Navigating The Path To Becoming An Insurance Adjuster In Oklahoma

Are you interested in becoming an insurance adjuster in Oklahoma? If so, read on to find out how to get your license and kickstart your career.

Step 1: Meet the Basic Requirements

To get your insurance adjuster license in Oklahoma, you must meet the following basic requirements:

- Be a US citizen or legal alien with work authorization

- Be a resident of Oklahoma

- Be at least 18 years old

- If you have a felony conviction, you must submit a 1033 Waiver Application and receive approval from the state before your license application will be considered

Step 2: Prepare for the Oklahoma Adjuster License State Exam

While a pre-licensing course is not required by the state, it is highly recommended that you take an exam preparation course to increase your chances of passing. These courses typically include video, audio, text, practice tests, and quizzes to help you prepare.

Step 3: Register for and Pass the Exam

The Oklahoma Adjuster License State Exam is administered by Prometric Oklahoma. The exam consists of 85 questions, and you have 2 hours and 25 minutes to complete it. A score of at least 70% is required to pass. The exam costs $20 for each attempt, paid when you make your reservation.

Step 4: Submit an Application for Your License

Once you have passed the exam, you can submit your license application through the National Insurance Producer Registry (NIPR). There is an application fee of $30 for one line of authority or $50 for two or more lines of authority. You should receive a notification within five days of submitting your application. You can check the status of your application through the Licensee Look-Up page.

Step 5: Complete Continuing Education and License Renewal Requirements

To maintain your license, resident Oklahoma adjusters must complete 24 hours of continuing education every two years, including 3 hours of Ethics and 2 hours of Legislative Updates. Up to six excess CE credit hours can be carried forward to the next two-year period.

By following these steps, you'll be on your way to becoming a licensed insurance adjuster in Oklahoma!

Meet basic requirements: US citizen/legal alien, Oklahoma resident, 18+

To become an insurance adjuster in Oklahoma, you must meet the following basic requirements:

Be a US Citizen or Legal Alien

To be eligible for an Oklahoma adjuster license, you must be a US citizen or a legal alien with work authorization from the Immigration and Naturalization Services. This is a standard requirement for many professional licenses in the United States and ensures that you are legally allowed to work in the country.

Be an Oklahoma Resident

In addition to being a US citizen or legal alien, you must also be a resident of the state of Oklahoma. This is an important requirement as licensing and regulations can vary from state to state. By being an Oklahoma resident, you will be subject to the laws and regulations of that specific state when it comes to insurance adjusting.

Be at Least 18 Years of Age

To become an insurance adjuster in Oklahoma, you must be at least 18 years of age. This age requirement is in place to ensure that license holders are legally adults and can be held responsible for their professional actions. It also ensures a level of maturity and responsibility that is necessary when dealing with the complex tasks and decisions involved in insurance adjusting.

Additional Requirements

It's important to note that meeting these basic requirements is just the first step in becoming an insurance adjuster in Oklahoma. There are additional steps and requirements that must be fulfilled, including passing the Oklahoma Adjuster State Exam, submitting an application, and completing continuing education requirements. Additionally, if you have a felony conviction, you must submit a 1033 Waiver Application and receive approval from the state before your license application will be considered.

Prepare for the Oklahoma Adjuster State Exam

Although pre-exam education is not a legal requirement in Oklahoma, it is highly recommended that you prepare for the Adjuster State Exam to ensure you pass on your first attempt. The average pass rate for insurance exams nationwide is around 55% for first-time test-takers, so it's important to take your preparation seriously.

There are various online courses available to help you prepare for the exam, such as AdjusterPro's Oklahoma Adjuster Exam Prep Course. This course includes reference materials, practice tests, and quizzes to help you identify areas you need to focus on. You can also create your own quizzes to help with challenging subjects.

