Westfield Insurance: Ohio's Top-Rated Provider?

how is westfield insurance co of ohio rated

Westfield Insurance, headquartered in Westfield Center, Ohio, is a subsidiary of Westfield Group. It has been in business for nearly 170 years and is ranked among the 50 largest property and casualty insurers in the country. Westfield Insurance offers a range of insurance products, including business, home, auto, and specialty insurance. The company has received various honors and accolades, including being rated rated A (Excellent) or higher for financial strength by AM Best since 1934. With a long history, a strong financial position, and a range of insurance offerings, this paragraph introduces the topic of how Westfield Insurance Co. of Ohio is rated and provides an overview of the company's key features.

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Westfield Insurance's financial strength

Westfield Insurance, the primary subsidiary of Westfield Group, is a multi-line provider of business property and liability insurance, personal lines insurance, and surety bonds. Westfield has grown from a grassroots insurance company in Ohio to a leading U.S.-based property and casualty insurance company. It is one of the top 50 largest insurers in the country and has been in business for nearly 170 years.

Since 1934, Westfield has been rated “A” (Excellent) or higher for financial strength by AM Best, an independent rating organization that focuses on the insurance industry. This rating is an independent view of an insurer’s financial strength and ability to meet its ongoing insurance policies and contract obligations. Westfield has also received numerous other honors and accolades, including being named a Top Workplace in Northeast Ohio in 2014 and Top Workplace in central Ohio in 2015.

Westfield has approximately 2,800 hybrid and remote employees across the globe and provides personal insurance in 10 states, commercial insurance in 21 states, and surety products in all 50 states. The company has more than $4.9 billion in consolidated assets and $6.3 billion in total assets. It offers below-average rates for individuals in its ten-state region.

Westfield's long-standing tradition of excellence, culture of caring, and innovative mindset come together to ensure that customers are covered for today and the future. The company's unique approach to insurance services allows it to deliver value beyond the policy, with a distinct blend of technology and human connection, superior claims experience, and insights that help customers and clients understand and manage risks.

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Westfield's insurance services

Westfield Insurance, the primary subsidiary of Westfield Group, is a multi-line provider of business property and liability insurance, personal insurance (including auto, homeowner's and specialty), agribusiness insurance, and surety bonds. Westfield Insurance was founded in 1848 as the Ohio Farmers Insurance Company by a group of farmers who wanted to insure their properties. It was renamed Westfield in 1971. Westfield Insurance is headquartered in Westfield Center, Ohio, and is one of the largest non-public companies in the state. It is also ranked among the 50 largest property and casualty insurers in the country.

Westfield Insurance has received high ratings from several reputable organizations and publications. Since 1934, it has consistently earned an "A" (Excellent) or higher rating from AM Best, an independent rating organization that assesses the financial strength of insurance companies. This rating underscores Westfield's financial stability and ability to honour its insurance policies and contractual commitments.

In addition to its impressive AM Best rating, Westfield Insurance has garnered numerous accolades and recognition:

  • Forbes recognized Westfield Insurance as one of America's Best Insurance Companies in 2025.
  • Forbes also acknowledged them as one of the World's Best Home Insurance Companies in 2024.
  • Forbes again included them in their list of Best Small Business Insurance of 2025.
  • Consumer Reports named Westfield Insurance a Top Performing Car Insurance Company in 2023.
  • Insurance Business Magazine presented Westfield Insurance with the 5-Star Diversity, Equity, and Inclusion Award in 2022.
  • RISE recognised Westfield Insurance's internship programme by including it in their Elite Top 50 Internships List in 2021, 2023, and 2024.
  • The Healthy Business Council of Ohio awarded them the Healthy Worksite Gold Award in 2024.

Westfield Insurance offers a range of insurance products and services to meet the diverse needs of its customers. In terms of personal insurance, they provide coverage for homes, automobiles, recreational vehicles, condos, and landlords in ten states. They also offer specialised bundles like Wespak and Wespak Estate for individuals with more complex risks, which include additional coverage options such as replacement cost and roadside assistance.

On the commercial side, Westfield Insurance is a leader in business insurance, serving customers in 21 states. They customise coverage for a wide range of industries, including healthcare, real estate management, construction, hospitality, and agribusiness. Their commercial insurance offerings include general liability, property liability, workers' compensation, business interruption, equipment breakdown, commercial auto, and commercial umbrella insurance. Westfield Insurance also provides surety services in all 50 states, ensuring that businesses can confidently meet their obligations.

Westfield Insurance is committed to giving back to the communities they serve and has donated over $3 million annually through the Westfield Insurance Foundation. The company has also contributed significantly to flood recovery and mitigation efforts, donating $750,000 to the Center for Disaster Philanthropy.

With a long history, strong financial ratings, and a comprehensive range of insurance products, Westfield Insurance has established itself as a trusted and reliable provider of insurance services in the United States.

