Jeffrey Wade
If you're tired of receiving unwanted insurance sales calls, there are several ways to stop them. One way is to register your phone number on the National Do Not Call list, which is a free service that tells registered telemarketers which numbers not to call. You can also answer the call and ask to be removed from their list. Other methods include downloading a call-blocking app, contacting your phone company about call-blocking tools, or filing a complaint with the Federal Communications Commission (FCC) or Federal Trade Commission (FTC) if you continue to receive unwanted calls after registering on the Do Not Call list.
| Characteristics | Values |
|---|---|
| How to stop insurance sales calls | Register your number on the National Do Not Call list |
| Register your number at DoNotCall.gov or call 1-888-382-1222 | |
| Download a call-blocking app | |
| Contact your phone company about call-blocking tools | |
| File a complaint with the FCC |
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What You'll Learn
Register on the National Do Not Call List
The National Do Not Call Registry is a free service that allows you to register your home or cell phone number to prevent unsolicited sales calls. The list is designed to stop unwanted calls from legitimate telemarketing companies that follow the law. It is important to note that registering on this list will not block all calls, and you may still receive calls from scammers or companies that choose to ignore the list.
To register, go to DoNotCall.gov or call 1-888-382-1222 (TTY: 1-866-290-4236) from the phone number you want to register. Your number will remain on the list until it is disconnected and reassigned, or until you ask to remove it. You do not need to re-register your number periodically.
Once you have registered, telemarketers are required by law to remove your number from their call lists within 31 days. They are also prohibited from calling your home before 8 am and after 9 pm. If you continue to receive unwanted calls from legitimate telemarketers after registering, you can file a complaint with the Federal Communications Commission (FCC) or the Federal Trade Commission (FTC).
In addition to registering on the National Do Not Call List, you can also explore other options to reduce unwanted calls, such as call-blocking apps, call-blocking tools offered by your phone company, or call-labeling solutions. These options can help intercept and block unwanted calls, including scam calls and illegal robocalls.
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Download a call-blocking app
Downloading a call-blocking app is an effective way to reduce unwanted insurance sales calls. These apps are designed to filter and intercept scam and spam calls before they reach you. They use call data, user reports, and information from sources like the FTC to predict and identify potentially fraudulent calls. Some popular call-blocking apps include:
- RoboKiller: This app offers a wide range of features, including automatic spam call blocking and personalized block lists. It is available for both iOS and Android devices.
- Nomorobo: Nomorobo is a well-known call-blocking app that uses advanced technology to identify and block spam calls. It also offers a "do not disturb" mode to silence all calls during specified times.
- Truecaller: Truecaller is a community-based call-blocking app with a large database of phone numbers. It allows users to block specific numbers and identify unknown callers.
When choosing a call-blocking app, it is important to consider the features that are most important to you. Some apps offer additional features such as call recording, caller ID, and spam text message filtering. It is also worth noting that some apps may charge a fee, while others are completely free. User reviews and ratings can provide valuable insights into the effectiveness and reliability of different call-blocking apps.
It is important to note that while call-blocking apps are a powerful tool, they may not block all unwanted calls. Insurance telemarketers frequently change their phone numbers, making it challenging for apps to keep up. Additionally, some apps may access your contacts list, so it is essential to review the privacy policies before downloading.
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File a complaint with the Federal Communications Commission (FCC)
If you are receiving unwanted insurance calls, you can file a complaint with the Federal Communications Commission (FCC). The FCC encourages consumers to file complaints about phone scams through its Consumer Complaint Center.
Before filing a complaint with the FCC, you should first try to resolve the issue directly with the company causing the problem. Contact the insurance company directly and ask them to remove you from their call list. If this does not work, you can then file an informal complaint with the FCC.
The FCC provides multiple avenues for filing a complaint, including online, by phone, or by mail. When filing a complaint, be sure to include as much detail as possible, including your name, address, contact information, and any other relevant details about the insurance calls you are receiving. Here are the specific ways to file a complaint:
- Online: Visit the FCC's Consumer Help Center at fcc.gov/consumers to file a complaint online. You can also request alternative formats, such as braille, large print, or audio, by writing, calling, or sending an email to [email protected].