Another option is the Essential Package from Kaplan Financial Education, which includes a self-study online course, a pre-study assessment, InsurancePro QBank, Video and Audio Review, and a Mastery Exam. The self-study course combines online courses and study tools that you can use anytime, anywhere. The pre-study assessment helps you gauge your existing knowledge and identify areas that require extra focus. The InsurancePro QBank allows you to practice your test-taking skills and drill into specific topics with exam-focused questions. The Video and Audio Review provides short, exam-focused clips to reinforce core exam topics. Finally, the Mastery Exam is designed to replicate the state exam experience and help you gauge your readiness.

Agent Broker Training Center also offers online training and comprehensive classes designed by insurance claims experts to help you pass the exam.

The Oklahoma Adjuster State Exam is proctored, meaning you will be in a controlled environment with a person overseeing the test. The exam consists of 85 questions, and you have 2 hours and 25 minutes to complete it. You must score at least 70% to pass. Each attempt at the exam costs $20, paid when you make your reservation.

Register and pass the exam

The Oklahoma Adjuster State Exam is administered by Prometric. The test consists of 85 questions, plus 5 unscored items, and you have 2 hours and 25 minutes to complete it. You must score at least 70% to pass. Each attempt at the exam costs $20, paid when you make your reservation.

Before registering for the exam, it is recommended that you complete some form of pre-exam education. Although this is not a legal requirement in Oklahoma, it can increase your chances of passing the exam on your first attempt. AdjusterPro offers an online Oklahoma Adjuster Exam Prep Course, which includes printable reference materials, practice tests, and quizzes. The course costs $179.

When registering for the exam, make sure you enter the correct personal information, including your name, date of birth, and social security number. Mistakes can cause delays in your ability to apply for your license and may take a long time to correct.

You can register for the exam through Prometric Oklahoma. As of February 16, 2023, PSI administers the insurance licensing exams for the State of Oklahoma. You can schedule your exam by visiting their website or calling them at (833) 333-4754.

After completing your exam, you will receive an email with your overall score. If you pass, you can proceed to submit your application for an adjuster license.

Submit an application for your license

Once you have passed the exam, submit an application for your adjuster license at the National Insurance Producer Registry (NIPR). You can apply online by using the Oklahoma Insurance Adjuster License Application. Submitting an online application incurs a fee of $30 for one line of authority or $50 for two or more lines of authority.

You can check to see if your Oklahoma Adjuster License has been issued through the Licensee Look-Up page. You should receive notification that you have been accepted for a license within five days. You can also check your license status online with the OK Department of Insurance.

After the license has been issued, you may print and/or view your license online.

Complete continuing education and license renewal

Once you have your insurance adjuster license, you will need to complete some additional steps every few years to keep it active.

Continuing Education Requirements

Resident Oklahoma adjusters are required to complete 24 hours of continuing education (CE) every two years. These 24 hours must include:

• 3 hours of Ethics
• 2-hour OK Law Update

Please note that effective September 1, 2023, the one-hour earthquake continuing education requirement is no longer required for property adjusters. However, earthquake CE courses will continue to apply toward general continuing education credit for all license types.

You may not take the same course within any two-year period, regardless of compliance cycle, and receive CE credit. Oklahoma adjusters should track and plan their CE hours accordingly. Up to six (6) excess CE credit hours can be carried forward to the next twenty-four-month period as general CE credit hours.

License Renewal

You can renew your license through the National Insurance Producer Registry (NIPR). The renewal fee is $60 per line of authority. There are no late renewal fees because Oklahoma doesn’t allow renewals after the expiration date.

The Oklahoma Insurance Department recommends renewing your license more than 30 days before your license expiration date. Your license will expire every two years on the last day of your birth month. These two-year cycles will be in even-numbered years if you were born in an even year and vice versa for odd years.

Additional Information

AdjusterPro offers over 40 hours of state-approved continuing education courses for Oklahoma adjusters, including the required Legislative Updates and ethics courses. Courses can be purchased individually or as a discounted bundle.

Frequently asked questions