Life Insurance Exam Registration In Massachusetts: How Long?

To register for the Massachusetts Insurance Licensing Exam, you must first prepare with a pre-licensing course. Once you feel ready, you can register with Prometric, either online or over the phone, and take the exam at one of their test sites. After passing the exam, you must wait 48-72 hours before submitting your license application.

Register for the Massachusetts insurance exam with Prometric

Registering for the Massachusetts insurance exam with Prometric is a straightforward process. Here is a detailed guide to help you through the registration process:

Create an Account or Log In:

Before scheduling your Massachusetts insurance exam, you need to create an account on Prometric's website. If you already have an account, simply log in. Make sure to provide accurate personal information, including your date of birth and Social Security number (SSN). Inaccurate information may result in issues when applying for your license after passing the exam.

Schedule Your Exam:

Once you are logged in, you can schedule your test. You can choose to take the exam at a Test Center location or opt for a Remotely Proctored Exam. Select the appropriate option and follow the steps to schedule your exam. The Massachusetts Department of Insurance and Prometric offer the insurance exams in English and Spanish.

Review the Test Content Outlines:

To increase your chances of passing the exam, carefully review the Test Content Outlines provided by Prometric. These outlines cover various insurance topics, such as life insurance, accident and health insurance, property insurance, casualty insurance, and more.

Download the License Information Bulletin:

The License Information Bulletin provides essential details about fees, scheduling policies, scoring information, and frequently asked questions (FAQs). Be sure to download and review this bulletin to familiarize yourself with the exam procedures.

Optional Prelicensing Course:

Although Massachusetts does not require licensing candidates to complete prelicensing education, it is highly recommended to consider an educational course before taking the exam. ExamFX, for example, offers comprehensive insurance training packages to help you prepare.

Schedule Your Exam with Prometric:

Contact Prometric to schedule your Massachusetts insurance exam. You can do this online at http://www.prometric.com or by calling (800) 741-9380. There is an examination fee, and you must provide a valid form of government-issued identification, such as a driver's license or passport, when taking the exam.

Remember to give yourself enough time to prepare for the exam. Focus on one exam at a time and allocate sufficient time to study the material thoroughly. Best of luck with your Massachusetts insurance exam registration and preparation!

Prepare for the exam with a pre-licensing course

Preparing for your life insurance exam with a pre-licensing course is a great way to get accustomed to the extensive amount of content that you will have to memorize. While Massachusetts does not require licensing candidates to complete pre-licensing education, it is highly recommended that you complete an educational course before attempting to take the state's licensing exam.

There are several pre-licensing course providers that offer comprehensive training programs to help candidates pass their life insurance exam. These courses can be taken in a live classroom setting or through online learning platforms. Some providers include:

• ExamFX: ExamFX offers a comprehensive online training program with a variety of study packages available to fit different learning preferences and budgets. Their course includes online learning platforms, printed study materials, study guides, flashcards, tip sheets, and unlimited practice exams. They also offer a Readiness Exam, which guarantees that users who successfully complete it will pass their licensing exam on the first attempt.
• ABTrainingCenter.com: AB Training Center offers in-person life, health, and accident seminars, as well as a combined course. The combined course requires 25 hours of pre-course study using the provided study materials before starting the live seminar. The seminar and study materials include sample questions and practice tests, downloadable textbooks, class notes, audio and video reviews, and more.
• Kaplan Financial: Kaplan offers Live Online, Live & OnDemand, and Self-Study Online insurance licensing solutions. Their packages include live instruction, OnDemand recordings, physical textbooks, online study tools, video and audio reviews, customizable study plans, and performance trackers. They also offer a money-back guarantee.

When choosing a pre-licensing course, consider your learning style and budget. These courses can provide you with the necessary tools and resources to help you prepare for and pass your life insurance exam in Massachusetts.

