Jeffrey Wade
All students at BYU-Idaho are required to have adequate health insurance. The university offers a medical coverage plan for students, known as the BYU-Idaho Student Health Plan. This plan covers students for a $10 co-pay fee per appointment, excluding prescriptions. Students can waive the Student Health Plan if they have acceptable substitute insurance, such as insurance through a parent's policy, group insurance, Idaho Medicaid, or an individual/commercial Affordable Care Act-compliant healthcare plan. The deadline to waive the plan is one week after the semester starts. The Student Health Center at BYU-Idaho accepts most major insurance companies and bills commercial insurance companies directly.
| Characteristics | Values |
|---|---|
| Insurance Requirements | All traditional, matriculating students must have health insurance coverage in the Rexburg area or participate in the BYU—Idaho Student Health Plan |
| Acceptable Insurance Substitutes | Insurance through a parent's policy, group insurance through an employer or spouse's employer, Idaho Medicaid or Medicare, or an individual/commercial Affordable Care Act-compliant healthcare plan that is valid in Rexburg, Idaho |
| Student Health Plan Waiver | Students can be withdrawn from the Student Health Plan by filling out an online form at the time of registration if they have an acceptable substitute policy |
| Student Health Plan Waiver Deadlines | To waive the full semester, the deadline is one week after the semester starts; to waive the second block of the Student Health Plan, the deadline is one week after the second block starts |
| Student Health Plan Costs | Individual full-semester coverage, individual single-block coverage, family full-semester coverage, family single-block coverage |
| Student Health Plan Benefits | $10 charge for all covered benefits in a single appointment (excluding prescriptions), $25 co-pay if seen outside of the BYU-I Student Health Center, $0 deductible at the BYU-I Student Health Center, $500 deductible if seen at other facilities, full-medical coverage nationwide |
| Co-payment ("co-pay") | A fixed dollar amount (e.g., $20 or $30) paid for specified covered services such as a doctor's office visit |
| Student Health Plan Card | Mailed to the address on record when the student registers; if the student does not have their card, they can contact DMBA for access to their policy number |
What You'll Learn
Deadlines for submitting a health plan waiver
The deadline to waive the full semester is one week after the semester has started. Students who miss this deadline will be automatically enrolled in the Student Health Plan for that semester. However, there is still an opportunity to waive the second block of the plan. The deadline for this is one week after the second block has started. It is important to note that if this second deadline is missed, there will be no further opportunity to waive the Student Health Plan for that semester.
Specific deadlines for each semester are posted on the BYU-I Academic Calendar. For example, the deadline for the Fall Semester of 2024 is Monday, September 23. Students are advised to refer to this calendar to ensure they do not miss the deadlines for submitting their health plan waiver.
To submit a health plan waiver, students can follow a few simple steps. First, they need to visit the BYU-Idaho website and search for "Insurance Waiver." Next, they should click on the "Student Health Plan" link and then select the "Forms" tab. Here, they can fill out the "Student Health Plan Waiver" and click "Agree To This Document." International students have an additional step of sending an email with a copy of their insurance card, receipts showing payment for the current semester, benefit summary, and proof of insurance activation dates.
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Acceptable insurance substitutes
BYU-Idaho requires all traditional, matriculating students to have health insurance coverage in the Rexburg area or participate in the BYU-Idaho Student Health Plan. The university offers a medical coverage plan for enrolled students. The Student Health Plan costs $536 per person per semester or $2,130 per family per semester.
- Insurance through a policy held by a parent
- Group insurance through your employer or your spouse's employer
- Idaho Medicaid or Medicare (as of November 2019, BYU-Idaho no longer accepts Medicaid as a substitute for its Student Health Plan)
- Individual/Commercial Affordable Care Act-compliant healthcare plan that is valid in Rexburg, Idaho
If you have an acceptable substitute policy, you can withdraw from the Student Health Plan by filling out the online form at the time of registration.
The Student Health Center does not bill private insurance. However, the Pharmacy can directly bill most private insurance plans, including Blue Cross and Blue Shield, Tricare (military), Medco, DMBA, Aetna, Caremark, CVS, Cigna, Express Scripts, and Medimpact.
