Ucare Minnesota: Insuring The Many

UCare is an independent, nonprofit health plan providing health coverage and services to more than 300,000 members in Minnesota and western Wisconsin. It offers a range of Medicare plans, including individual and family plans, to fit your needs and budget. UCare is the number one plan on MNsure, with more members than any other plan since 2018. It serves people from diverse cultures and those with disabilities enrolled in Medical Assistance.

UCare serves over 300,000 members in Minnesota and Wisconsin

UCare is an independent, nonprofit health plan that provides health coverage and services to more than 300,000 members in Minnesota and western Wisconsin. It was created in 1984 by the Department of Family Practice and Community Health at the University of Minnesota Medical School. Today, UCare is the fourth-largest health plan in Minnesota.

UCare serves a diverse range of individuals and families, including those who need financial assistance for health insurance, those who qualify for Medicaid or MinnesotaCare, people with disabilities, and those who are 65 and older. The organisation provides health coverage to Medicare-eligible individuals through its Medicare Advantage health plans, including its 4.5-star-rated Medicare Plans – UCare for Seniors.

UCare's Minnesota Senior Health Options (MSHO) and Minnesota Senior Care Plus (MSC+) plans cater to those 65 and older, while its UCare Connect and UCare Connect + Medicare plans are designed for people with disabilities. Additionally, UCare offers plans for individuals and families who do not qualify for Medicare or employer-provided health insurance.

UCare's mission is to simplify health plans and make healthcare accessible and affordable for its members. It offers valuable member perks, such as savings on gym memberships and healthy groceries, and provides a large network of healthcare providers to ensure members can easily find in-network options.

UCare offers plans for people who need financial assistance

UCare is a Minnesota-based nonprofit health plan provider that offers a range of health insurance options for people of all ages, regardless of their income or financial situation. The company has been recognised as a top workplace in Minnesota for 13 years and has won awards for its community response and outreach.

UCare also offers plans for people with both Medicaid and Medicare, known as dual-eligible plans. These include UCare's Minnesota Senior Health Options (MSHO) for people 65 and older, and UCare Connect + Medicare for people under 65 with a certified disability.

In addition to these programs, UCare provides plans for individuals, families, and children who qualify for Medicaid or MinnesotaCare. They also have options for people with disabilities and those in long-term care facilities.

UCare's mission is to help people find the right health plan for their needs and budget. They offer a range of resources and support to help individuals navigate the complexities of health insurance and find the coverage they need.

UCare provides plans for individuals, families, and children

UCare is an independent, nonprofit health plan that provides coverage and services to over 300,000 members in Minnesota and western Wisconsin. It offers a range of health plans for individuals, families, and children, including those with lower incomes, disabilities, or those eligible for Medicaid and Medicare.

For individuals, UCare offers a variety of plan options, including the Core and Bronze plans, which have the lowest monthly premiums but higher out-of-pocket costs. The Silver and Gold plans offer more comprehensive coverage with lower out-of-pocket costs and unlimited copays for primary and specialty care visits. All plans cover online and convenience care at no additional cost and offer in-network preventive care covered at 100%. The plans also include valuable member perks, such as monthly reimbursements for gym memberships, enhanced maternal care services, and support through member assistance programs.

UCare also provides plans for families, including the Minnesota Senior Health Options (MSHO) and Minnesota Senior Care Plus (MSC+) for those aged 65 and older. For families with children, UCare offers plans that cover dental and eye exams for kids under 19, as well as free car seats and wellness kits. Additionally, UCare's MinnesotaCare program is designed for individuals and families who need financial assistance for health insurance but do not qualify for Medicaid. This program has income limits higher than the Prepaid Medical Assistance Program (PMAP).

UCare is committed to serving its members with a large network of healthcare providers and a variety of plan options to suit different needs and lifestyles. With their range of plans and benefits, UCare ensures that individuals, families, and children have access to the care and support they need.

UCare covers people with disabilities

UCare is a Minnesota-based nonprofit health plan that offers coverage for people of all ages and income levels, including those with disabilities. The company was ranked as one of the best workplaces in Minnesota and won the 2022 Community Impact Award for its response to the pandemic and social unrest.

UCare provides two health plans for people with certified disabilities who are aged 18-64 and qualify for Medicaid (Medical Assistance). These plans are called UCare Connect (Special Needs BasicCare) and UCare Connect + Medicare (Special Needs BasicCare) (HMO D-SNP).

UCare Connect is for those who may or may not be enrolled in Medicare and Part D coverage through another health plan. UCare Connect + Medicare is for those who want to combine their Medicaid and Medicare coverage under a single plan. Both plans require enrollees to live in the relevant service areas.

UCare's Special Needs BasicCare (SNBC) plans offer several benefits, including covering the small portion of a service cost that enrollees may have to pay (co-payment), providing care coordination or care navigator services, and covering additional benefits not available with a Medical Assistance Fee for Service plan. SNBC plans also allow enrollees to keep their disability waiver services.

UCare also offers a range of other services, such as no-cost transportation to certain medical appointments, access to the UCare Dental Connection, a no-cost quit-smoking and vaping program, and up to $20 back on monthly fitness club fees for adults.

UCare offers Medicare plans

UCare is a nonprofit health plan that has been offering Medicare Advantage plans in Minnesota since 1998. The company has a range of plans to suit different lifestyles and budgets, with options for people of all ages, including adults, children, and families.

UCare's Medicare plans offer robust coverage, a wide network of providers, and additional benefits such as dental care, prescription eyewear, and hearing aids. The plans are designed to be all-in-one, combining medical and prescription drug coverage in a single plan.

One notable feature of UCare's Medicare plans is their coverage while travelling. With UCare Anywhere, members can receive care from any provider that accepts Medicare across the United States and also have emergency coverage worldwide. Additionally, many UCare plans include in-network coverage within the US through providers participating in the MultiPlan Network.

UCare also offers health club memberships with One Pass, providing access to over 24,000 participating fitness centres at no additional cost. The plans also include community education discounts, offering savings of up to $15 on most Minnesota community education classes, with a limit of three discounts per calendar year.

UCare's Medicare plans provide flexibility in choosing the level of coverage that best suits an individual's needs. Members can opt to pay a higher premium and lower care costs or choose a lower premium and pay more for care when needed.

To become a UCare Medicare member, individuals must have Medicare Part A and Part B and live in the UCare Medicare service area, which includes the entire state of Minnesota. However, it is important to note that specific plans may not be available in all counties.

UCare's Medicare Advantage plans are designed to enhance members' lives, providing comprehensive coverage, a wide range of benefits, and flexibility to choose the best providers for their health needs.

Frequently asked questions