Wrx Insurance Classification

The cost of insuring a Subaru WRX varies depending on factors such as the driver's age, location, driving history, education, marital status, and the WRX model year. The average insurance cost for a 2022 Subaru WRX is $244 per month for a full-coverage policy. The cheapest insurance company for the Subaru WRX is State Farm, with an average annual cost of $1,448, 50% cheaper than the average. The WRX is considered a sports car, and insurance costs reflect this.

The average insurance cost for a Subaru WRX is $111/month

The average insurance cost for a Subaru WRX is $111 per month, according to The Zebra. This is $13 more expensive than the average vehicle. The cheapest insurance company for the Subaru WRX is USAA, which costs $56 per month.

The cost of insurance for a Subaru WRX varies depending on the model year, driver profile, provider, and location. For example, the average cost to insure a 2023 Subaru WRX is $968 per year through Capital Insurance Group, while the average cost to insure a 2018 Subaru WRX is $468 per year through Safeco. The average cost of insurance for a 2022 Subaru WRX is $244 per month for a full-coverage policy.

The price of insurance for a Subaru WRX also depends on the driver's age. Young drivers typically pay much more for car insurance than older drivers. For example, Subaru WRX insurance for a 16-year-old costs $3,844 per year for minimum coverage, while the same coverage for a 30-year-old driver costs $961 per year.

In addition to age, other factors such as location, driving history, education, and marital status can also impact the price of insurance for a Subaru WRX. It's important to note that these are just averages, and the actual price may vary.

The cheapest insurance company for a Subaru WRX is USAA ($56/month)

The cheapest insurance for a Subaru WRX is offered by USAA, at $56 per month. However, it's important to note that USAA insurance is only available to military personnel and their families. For those who don't qualify for USAA coverage, other affordable options include Nationwide and Erie Insurance.

The average insurance cost for a Subaru WRX is $111 per month, or $1,401 per year. This is $13 more expensive than the average vehicle. The cost of insurance can vary depending on factors such as the age of the driver, location, driving history, education, and marital status.

When it comes to specific model years, the 2022 Subaru WRX has an average insurance cost of $244 per month for a full-coverage policy. The most expensive model year to insure is the 2021 edition, which costs an average of $3,052 per year. The price of insurance for a WRX doesn't change significantly over time, with only a 5% difference in insurance costs between the 2018 and 2022 models.

State Farm is another insurance provider that often offers competitive rates for Subaru WRX owners, especially for those seeking minimum-coverage policies.

The cost of insurance depends on age, location, driving history, education, and marital status

The cost of insuring a car depends on a variety of factors, including age, location, driving history, education, and marital status. While some of these factors are beyond your control, understanding how they influence your insurance rates can help you make informed decisions to lower your premium.

Age is a significant factor in determining insurance rates, with younger and older drivers often facing higher premiums. Teen drivers, for instance, fall into a high-risk category and pay substantially more for insurance than adults or seniors. Rates typically decrease as drivers mature, with a notable drop-off at age 25.

Location is another critical factor, as insurance rates vary depending on the state and zip code. States with more stringent coverage requirements or those prone to natural disasters tend to have higher insurance rates. Additionally, urban areas with higher populations and accident rates lead to more expensive insurance compared to rural regions.

Your driving history also plays a pivotal role in calculating insurance costs. A clean driving record with no accidents or violations qualifies you for better rates and safe driver discounts. Conversely, accidents, speeding tickets, and other infractions can significantly increase your premium, with the impact lasting for several years.

Although it may seem unrelated, your marital status also influences your insurance rates. Married couples are often considered safer and less active drivers, resulting in lower insurance rates. They also benefit from bundling policies and multi-vehicle discounts. On average, married drivers pay $96 less per year for car insurance than their single, widowed, or divorced counterparts.

Lastly, education can indirectly impact your insurance costs. While insurance companies do not ask about your level of education, they do consider your occupation, which is often correlated with your educational background. Certain professions are deemed lower risk and may qualify for special discounts, while others may face higher premiums.

By understanding these factors and taking proactive steps, such as maintaining a clean driving record and regularly reviewing your coverage, you can work towards obtaining more affordable car insurance.

The WRX's powerful engine and sports tuning may increase the cost of coverage

The WRX's body type is a sedan, which is typically associated with lower-risk driving and can help reduce insurance costs. However, sedans are the most frequently stolen type of vehicle, which could offset some of the savings associated with their body type.

The safety ratings of the WRX are impressive, with near-perfect scores in crashworthiness and a Top Safety Pick award from the IIHS. These safety features can help to reduce insurance costs, as they lower the risk of injury in an accident.

The WRX's fuel type is gas, which is typically cheaper to insure than diesel or hybrid vehicles. This can help keep insurance costs down, as gas vehicles generally have lower premiums.

Overall, while the WRX's powerful engine and sports tuning may increase the cost of coverage, its body type, safety ratings, and fuel type can help offset some of these costs. The final insurance cost will depend on various factors, including the driver's age, location, driving history, and chosen insurance provider.

The WRX's high repair costs may result in higher insurance premiums

The WRX is a reliable car that is generally considered easy to maintain. However, the cost of insurance for a WRX can vary depending on factors such as the driver's age, location, driving history, model year, and chosen insurance provider. While some sources claim that the WRX is not very expensive to maintain, others suggest that the cost of ownership increases significantly after the first five years.

The average annual maintenance cost for a Subaru WRX is around $682, but this can be much higher for older vehicles that require additional repairs. The WRX also has a higher-than-average annual repair cost of $617, which contributes to its above-average ownership costs. The labour cost for repairs is also higher for the WRX compared to other Subaru models, with repair work costing $50-$75 per hour.

Additionally, the WRX's reputation as a sports car may also influence insurance rates. Sports cars are often associated with faster driving and a higher risk of accidents, which can result in higher insurance premiums. The WRX's performance capabilities and horsepower may contribute to this perception, even if the driver has a clean record.

Overall, while the WRX is known for its reliability and reasonable maintenance costs, its high repair costs and potential for costly older models may result in higher insurance premiums. Drivers should be prepared for these potential costs when considering insurance for their WRX.

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