Join Travelers Auto Insurance: Steps To Success

Travelers Insurance is a reliable company that offers a wide range of insurance options, including auto insurance. They have been in the industry for over 170 years and have a strong financial standing with an A++ rating from AM Best. Travelers auto insurance is known for its affordable rates, flexible coverage options, and good customer service, earning it a Best for Most Drivers award. The company provides standard auto insurance coverage such as liability, collision, and comprehensive insurance, as well as additional coverage options like roadside assistance, rental car coverage, and accident forgiveness. To become part of the Travelers auto insurance network, individuals can purchase a policy online, through a local agent, or by calling an agent. The process involves providing basic personal information, vehicle details, and selecting the desired coverage level.

Safe driver discounts

Safe driving should be rewarded, and Travelers Insurance agrees. The company offers a Safe Driver Discount to drivers who have maintained a clean driving record for a specified period of time. This discount is sometimes referred to as the Good Driver Discount.

To qualify for the Safe Driver Discount, drivers must meet the following criteria:

• No at-fault accidents
• No major comprehensive claims
• No points on the insured's driver's license from moving violations (e.g. speeding, reckless driving, DUI/DWI)

It's important to note that this discount is not available in California or New York.

In addition to the Safe Driver Discount, Travelers Insurance also offers other ways to save on car insurance. For example, customers can save by bundling multiple insurance policies, such as car and home insurance, or by taking a defensive driving course.

The Safe Driver Discount is a great way for safe drivers to save money on their car insurance. By rewarding drivers for their safe driving habits, Travelers Insurance encourages and recognises responsible behaviour on the road.

Multi-policy discounts

Purchasing multiple policies from the same company is a great way to save money on car insurance. Travelers Insurance offers a Multi-Policy Discount that allows you to bundle multiple insurance policies, such as car and home insurance, resulting in premium discounts. Here are some key points about the Multi-Policy Discount offered by Travelers:

Bundle and Save

By purchasing multiple policies from Travelers, you can take advantage of their Multi-Policy Discount. This means that if you buy your car insurance and home/condo insurance from Travelers, you'll save money on your premiums. The exact discount amount can vary, but it is typically around 13% on your auto policy.

More Cars, More Savings

If your household has two or more cars insured on a single Travelers policy, you may be eligible for additional savings with their MultiCar discount. This can save you up to 8% on your car insurance.

Other Discounts

In addition to the Multi-Policy Discount, Travelers offers a range of other discounts to help you save even more. These include:

• Safe Driver Discount: Maintaining a safe driving record with no accidents, violations, or major claims for 3 to 5 years can save you money.
• Continuous Insurance Discount: Staying with Travelers and keeping your coverage continuous without any gaps can earn you a discount of up to 15%.
• Hybrid/Electric Vehicle Discount: Owning or leasing a hybrid or electric vehicle can get you a discount of up to 10%.
• Early Quote Discount: Shopping for insurance ahead of time and getting a quote before your current policy expires can save you up to 10%.
• Good Student Discount: Full-time students enrolled in high school or college who maintain good grades (a "B" average or better) may qualify for a discount.
• Student Away at School Discount: If you have a dependent who attends school at least 100 miles away and won't be driving your car, you may be eligible for a discount of up to 7%.
• Driver Training Discount: Completing an approved driver education course can save you up to 8% on your premium.
• IntelliDrive Discount: Enrolling in the IntelliDrive program and allowing Travelers to track your driving habits can result in savings of up to 30%.

Customized Quotes

To find out exactly how much you can save with Travelers, you can answer a few questions to get a custom quote on their website. This will help you understand the specific discounts and coverage options available to you.

By taking advantage of the Multi-Policy Discount and other savings opportunities, you can make the most of your insurance choices and keep more money in your wallet.

Good student discounts

Travelers Insurance offers a Good Student Discount for policyholders with drivers who are enrolled full-time in high school or college and maintain good grades. To qualify for this discount, students must achieve a "B" average or a 3.0-grade point average (GPA). Alternatively, students can qualify by being in the upper 20% of their class scholastically. Age restrictions and other exceptions may apply, so it's important to check with a local independent agent or a Travelers representative to understand the specific requirements and eligibility.

To verify a student's eligibility for the Good Student Discount, documentation must be provided. This can include the student's latest report card, an honour roll certificate, or a home-school certification signed by a parent and co-signed by a home-school certifying body. It's important to note that state exceptions may apply, so it's always a good idea to consult with a local agent or representative to ensure you have the most accurate and up-to-date information.

In addition to the Good Student Discount, Travelers Insurance also offers other discounts for students, such as the Student Away at School Discount. This discount applies when a student under the age of 25, insured on the policy, lives at a school more than 100 miles from home and doesn't regularly drive the insured car. Even if the student occasionally drives the car during school breaks or holidays, the discount can still be applicable.

By taking advantage of these discounts, policyholders can save money on their car insurance while also encouraging students to maintain good academic standing and safe driving habits. It's always beneficial to review your policy and discuss any potential discounts with your insurance agent to ensure you're getting the best coverage at the most affordable price.

Roadside assistance

Travelers Insurance offers 24/7 roadside assistance to its customers. This can be added to your Travelers car insurance policy. There are two levels of 24-hour roadside assistance to choose from: basic roadside coverage and premier roadside assistance.

Basic Roadside Coverage

Basic roadside coverage includes:

• Towing service up to 15 miles
• Jump start (not including the cost of the battery)
• Fuel delivery (not including the cost of fuel)
• Flat tire change
• Lockout assistance

Premier Roadside Assistance

Premier Roadside Assistance includes:

• Towing service up to 100 miles
• Jump start (not including the cost of the battery)
• Fuel delivery (not including the cost of fuel)
• Flat tire change
• Lockout assistance
• Trip interruption coverage: reimbursement of $200 a day (up to a maximum of $600) for meals and lodging if your car breaks down at least 100 miles from home and your vehicle is out of commission for more than 24 hours
• Personal property coverage with a $500 limit: provides coverage to replace stolen or damaged personal property as a result of a covered, paid comprehensive or collision loss

Accessing Roadside Assistance

To access roadside assistance, you can either submit your roadside request online or call 800.252.4633 and select option 3. Make sure to have your 13-digit policy number ready, which can typically be found on your Auto ID card.

Accident forgiveness

The Premier Responsible Driver Plan includes additional features such as Decreasing Deductible and Total Loss Deductible Waiver, which offer more potential savings on your car insurance. With the Decreasing Deductible feature, you can earn a $50 credit (up to $500) towards your deductible in the event of a covered loss by maintaining an accident- or major-violation-free record for six months or 12 months, depending on your policy. The Total Loss Deductible Waiver protects you from paying a deductible if your car is totaled.

To find out if you qualify for accident forgiveness, check with your local independent agent or Travelers representative, who will review your driving record and the records of other drivers in your household.

Frequently asked questions