Primerica Life Insurance: Canceling Your Policy, Simplified

Primerica has been offering term life insurance to families since 1977. It is the second-largest issuer of term life insurance coverage in North America. If you want to cancel your Primerica life insurance, you can do so by calling Client Services at 1-800-257-4725, emailing [email protected], or sending a written request to Primerica Life, Attn: Cancellations, 1 Primerica Parkway, Duluth, Georgia 30099-0001.

Cancelling by phone

To cancel your Primerica Life Insurance policy by phone, you can follow these steps:

Firstly, call the Client Services number at 1-800-257-4725. This is the direct line to cancel your policy. This number is provided on the Primerica website and confirmed by other sources.

When you call, you will need to provide your customer and policy details. You should also ask for confirmation of the cancellation. Primerica will then send you a confirmation email.

If you are paying for your policy via automatic bank drafts, it will take at least five business days to stop these payments. This is an important consideration if you want to cancel the direct debits as soon as possible.

You can also cancel your policy by sending a written request. This must be signed, dated, and include the policy number. Send this to the following address, depending on your policy:

• For PLIC Insurance policies: Primerica Life Attn: Cancellations 1 Primerica Parkway Duluth, Georgia 30099-0001
• For NBL Insurance policies: National Benefit Life Administrative Office P. O. Box 100036 Duluth, Georgia 30096-0090
• For PLICC Insurance policies: Primerica Life Insurance Company of Canada P. O. Box 174 Streetsville Ontario L5M 2B8 Attn: Cancellations

Cancelling via email

To cancel your Primerica life insurance policy via email, you can follow these steps:

Firstly, you will need to send an email to [email protected]. In your email, be sure to include your customer and policy details, and explicitly request cancellation. It is important to provide all the necessary information to ensure your request can be processed without delay.

Your email should include your name, policy number, and any other relevant details. You may also wish to include a reason for your cancellation, although this is not strictly necessary. It is also a good idea to keep a record of your email correspondence, in case you need to refer to it at a later date.

After sending your cancellation request, you should receive a confirmation email from Primerica. This email will outline the next steps and provide any additional information you may need. It is important to follow any instructions provided by Primerica to ensure your cancellation is processed correctly.

If you have any questions or concerns about the cancellation process, you can also contact Primerica's client services team directly by phone. Their phone number is 1-800-257-4725, and their client services team will be able to assist you with any queries or issues you may have regarding your policy cancellation.

It is worth noting that if your policy is being paid for by automatic bank drafts, it can take up to 5 business days for these payments to stop. So, be sure to factor this into your cancellation process.

Cancelling online

To cancel your Primerica Life Insurance policy online, you can follow these steps:

• Visit the Primerica website: http://www.primerica.com/public/contact.html.
• Find the relevant contact or support page.
• Look for an option to cancel your policy online. This may be through a form or a live chat function.
• Provide your customer and policy details, and submit your request for cancellation.
• You should receive a confirmation email regarding the cancellation.

Alternatively, you can take the following steps to cancel your policy:

• Contact Client Services directly by calling 1-800-257-4725. Provide your customer and policy details and ask for cancellation. You will receive a confirmation email about the same.
• Send an email to [email protected] requesting cancellation.
• Contact your bank and ask them to stop Primerica from drafting the premium from your account. If there is no premium, the policy will lapse and terminate.

Please note that if your policy is being paid for by automatic bank drafts, it will take at least 5 business days to stop future drafts after cancellation.

Cancelling by post

To cancel your Primerica Life Insurance policy by post, you can send a written request to the following addresses, depending on your policy type:

For PLIC Insurance policies:

Primerica Life

Attn: Cancellations

1 Primerica Parkway

Duluth, Georgia 30099-0001

Fax: 470-564-6454 – Attn: Cancellations

For NBL Insurance policies:

National Benefit Life Administrative Office

P.O. Box 100036

Duluth, Georgia 30096-0090

Fax: 470-564-6454 – Attn: Cancellations

For PLICC Insurance policies:

Primerica Life Insurance Company of Canada

P.O. Box 174

Streetsville, Ontario L5M 2B8

Attn: Cancellations

Fax: 905-813-5312 – Attn: Cancellations

Your written request must be signed and dated, and it should include your policy number. If your policy is being paid for by automatic bank drafts, it will take at least five business days for the drafts to stop after you submit your cancellation request.

Cancelling automatic payments

To cancel your Primerica life insurance policy, you must first cancel any automatic payments. To do this, you can contact your bank and request that they stop allowing Primerica to draft the premium from your bank account. If there is no premium, the policy will lapse and terminate. This will not negatively affect you in any way and will not affect your credit score or have any financial repercussions.

You can also cancel your Primerica life insurance policy by calling Client Services at 1(800) 257-4725. Provide your customer and policy details and ask for cancellation. You will receive a confirmation email.

Alternatively, you can email [email protected] and ask them to cancel your account. You can also send a written request to cancel your policy. Written requests must be signed, dated, and include the policy number. If your policy is being paid for by automatic bank drafts, it will take at least 5 business days to stop future drafts.

Frequently asked questions