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Westfield's insurance coverage

Westfield Insurance, the primary subsidiary of Westfield Group, is a multi-line provider of business property and liability insurance, personal lines insurance, and surety bonds. Westfield offers business insurance in 21 US states and personal insurance in 10 states. The company was founded in 1848 as the Ohio Farmers Insurance Company by a group of farmers who wanted to insure their farms in the region.

Westfield offers a broad range of insurance products, including:

  • Business insurance: Westfield provides insurance for businesses large and small, with specialized coverage for unique challenges faced by certain industries, such as farms, construction, hospitality, and retail. Their business insurance includes property damage, liability issues, and workers' compensation.
  • Personal insurance: This includes home, auto, and recreational vehicle insurance, as well as condo and landlord insurance. Westfield offers customized coverage options for individuals, such as replacement cost and roadside assistance.
  • Specialty insurance: Westfield offers specialized insurance products, such as liquor liability and commercial auto coverage for restaurants, and coverage for photography equipment and third-party liability claims. They also provide coverage for unexpected events like contamination and commercial property damage for breweries and hotels.

Westfield has received numerous accolades and honors for its insurance services. Since 1934, it has been rated "A" (Excellent) or higher by AM Best for its financial strength. In 2025, Forbes recognized Westfield as one of America's Best Insurance Companies and the Best Small Business Insurance of 2025. Westfield was also included in Consumer Reports' list of Top Performing Car Insurance Companies in 2023.

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Westfield's customer service

Westfield Insurance, the primary subsidiary of Westfield Group, is a multi-line provider of business property and liability insurance, personal lines insurance (including auto, homeowner's, and specialty), agribusiness insurance, and surety bonds. Westfield was founded in 1848 as the Ohio Farmers Insurance Company by a group of farmers who wanted to insure their properties. Westfield Group owns several smaller companies, including American Select Insurance, Old Guard Insurance, and Westfield Premier Insurance.

Westfield has grown from a grassroots insurance company in Ohio to a leading U.S.-based property and casualty insurance company. It is one of the top 50 largest insurers in the country and is ranked among the largest non-public companies in Ohio. Westfield Insurance provides commercial insurance in 21 states and personal insurance in 10, including Minnesota, Wisconsin, Ohio, Iowa, Illinois, Indiana, Pennsylvania, West Virginia, Kentucky, and Tennessee. They also offer surety services in all 50 states. Westfield has approximately 2,800 hybrid and remote employees across the country and around the globe, including 1,500 in its home office in Westfield Center, Ohio.

Westfield has received numerous honors and accolades over the years. Since 1934, Westfield has been rated "A" (Excellent) or higher for financial strength by AM Best, an independent rating organization that assesses a company's financial strength and ability to meet its ongoing insurance policies and contract obligations. Westfield has also been recognized as a Top Workplace in Northeast Ohio in 2014 and Central Ohio in 2015. In 2025, Forbes named Westfield Insurance one of the Best Small Business Insurance companies.

Westfield is committed to providing innovative, caring, and reliable insurance services to help customers navigate life's uncertainties and achieve their goals. Their unique approach to insurance services allows them to deliver value beyond the policy. Westfield is known for its longevity and stability, blending technology with human connection, superior claims experience, and insights that help customers understand and manage risks. Their website emphasizes their commitment to giving back and supporting the communities they serve.

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Westfield's business insurance

Westfield Insurance is a subsidiary of the Westfield Group, which provides business property and liability insurance, as well as personal insurance. Westfield was founded in 1848 as the Ohio Farmers Insurance Company, originally providing coverage for farms in the region. Westfield Group owns several smaller companies, including American Select Insurance, Old Guard Insurance, and Westfield Premier Insurance.

Westfield has grown from a grassroots insurance company in Ohio to a leading US-based property and casualty insurance company. Westfield offers insurance for businesses of all sizes, with a focus on enhancing operational efficiency and security. Their business insurance covers industries such as contractors, retail, healthcare, hospitality, and agribusiness. They also provide workers' compensation insurance, which includes income benefits, medical coverage, and return-to-work assistance.

Westfield has received numerous accolades and honours for its business insurance offerings. Since 1934, Westfield has consistently been rated "A" (Excellent) or higher for financial strength by AM Best, an independent rating organization. This rating assesses an insurer's financial strength and ability to meet its ongoing insurance policies and contract obligations. Westfield's financial strength is further demonstrated by its over $1.9 billion in direct written premium and $6.3 billion in assets.

In addition to its financial strength, Westfield has been recognized for its commitment to diversity, equity, and inclusion. It received the 5-Star Diversity, Equity, and Inclusion Award from Insurance Business Magazine in 2022. Westfield has also been acknowledged for its internship programs and workplace health initiatives, appearing on the Elite Top 50 Internships List by RISE in 2021, 2023, and 2024, and receiving the Healthy Worksite Gold Award from the Healthy Business Council of Ohio in 2024.

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