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How to pay for a visit to the health centre
Students who are on the BYU-Idaho Student Health Plan will be charged a $10 co-pay for all covered benefits in a single appointment at the Student Health Center. The only exclusions are prescriptions, which will be subject to DMBA's coverage when assessing the charges.
The Student Health Center is billing and contracting with most major insurance companies. Once the insurance company has processed your claim, the amount owed by the patient will be posted to your student account. Please allow 4-6 weeks for your student account to reflect these charges. If a student account is unpaid after 30 days of its posting, a finance fee will be charged by the accounting office.
To pay for a visit to the health centre, any charges incurred will be placed on your student account. You can pay outstanding balances on your student account at the cashier's office in the Kimball building, or you may pay the balance online.
If you have the Student Health Plan and would like an insurance card, log in at www.dmba.com to print out or request your insurance card.
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How to get a student health plan card
To get a student health plan card at BYU-Idaho, you must first be enrolled in the BYU-Idaho Student Health Plan. All traditional, matriculating students at BYU-Idaho are required to have health insurance coverage in the Rexburg area or participate in the BYU-Idaho Student Health Plan.
If you are enrolled in the BYU-Idaho Student Health Plan, you should receive your student health plan card in the mail. This is typically mailed to the address on record when you register, which may be your parent's house.
If you have not received your student health plan card, you can request one by logging in to www.dmba.com. Here, you will be able to print out or request your insurance card.
The student health plan card is important as it contains your policy number, which you will need to access health services. If you do not have your student health plan card, you can contact Deseret Mutual to access your policy number by calling 1-800-777-3622.
It is important to note that the student health plan card is not the same as your insurance card. The student health plan card is specifically for those enrolled in the BYU-Idaho Student Health Plan, while your insurance card is provided by your insurance company and covers a range of health services.
In addition to the student health plan card, there are a few other things you should bring when visiting the BYU-Idaho Health Center. These include your insurance card and information, I-Card, any relevant paperwork, and relevant medical records.
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How to find your student health plan policy number
To find your student health plan policy number at BYU-Idaho, you will need your Student Health Plan Card. The policy number should be displayed and marked appropriately on the card. If you do not have your Student Health Plan Card, you will need to contact Deseret Mutual for access to your policy number. The contact number for Deseret Mutual is 1-800-777-3622.
If you are a student at Princeton University, you can print out your Student Health Plan card by visiting www.aetnastudenthealth.com/princeton. You can also download your ID card to your smartphone by downloading the Aetna Health App. To use the app, you must be registered for Aetna Navigator. If you do not know your Aetna ID number when registering, use your PUID number where it asks for your social security number. If you are a dependent of a student, you need to use the student's PUID number and date of birth to download your ID card.
If you are a student at the University of Southern California, you can download the app to manage your health plan and benefits from your phone. However, not all app functions are available for Aetna Student Health Members. Visit AetnaStudentHealth.com for your complete plan details. For more information, you can call 1-877-480-4161.
If you are a Harvard University student, you can access your ID card through the MyBlue Member App. To create a MyBlue account and access your digital ID card, you will need the following information:
- Blue Cross Blue Shield of Massachusetts (BCBSMA) ID number
- Harvard ID number (first eight digits only)
- A password that is eight or more characters long
- Email address (verification code will be sent)
You can also log in to the Student Insurance Portal to view your BCBSMA ID number or to print a copy of your ID card.
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Frequently asked questions
You can change your insurance information by filling out an online form at the time of registration.
BYUI requires all traditional, matriculating students to have health insurance coverage in the Rexburg area or participate in the BYUI Student Health Plan.
Acceptable insurance substitutes include insurance through a parent's policy, group insurance through an employer or spouse's employer, Idaho Medicaid or Medicare, and an individual/commercial Affordable Care Act-compliant healthcare plan valid in Rexburg, Idaho.
The deadline to waive the full semester is one week after the semester has started. After this deadline, you will be automatically enrolled in the Student Health Plan for that semester.
Any charges incurred at the Student Health Center will be placed on your student account. You can pay outstanding balances at the cashier's office in the Kimball building or online.
