Adding Additional Insured To Your Progressive Auto Policy

Adding an additional insured to your Progressive auto policy can provide coverage for a spouse, roommate, or any other person who drives your insured car regularly or shares the same permanent residence. Progressive allows you to add an additional insured to your policy by calling their customer support or logging into your policy online. When adding an additional insured, you will typically need to provide their name, date of birth, driving history, license information, and, if applicable, the Vehicle Identification Number (VIN) if you plan to share a single car insurance policy covering both your vehicles.

Adding a spouse to your Progressive auto policy

If you're a married couple living in the same household, Progressive and many other insurers require you and your spouse to be covered under the same policy. This is unless your state gives you the option to exclude your spouse.

Adding your spouse to your policy ensures that you're both covered in the event of an accident. If you both have good driving records, a joint car insurance policy can save you money with lower premiums and a multi-car discount (if your insurer offers one).

To add your spouse to your Progressive auto policy, you can call 1-866-749-7436 or log in to your policy to add a driver. You'll need their date of birth, driving history, and license information. If you plan to add their vehicle to a joint policy, you'll also need their vehicle identification number (VIN).

If you're a new Progressive customer, you can get a car insurance quote online or call 1-866-749-7436 and add the vehicles you want to be covered before buying your policy.

Adding a second car to your Progressive auto policy

If you're a Progressive customer and you've bought a second car, you'll need to insure it, even if you only plan to drive it occasionally. Insuring two cars costs more than insuring one vehicle, but Progressive offers options to help reduce the cost, such as multi-vehicle discounts, usage-based policies, and specialty car insurance.

At Progressive, customers save an average of 12% when they add a car to their policy. However, depending on the type of car you have and how often you drive it, adding a second vehicle to your existing policy may not be the best option. For example, if you only plan to drive your second vehicle occasionally, it might be more cost-effective to purchase a policy that lets you pay per mile.

If you want to add a second car to your Progressive auto policy, you can either update your policy online or call Progressive at 1-866-749-7436. Progressive will likely ask you to provide the following information:

• Vehicle Identification Number (VIN)
• License plate number
• Make and model of the vehicle
• Mileage of the vehicle
• Condition of the vehicle

Note that some insurers may limit how many vehicles can be listed on one policy.

Adding a driver to your Progressive auto policy

To add a driver to your Progressive auto policy, you can either call Progressive or log in to your account online. Progressive's phone number is 1-866-749-7436. When adding a driver, you will need to provide their name, date of birth, driving history, license information, and, if you plan to share one policy for both your vehicles, their Vehicle Identification Number (VIN).

You can add a driver to your policy at any time. This could be a new driver at your residence, such as a teenage child, or a driver who has just started driving your car regularly. Adding a driver to your insurance policy means they are insured under your policy when they drive your car. This means that if they get into an accident, your insurer is more likely to cover the damage than if they were an unlisted driver.

Sharing a Policy

Most insurers will allow you to share a single car insurance policy with someone if you live with them. This typically means that both your vehicles are covered under one policy. Progressive offers multi-vehicle discounts, which can help you save money on your premium. However, some insurers may limit how many vehicles can be listed on one policy.

Cost of Adding a Driver

The cost of adding a driver to your car insurance policy or sharing a policy will vary based on factors such as the driver's age and their motor vehicle record. For example, a driver with a history of insurance claims and traffic violations may increase the cost of your policy. On the other hand, many insurance companies offer discounts for teen drivers or good students listed on your policy.

Who Should You Add to Your Policy?

In addition to regular drivers of your car, you can also add any drivers that live at your permanent address, and your insurance company may require you to do so. Some states may allow you to exclude a driver from being covered by the policy. Common drivers added to a policy include roommates, unmarried couples who live together, and married couples. If your teen driver or college student has a valid driver's license or permit, you should add them to your policy, especially if they drive your car regularly.

Adding a roommate to your Progressive auto policy

Step 1: Understand the Importance of Adding a Roommate to Your Policy

It is essential to list all licensed drivers residing in your household on your car insurance policy. This includes roommates, as they have access to your car keys and vehicle. Failure to disclose this information could result in issues with coverage in the event of an accident.

Step 2: Contact Progressive

To add your roommate to your Progressive auto policy, you can either log in to your existing policy online or give them a call. Progressive's customer service number is 1-866-749-7436.

Step 3: Provide Necessary Information

When adding your roommate to your policy, you will need to provide Progressive with specific details about your roommate and their vehicle (if applicable). This includes:

• Your roommate's date of birth
• Vehicle Identification Number (VIN) for your roommate's vehicle (if they have one)
• Driving history, including any violations or accidents
• License information, including license status and type

Step 4: Understand the Cost Implications

Adding a roommate to your auto policy will likely increase your insurance rate. This is because the cost of insuring multiple vehicles and individuals is typically higher than a single-person policy. However, it is still worth considering as it may be more cost-effective than maintaining separate policies.

Step 5: Explore Discount Options

Progressive offers various discounts that could help offset the increased cost of adding a roommate to your policy. For instance, they provide multi-car discounts for customers with more than one vehicle on their policy. Additionally, safe driver discounts may be available if your roommate has a clean driving record.

Step 6: Finalize the Changes

Once you've provided all the necessary information and discussed any applicable discounts, Progressive will finalize the changes to your policy. Ensure you receive confirmation from Progressive that your roommate has been successfully added to your auto policy.

In summary, adding a roommate to your Progressive auto policy is a simple process that can provide both convenience and potential savings. Remember to disclose all relevant information and stay informed about any cost increases or available discounts.

Adding a classic car to your Progressive auto policy

Step 1: Understand Classic Car Insurance Requirements

Before adding your classic car to your Progressive auto policy, it's essential to understand the requirements for classic car insurance. Progressive defines classic cars as "fun-to-drive" vehicles that maintain or appreciate in value and are used primarily for pleasure. These vehicles are typically not used as daily drivers and are stored in a safe place, such as a private garage or storage unit. Additionally, factors such as age, weight, usage, and manufacturing may vary by state when defining a classic car.

Step 2: Contact Progressive or Update Your Policy Online

You can add your classic car to your Progressive auto policy by either updating your policy online or calling Progressive customer support. Progressive's customer support number is 1-866-749-7436.

Step 3: Provide Vehicle Information

When adding your classic car to your policy, you will need to provide specific information about the vehicle. This includes the Vehicle Identification Number (VIN), license plate number, make, and model. Additionally, you may be asked about the mileage and condition of the vehicle, depending on the insurer. Ensure you have this information readily available to streamline the process.

Step 4: Understand the Cost Implications

Step 5: Explore Additional Benefits and Services

Progressive offers additional benefits and services specifically for classic car owners. For example, with the Progressive Classic Car by Hagerty® program, you can enjoy 24/7 roadside assistance for lockouts, battery jumps, tire changes, and more. You can also take advantage of the Hagerty Drivers Club, which provides emergency roadside services, discounts for automotive parts, track events, and driving schools.

By following these steps, you can easily add a classic car to your Progressive auto policy, ensuring that your cherished vehicle is properly insured and protected. Remember to review your policy regularly and contact Progressive with any questions or concerns.

Frequently asked questions