Get Automobile Club Auto Insurance: Benefits And Steps

The Automobile Club, also known as the American Automobile Association (AAA), is a North American not-for-profit automobile lobby group that offers a range of benefits to its approximately 50 million members. These benefits include life insurance, financial assistance, travel insurance, and roadside assistance, with auto insurance being the company's primary line. AAA offers basic auto insurance and has several affiliated insurance companies across the country. The Auto Club Group (ACG) is one such example and is the second-largest AAA club in North America, providing insurance and other services to over nine million members. Obtaining auto insurance through the Automobile Club or its affiliates typically involves answering a few questions to obtain a custom quote and then proceeding to purchase a policy.

AAA's Automobile Club Group insurance: pros and cons

AAAs Automobile Club Group insurance is a popular option for many, but it has pros and cons that are worth considering.

Pros

The Automobile Club Group (ACG) is one of the largest AAA clubs in North America, with over nine million members. It offers insurance, travel, and financial services, and is available in 13 states under various local AAA insurance company brands. ACG provides its members with a robust auto insurance plan, as well as other types of coverage, including recreational vehicles and umbrella (personal liability) insurance.

ACG has an A+ financial strength rating and an A (Excellent) AM Best rating, indicating financial stability and reliability. It also offers a range of discounts for its members, including education and occupation discounts, anti-theft device discounts, good driver discounts, student discounts, multiple-car discounts, and membership discounts of up to 7%.

Additionally, ACG has a mobile app that is compatible with iPhone and Android systems, making it convenient for members to access their account information and manage their policies.

Cons

One of the main drawbacks of ACG is that it requires AAA membership, which comes with an additional fee. While the membership has benefits, it is an extra cost to consider.

ACG also has limited service areas and is only available in certain states and U.S. territories. It has received mixed reviews when it comes to customer satisfaction, with poor rankings in J.D. Power's studies and a high complaint index from the National Association of Insurance Commissioners (NAIC) in recent years.

Furthermore, ACG's auto insurance coverage options may vary by state, so it is important for members to verify the details of their specific region.

In summary, while ACG offers robust auto insurance plans and has strong financial stability, the requirement of AAA membership, limited service areas, and mixed customer satisfaction reviews are important considerations when deciding on an auto insurance provider.

AAA's Auto Club of Southern California: insurance discounts

The Automobile Club of Southern California (ACSC) is the Southern California branch of the AAA network. AAA's basic membership provides perks like roadside assistance, car towing, identity theft protection, and trip planning, as well as discounts on products like auto and home insurance, car rentals, tickets, hotels, and other travel services.

The Automobile Club of Southern California offers hundreds of discounts through AAA, including rate reductions, road service, and shopping, travel, and hospitality packages. Here are some of the insurance discounts offered by the Auto Club of Southern California:

• Verified Mileage Discount: Save up to 18.7% (depending on the vehicle's annual mileage) by providing current odometer readings when requested.
• Passive Restraint (Air Bag) Discount: Save up to 10.2% on select coverages.
• Anti-Theft Device Discount: Save up to 16.5% on comprehensive coverage.
• Garage Parking Discount: Save up to 5.8% on comprehensive coverage.
• Loyalty Discount: Save up to 5.6% with continuous insurance coverage with AAA for at least one year.
• Multi-Policy Discount: Save up to 17.5% on your auto insurance and up to 20% on your home insurance when you combine AAA home, auto, and life insurance policies.
• Multi-Vehicle Discount: Save up to 27.3% when you insure two or more automobiles on select coverages.
• Alumni Association Discount: Save up to 9.3% if you are a current member of a four-year college or university alumni association.
• Student Away Discount: Students away at school 100+ miles from home without a vehicle could save up to 27.9%–46.4%.
• Good Student Discount: Save up to 14.3% on select coverages.
• Driving Course Discount: Save up to 4.7% upon completion of an approved course.
• Professional Discount: Save up to 9.3% for qualifying professions.
• Good Driver Discount: Save 20%.

AAA's Auto Club Insurance Company of Florida: contact information

The Auto Club Insurance Company of Florida offers a range of insurance products, including auto insurance, home insurance, and flood insurance. Here is the contact information for the company:

Customer Service:

• For general customer service inquiries, requests, and mailing information, you can reach the Auto Club Insurance Company of Florida at the following:
• Phone: 1-888-929-4222
• Email: [email protected]

Auto Insurance Policies:

• If you have an auto insurance policy with the Auto Club South Insurance Company, you can contact them at:
• Phone: 800.289.1325
• Fax: 813.200.8175

Combined Auto and Home Insurance Policies:

• For combined auto and home insurance policies from the Auto Club Insurance Company of Florida, use the following contact details:
• Phone: 888.929.4222
• Fax: 813.200.8175

Flood Insurance:

• For flood insurance-related inquiries, the Auto Club South Insurance Company provides the following contact information:
• Phone: 800.759.8656
• Email: [email protected]

Hours of Operation:

• The customer service team is available Monday through Friday from 8:00 am to 6:00 pm and on Saturday from 8:30 am to 5:00 pm (Eastern Standard Time).
• The claims department is available 24 hours a day, 7 days a week.