- By Phone: Call 1-888-CALL-FCC (1-888-225-5322) or 1-844-432-2275 for ASL Video Call.
- By Mail: Send your complaint by mail to the following address: Federal Communications Commission Consumer and Governmental Affairs Bureau Consumer Inquiries and Complaints Division. You can send it to either 45 L Street NE, Washington, DC 20554, or 445 12th Street, S.W., Washington, DC 20554.
It is important to note that the informal complaint process has no filing charge and does not require you to appear before the FCC or engage in complicated legal procedures. After filing a complaint, the FCC may send your complaint to your service provider to help resolve the issue. The service provider is then required to respond within 30 days and may contact you directly to address your concerns.
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Ask the caller not to call again
If you are receiving unwanted insurance sales calls, you can ask the caller directly not to call you again. Telemarketers are required to comply immediately with any do-not-call requests made during a call. You should make a record of the caller's number and the date and time of your request, in case you need to report them for non-compliance.
You can also register your phone number on the National Do Not Call Registry. This is a list that tells registered telemarketers which numbers they are not allowed to call. You can register for free by visiting DoNotCall.gov or by calling (888) 382-1222. You will receive an email with a link that you must click on within 72 hours to complete your registration. Your number will appear on the registry the next day, but it can take up to 31 days for sales calls to stop. Legitimate telemarketers will then have 31 days to remove your number from their call lists.
If you continue to receive unwanted calls after 31 days of registering, you can file a complaint with the Federal Communications Commission (FCC) or the Federal Trade Commission (FTC). You can also file a complaint with the FTC if you are receiving calls from telemarketers who have disregarded the Do Not Call list. The FTC has sued hundreds of companies and people responsible for unwanted calls and has stopped billions of robocalls.
In addition to registering with the National Do Not Call Registry, you can also download a call-blocking app to block unwanted calls on your cell phone. Some apps are free, while others require payment. These apps function as filters that predict which calls are likely to be scams based on call data or user reports, and then intercept those calls before they reach you. You can also talk to your phone company about call-blocking tools they may offer.
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Report scams and suspicious communications to the Federal Trade Commission (FTC)
If you are receiving unwanted calls from telemarketers, you can register your number on the National Do Not Call List. This is a free service, and once registered, telemarketing companies are legally required to stop calling you within 31 days. You can also request to be placed on a company's internal do-not-call list. If they continue to call you, you can file a complaint with the FCC.
In addition to registering with the National Do Not Call List, you can also download a call-blocking app, which functions as a filter. These apps predict which calls are illegal or likely to be scams based on call data or reports from users, the FTC, and other sources. They then intercept those calls before they reach you. Some apps are free, while others require payment.
If you are receiving scam calls, you can report them to the Federal Trade Commission (FTC). The FTC does not demand money, make threats, tell you to transfer money, or promise you prizes. If you experience any of these, it is likely a scam. You can report fraud, scams, and bad business practices to the FTC at ReportFraud.FTC.gov. You can also contact the Consumer Response Center by calling 1-877-FTC-HELP (382-4357).
If you are receiving unwanted calls, you can report them to the FTC at donotcall.gov. You can also contact the Consumer Response Center by calling 1-877-FTC-HELP (382-4357).
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Frequently asked questions
You can register your phone number with the National Do Not Call Registry, which was established to prevent unsolicited sales calls. You can also try downloading a call-blocking app, which functions as a filter.
The TCPA gives people tools to stop insurance calls from companies that do not have authorization to contact you. Passed in 1991, this law requires insurers and other entities to get permission before contacting consumers via phone, text or other forms of communication.
According to the Federal Trade Commission, legitimate calls from the Health Insurance Marketplace are always from live people who do not make cold calls and never ask for personal information. If you believe you are being scammed, you can sue callers for up to $1,500 in statutory damages per incident.
