Address Adjustment Essentials: Navigating Beauty And Bodywork Insurance

Beauty and Bodywork Insurance (BBI) is a highly-rated, affordable insurance option for beauty professionals. The company offers a range of insurance plans, including general liability insurance, professional liability insurance, and tools and supplies coverage. BBI policies are annual and become effective immediately after purchase.

If you need to change your address with Beauty and Bodywork Insurance, you can do so by contacting their customer service team. The company provides a toll-free number, email address, and online contact form for customers to reach out with questions or concerns.

Phone Number: 877.536.7290

Email: [email protected]

Address: 260 South 2500 West Suite #303 Pleasant Grove, UT 84062

Understanding your policy

By purchasing through the BBI Program, you save money on insurance premiums because you are part of a risk purchasing group (RPG). An RPG is a legal entity that allows groups or persons with similar liability risks to take advantage of joint insurance purchases. This means that you get to save money on your premium without sharing coverage limits with the rest of the group.

Policyholders must be in compliance with all federal, state, and local regulations. For example, if your state requires you to have a license before practicing, you must have that license for the policy to be valid. You can find a list of practices, techniques, and methods that the BBI policy does not cover on their website.

Who is the insurance carrier?

Your insurance coverage is provided through the Great American Alliance Insurance Company, an A+ rated carrier.

General liability insurance covers bodily injury, property damage, and personal and advertising injury claims that you become legally liable to pay to a third party due to your negligence. This includes damage to a client's household possessions if you are an in-home beauty professional, slip-and-fall accidents, and data loss claims.

The professional liability policy will cover damages and claim expenses arising from any negligent act, error, or omission in rendering or failing to render professional services. This includes malpractice insurance, which protects you against clients who file claims that they were injured or harmed by your negligence.

If you have previously purchased a professional liability policy that has remained in force without a lapse in coverage, a retro-date should appear on your new professional liability policy. This date represents the beginning of your professional liability coverage and is important to keep the same across policies. Any claims on a loss or injury that took place prior to the retro-date will not be covered under the new policy.

If you rent a space for seven or more days, BBI will provide coverage for that premises for damages by fire up to the limit shown on the certificate of insurance.

Additional points to note:

• BBI policies are annual and become effective immediately after your online payment is verified.
• You cannot cancel your policy or receive a refund once coverage begins.
• You can add additional insureds to your policy for $30.
• BBI is a "claims-made" policy, meaning it will only cover incidents that are reported during the policy's active period.

Purchasing your policy online

You can purchase your Beauty and Bodywork Insurance (BBI) policy online in just a few minutes. To get started, click the "Buy Policy" button and complete the application. Once you've filled out the application, you can buy the policy immediately online. Your insurance policy will become effective as soon as your online payment is verified—this process usually takes just a few seconds.

After purchasing your policy, you can print your insurance certificate and add additional insureds at no extra cost. Your policy will be valid for twelve months from the effective date you select. You can also choose to "future date" the start of your policy by up to 30 days.

BBI offers a range of affordable insurance plans for beauty and bodywork professionals, including massage therapists, cosmetologists, estheticians, nail technicians, and more. Their basic coverage options include general liability, professional liability, product liability, and rental property damage coverage. You can also add endorsements to your policy for additional modalities or insured individuals.

BBI policies are available at a yearly cost of $96 or a monthly cost of $9.99. It's important to note that BBI does not offer monthly payment options; the premium is due upfront for the whole year.

Renewing your policy

When purchasing your policy, you can opt for automatic renewal at the end of the policy term. You can change your automatic renewal preferences on your customer dashboard.

To renew your policy, log in to your online account. Click on "My Policies" and then click the "Renew" button next to your expiring policy number. The renew button will only be available within 30 days of the policy expiration date. Click the button and follow the directions provided.

If you have manually turned off the EZ-Renew option, you can turn it back on by logging into your dashboard on BBI, clicking "My Policies" in the Manage Policies section, scrolling to the bottom of the page, and clicking "Enroll Now" in the EZ-Renew section. Fill out your information and click "Submit".

Your insurance policy will become effective immediately after your online payment is verified. You can print your insurance certificate immediately after purchasing.

Accessing your policy documents

If you are a new customer, you can complete an application by clicking the "Buy Policy" button. Once the application is complete, you can buy the policy immediately online. You can also elect to set your coverage start date up to 30 days in the future from the date of purchase. Your insurance policy becomes effective immediately after your online payment is verified. The verification process takes seconds, and you can print your insurance certificate immediately after purchasing.

If you are an existing customer, you can log in to your dashboard and access your policy documents from there. You can also add an additional insured person or organisation to your policy from your dashboard.

Contacting customer support

If you need to change your address with Beauty and Bodywork Insurance (BBI), you can contact their customer support team in several ways.

BBI offers multiple ways to get in touch with their customer support team. You can reach out to them using the following methods:

• Phone: You can call their toll-free customer support number at 877.536.7290. Their phone support is available Monday through Friday from 6:00 am to 6:00 pm Mountain Time.
• Email: You can send an email to their customer support team at [email protected]. Explain your address change request, and a representative will assist you further.
• Online Contact Form: You can also reach out to them via their online contact form available on their website. Provide your contact information and details about your address change request, and a customer support representative will respond to your inquiry.
• Physical Address: If you prefer, you can visit their office in person at Beauty & Bodywork Insurance (BBI), 260 South 2500 West Suite #303 Pleasant Grove, UT 84062.

When contacting customer support, ensure you have all the necessary information ready, such as your policy number, full name, and previous address. You may also need to provide proof of your new address, such as a recent utility bill or government-issued identification with your updated address. It is recommended to keep your policy information handy when reaching out to expedite the address change process.

Frequently asked questions