Take the exam

Taking the Massachusetts Insurance Exam is a pivotal step in becoming a licensed insurance agent in the state of Massachusetts. Here is a detailed guide on how to prepare for and take the exam:

Preparation:

Before registering for the exam, it is highly recommended to complete a pre-licensing course to help you get accustomed to the extensive content that you will need to memorize. While Massachusetts does not require licensing candidates to undertake prelicensing education, it is beneficial to do so. Pre-licensing courses are available in various formats, including online, live, and self-study options, to cater to different learning styles. These courses cover insurance concepts, definitions, insurance laws, and agent regulations specific to Massachusetts. You can also purchase licensing material in electronic or hard copy format to guide your self-study. It is recommended to allow for at least 4–6 weeks of self-study before attending any review classes or taking the exam.

Registration:

The Massachusetts Insurance Exam is administered by Prometric, and you can register and book your examination through their website or by calling (800) 741-9380. There is an examination fee, and the cost is $39 per exam or $49 if you take two exams simultaneously. Payment is due upon registration, and registration fees are non-refundable and expire in 90 days. It is recommended to register in advance, as Prometric's test sites can sell out.

Exam Day:

On the day of your exam, arrive at least 30 minutes early to allow time for check-in procedures. You must bring a valid form of government-issued photo identification (such as a driver's license or passport) that matches the name on your exam registration. The exam will be multiple-choice and will take place on a computer. The Life Insurance Examination consists of 100 questions with a 2-hour time limit, and you need a score of 70% or more to pass.

Results:

At the end of the exam, your score will be displayed on the screen, and you will receive a printed score report. This report will show your overall grade, including the percentage of questions answered correctly and whether you passed or failed. It will also provide a breakdown of your performance in each major section of the exam.

Next Steps:

After passing the exam, you can apply for your license. You must wait 48–72 hours after passing before submitting your electronic application. You can apply via NIPR or send the license application form and other required materials to the Massachusetts Department of Insurance.

Apply for your license

Once you have passed your insurance licensing exam, you can apply for your Massachusetts life insurance license. Your exam score report will be electronically submitted to the NIPR, enabling you to apply online at the NIPR website. The application fee is $225 plus a $5.60 NIPR transaction fee for a total of $230.60. You must be at least 18 years old and have passed the proper licensing exam to be issued a license by the Massachusetts DOI. You should submit your completed license application within 12 months of passing the exam.

To apply for a life insurance license in Massachusetts, make sure you comply with the insurance licensing requirements as defined under the Massachusetts Insurance Code. Send any questions or supporting documents to [email protected].

After you complete the above steps, the Massachusetts DOI’s Producer Licensing Department will review your application. This process usually takes two business days from the date you submit your application. Once it has finished reviewing your application, the Massachusetts DOI’s Producer Licensing Department will email you with its decision or ask you to provide more information.

You can print your license from the NIPR website. There’s no charge to create an account or print a license. You can also search for and verify your license through the Massachusetts DOI’s monthly-generated master list of individuals and business entities.

Maintain your license by fulfilling continuing education requirements

To maintain your insurance license in Massachusetts, you must complete continuing education (CE) requirements. The number of hours you need to complete depends on whether you are in your first or subsequent license renewal period.

First License Renewal Period

During the first 36 months of licensure (the first renewal period), you must complete 60 hours of CE, including 3 hours of Ethics. This initial insurance term will be shorter than three years following the date of original issuance.

Subsequent License Renewal Periods

After the first license renewal period, you are required to complete 45 hours of CE, including 3 hours of Ethics, every three years. The renewal date is the licensee's birth date, every three years.

Course Options

You can complete your CE requirements through self-paced online courses, in-person classes, or scheduled online webinars. You can also choose from a variety of course topics, such as Ethical Practices, Anti-Money Laundering, Annuity Suitability, and more.

Important Notes

• It is recommended that you complete all CE requirements at least 30 days before your license renewal date to avoid a lapse in your license.
• You may be exempt from CE requirements if you are a non-resident, on active military duty, or have been continuously licensed since April 4, 1983, without adding a new line of authority.
• If you do not meet the CE requirements, you will not be able to renew your insurance license and will have to pay a late renewal fee.

Frequently asked questions