes from multiple insurance companies and choose the best option for your needs.

Cancelling Mercury Auto Insurance by mail

To cancel your Mercury auto insurance by mail, you must notify your insurance agent directly by sending a letter to their mailing address. You can find the address on your insurance card, a past Mercury bill, or the Mercury customer portal. Your letter should include your name, policy number, and the date you want your policy to end. It should be signed and dated.

If you are unable to contact your agent, you can also email [email protected]. Your email should include your name, policy number, and information about your cancellation request.

It's important to note that Mercury charges a cancellation fee if you cancel an active policy. This fee is $10 for California customers and $50 for customers in other states. You can avoid this fee by waiting until your policy expires at the end of the term. However, it is recommended that you set up a new policy before cancelling your old one to avoid a lapse in coverage, which could lead to higher premiums in the future.

Cancelling Mercury Auto Insurance in person

If you want to cancel your Mercury auto insurance in person, you will need to visit your nearest Mercury Insurance office and speak with an agent. You can find the contact information for your agent on the Mercury customer portal, your insurance card, or a past Mercury bill.

When you meet with the agent, you will need to provide basic information about yourself, your Mercury policy number, and the date you would like your policy to end. Mercury may also ask for the details of your new car insurance policy to verify that you will not be driving without insurance.

If you have already paid your premium for the policy period in full, Mercury will refund the unused portion, minus any cancellation fees. The cancellation fee is typically $10 for California customers and $50 for customers in other states, but it can also be 10% of your remaining premium.

It is important to remember that you don't need to cancel your policy just because you're going through some life changes. For example, if you are moving or buying a new car, you should update your mailing address or vehicle information with Mercury.

In addition, if you're cancelling your current policy to switch to another company, be sure to activate your new policy before cancelling the old one. This will prevent a lapse in coverage, which could lead to higher premiums in the future.

You can also cancel your Mercury auto insurance by phone or mail. To cancel by phone, call your agent directly using the phone number listed on the back of your insurance card. To cancel by mail, write a letter including your name, policy number, and the date you want your policy to end. Sign, date, and mail your letter to: Mercury Insurance / 555 W Imperial Hwy / Brea, CA 92821-4802.

Cancelling Mercury Auto Insurance online

To cancel your Mercury auto insurance online, you can start the process by sending an email to [email protected]. You must include your name, policy number, and information about your cancellation request. You can also request a cancellation form via email.

Mercury charges a flat fee for cancelling an active policy before the end of the policy period. This fee is $10 for California customers and $50 for customers in other states. If you wait until the end of the policy period, you won't have to pay a cancellation fee.

If you've already paid your premium for the policy period in full, Mercury will refund the unused portion, minus any cancellation fees.

To confirm that your Mercury insurance policy has been cancelled, you can call the customer service department at 1 (800) 503-3724 or chat with a representative. Once you submit the cancellation form, you will also receive confirmation.

Mercury Auto Insurance cancellation fees

To cancel your Mercury auto insurance policy, you can contact your agent or email the customer support team. However, you will likely pay a cancellation fee.

Mercury Insurance charges a flat fee for cancelling your policy before the end of the policy period. This fee varies depending on the state. Customers in California pay $10, while customers in other states pay $50. If you wait until the end of the policy period to cancel, you won't be charged a fee.

If you cancel your policy before the renewal date, you may need to pay a portion of your unpaid premiums as a cancellation fee. The fee is typically 10% of the remaining premiums. For example, if you cancel a 6-month, $600 policy after two months, you will have already paid $200. With $400 of unpaid premiums remaining, Mercury Insurance may charge a cancellation fee of $40 (10% of the remaining premiums).

If you have already paid your premiums upfront, Mercury Insurance will refund the prepaid premiums minus the cancellation fee. For example, if you paid $1,000 for a one-year policy and cancelled after six months, Mercury Insurance would refund $500 (the amount you have already paid) minus a cancellation fee of $50 (10% of the remaining premiums).

It's important to note that some customers report paying no cancellation fee at all, so the fee may depend on your state and policy options.

Frequently asked questions