Aarp Life Insurance: Getting Covered And Staying Secure

AARP life insurance is offered by New York Life Insurance Company and is the only life insurance program developed exclusively for AARP members. It offers members both term and permanent group coverage. Members can apply for up to $150,000 of coverage to help with funeral costs, rent or mortgage payments, unpaid bills and more. There is no medical exam required, just health and other information. AARP members can get an instant quote and apply online or by phone.

AARP Term Life Insurance from New York Life

AARP members can get an instant quote and apply online or by phone. The application process is simple and does not require a medical exam, only health and other information. Approval by email may take just minutes.

The AARP Life Insurance Program is underwritten by New York Life Insurance Company, which has been a trusted name for over 175 years. The company has the highest ratings for financial strength from leading independent rating services like A.M. Best, Fitch, and Moody's Investors Service.

To apply, you must be an AARP member. If you are not already a member, you can join and apply at the same time. Membership costs $12 for the first year with automatic renewal.

AARP Permanent Life Insurance from New York Life

AARP members can get an instant quote and apply online or by phone. There is no medical exam required, and acceptance is based on health and other information. Members can also access their accounts online to make payments, upload documents, manage beneficiaries, and more.

The AARP Life Insurance Program is underwritten by the New York Life Insurance Company, which has been a trusted name for over 175 years. The company has the highest ratings for financial strength from leading independent rating services like A.M. Best, Fitch, and Moody's Investors Service.

The AARP Life Insurance Program is the only life insurance program developed exclusively for AARP members and endorsed by AARP. It offers both term and permanent group coverage options to meet members' needs.

AARP Guaranteed Acceptance Life Insurance from New York Life

AARP members can conveniently obtain an instant quote and apply online or by phone. Calling New York Life at 1-800-865-7927 will connect you with a trusted provider, allowing you to learn more about their terms, conditions, and policies.

The AARP Life Insurance Program is underwritten by the New York Life Insurance Company, and AARP membership is a prerequisite for eligibility. It is worth mentioning that specific products, features, and gifts may not be available in all states or countries. New York Life remits royalty fees to AARP for the use of its intellectual property, and these fees are utilized for AARP's general purposes.

AARP Guaranteed Acceptance Life Insurance stands out for its guaranteed acceptance, ensuring that your application will not be denied based on health or other factors. This insurance option is ideal for individuals seeking financial protection and peace of mind for their loved ones, especially during this stage of their lives.

AARP Life Insurance Options from New York Life

The term life insurance option provides coverage of up to $150,000 that ends at age 80. There is no physical exam required, and acceptance is based on health information and other details.

The permanent life insurance option offers up to $50,000 in whole life protection that lasts your entire life. Rates never increase, and acceptance is based on health information and other details.

The guaranteed acceptance life insurance option provides up to $30,000 in protection with limited benefits for the first two years. This option also has guaranteed rates that never increase and does not require a medical exam or health questions.

AARP members can get an instant quote and apply online or by phone. It is important to note that not all products are available in all states, and online or phone applications may not be available in certain states.

AARP Medicare Supplement from UnitedHealthcare

AARP Medicare Supplement Insurance Plans are insured by UnitedHealthcare Insurance Company, 185 Asylum Street, Hartford, CT 06103 or UnitedHealthcare Insurance Company of America, 1600 McConnor Parkway, Floor 2, Schaumburg, IL 60173. Each insurer has sole financial responsibility for its products.

AARP Medicare Supplement Insurance Plans are also known as Medigap plans and are offered by private insurance companies. They help pay some of the out-of-pocket costs that Original Medicare (Part A and Part B) doesn't cover. For example, if you're enrolled in Medicare Part B, it generally covers about 80% of Part B expenses, and you're responsible for paying the rest. A Medicare Supplement insurance plan could help pay your share.

There are different types of Medicare Supplement plans to suit your needs and budget. If you prefer to have more coverage and fewer out-of-pocket expenses, plans G, C6, or F6 may be right for you. These plans typically have a higher premium and offer the most supplemental coverage, paying up to 100% of your out-of-pocket costs for many Medicare-approved services.

On the other hand, if you prefer a lower monthly premium with out-of-pocket expenses based on your needs, there are other Medicare Supplement plan options to explore.

You can apply for an AARP Medicare Supplement Plan online or by phone. To apply online, enter your ZIP code to get started.

To speak with a licensed agent, call Monday to Friday, 7 a.m. to 11 p.m., and Saturday, 9 a.m. to 5 p.m. ET.

Frequently asked questions