Please note that the Auto Club Insurance Company of Florida's website will be deactivated effective 10/1/2024. Policyholders can manage their policies and obtain service through AAA.com.

AAA's Auto Club Enterprises: history and benefits

The American Automobile Association (AAA) is a federation of motor clubs in North America. It was founded on March 4, 1902, in Chicago, Illinois, in response to a lack of roads and highways suitable for automobiles. Today, it is a privately held, not-for-profit national member association and service organization with over 60 million members in the United States and Canada.

Auto Club Enterprises is a group of AAA clubs serving more than 17 million members in 21 states, with over 300 branches that receive 8 million visits annually. The group employs more than 14,000 people directly and works with thousands of independent businesses to provide benefits and services to its members.

One of the largest members of the AAA federation is the Automobile Club of Southern California, with almost 8 million members in its home territory of Southern California and more than 16 million members across all subsidiaries in 21 states. The Auto Club was founded on December 13, 1900, in Los Angeles as one of the nation's first motor clubs dedicated to improving roads, proposing traffic laws, and improving overall driving conditions.

AAA provides a range of services to its members, including roadside assistance, auto insurance, home insurance, life insurance, travel agency services, discounts, car buying, approved auto repair, teen driving school, advocacy, digital products, and a mobile app. AAA also offers member discounts through its "AAA Discounts & Rewards" program.

AAA has a long history of advocating for road safety and improving driving conditions. They have also provided services to the U.S. government during times of war, including offering their mapping facilities to the Army department and conducting motor pool driver education during World War II.

In addition to its core services, AAA has also been recognized for its commitment to diversity, inclusion, and community involvement. They actively encourage their employees to volunteer in their communities and offer paid time off for volunteering through their MyClubCares program.

AAA's Auto Club: insurance options and member discounts

AAAs Auto Club offers a range of insurance options and member discounts for its customers. The Automobile Club Group (ACG or Auto Club Group) is one of the largest AAA-affiliated insurance companies in North America, serving over nine million members. ACG provides insurance, travel, and financial services, including auto insurance, through various local AAA insurance company brands in 13 states.

The Auto Club Group offers several types of coverage, including recreational vehicles and umbrella (personal liability) insurance. They also provide a range of car insurance discounts to their members. These include:

• Education and Occupation Discount: Based on a customer's education and occupation.
• Anti-Theft Device Discount: For comprehensive coverage premiums with approved theft prevention and recovery devices.
• Good Driver Discount: For drivers with a clean driving record free of violations and accidents.
• Student Discounts: Special discounts for good students.
• Multiple-Car Discount: Discounts for insuring two or more qualifying household cars with mandatory coverage.
• Multiple-Product Discount: Bundle your auto policy with qualifying home or life insurance for a discount.
• Pay-in-Full Discount: Save by paying your premium on time and in full at the policy's beginning.
• Membership Discount: AAA members can receive up to a 7% discount on auto insurance.

Another AAA-affiliated insurance company is the Automobile Club of Southern California, which is one of California's largest auto insurers. They offer a range of coverage options, including Mexico auto insurance, and provide various discounts, including:

• Verified Mileage Discount: Save up to 18.7% by providing current odometer readings.
• Passive Restraint (Airbag) Discount: Save up to 10.2% on select coverages.
• Anti-Theft Device Discount: Save up to 16.5% on comprehensive coverage.
• Garage Parking Discount: Save up to 5.8% on comprehensive coverage.
• Loyalty Discount: Save up to 5.6% with continuous insurance coverage with AAA for at least one year.
• Auto + Home + Life Discount: Save up to 17.5% on auto insurance and 20% on home insurance when combining AAA policies.
• Multi-Vehicle Discount: Save up to 27.3% when insuring two or more automobiles on select coverages.
• Alumni Association Discount: Save up to 9.3% as a member of a four-year college or university alumni association.
• Student Away Discount: Students away at school without a vehicle can save up to 27.9%-46.4%.
• Good Student Discount: Save up to 14.3% on select coverages.
• Driving Course Discount: Save up to 4.7% after completing an approved course.
• Professional Discount: Save up to 9.3% for qualifying professions.
• Good Driver Discount: Save 20%.

Frequently asked questions