Vehicle Insurance Status: Quick Verification In India

In India, it is illegal to drive a vehicle without valid insurance. Therefore, it is important to be aware of your insurance status to ensure you are covered in the event of an accident and to avoid penalties and fines. There are several ways to check your vehicle insurance status online, including:

- Using the insurer's website or mobile application

- Using the Insurance Information Bureau (IIB) web portal

- Using the Parivahan Sewa website

- Using the VAHAN website or app

- Using the mParivahan app

- Using the Regional Transport Office (RTO) website

How to check insurance status online via Parivahan Sewa

The Parivahan Sewa website is a centralised platform launched and maintained by the Ministry of Road Transport and Highways. It stores the data of all the vehicles registered in India. When a person buys or renews their vehicle insurance policy, the data is updated on the website within two days.

To check the status of your vehicle insurance on the Parivahan Sewa website, you will need the following information:

• Your policy number
• The date of birth of the policyholder
• Your registered mobile number

• Visit the Parivahan Sewa official website at parivahan.gov.in.
• Find and click on the "'Informational Services' tab on the menu bar".
• Click on the "Know Your Vehicle Details" option from the drop-down menu.
• You will be redirected to the Vahan NR e-Services Page.
• Log in by entering your registered mobile number.
• Fill in your vehicle registration number and the verification code.
• Click on the "Search Vehicle" tab.
• The details of your vehicle, including the insurance expiration date, will appear on the screen.

Checking Insurance Status via the mParivahan App

Apart from the Parivahan Sewa website, you can also check your vehicle insurance status using the mParivahan app. This app was launched by the Ministry of Transport and provides easy access to all your vehicle documents. Here are the steps to check your insurance status using the app:

• Install the mParivahan App on your mobile phone.
• Select the desired language and select the "Continue" option.
• You will be directed to a dashboard with two options to check your vehicle insurance status: via your vehicle registration number or your driving license number.
• Enter either of the two and click on the "Search" button.
• Sign in using your registered mobile number and continue.
• Once signed in, you can now check your vehicle insurance validity on this app.

How to check insurance status online via VAHAN

How to Check Car Insurance Status Online on VAHAN

VAHAN is the national vehicle registry, wherein all vehicle registration details are collated and made available to regulators and citizens alike. As of 3rd August 2022, around 544,643 electric two-wheelers and 54,252 electric four-wheelers are registered under VAHAN. In addition, 1,847,539 four-wheelers and 2,95,245 two-wheelers using fuel types of ethanol, LNG, solar, CNG, etc. are also registered.

To check your car insurance status online through VAHAN, follow these steps:

• Visit the VAHAN e-services portal.
• Navigate to the 'Know your vehicle details' tab on the homepage.
• Enter your mobile number to log in, or create a new account.
• Once logged in, enter the registration number of your car and the unique code displayed on the screen.
• Click on the 'Search Vehicle' button.
• You will now be able to view all the details of your vehicle, including insurance validity information.

However, there may be cases when your car insurance details are not updated on the VAHAN portal. In such cases, you must wait for around 30 days for your policy to reflect on the portal once it has been issued.

How to check insurance status online via RTO

Every vehicle is registered by a Regional Transport Office (RTO) in India. You can check the expiry date of your insurance policy by visiting your state's RTO website. Here are the steps to check your insurance status online through the RTO:

• Visit the RTO's official website.
• Go to the 'Online Services for Citizens' option.
• Click on the 'Vehicle Related Online Services' option.
• Click on the 'VAHAN Citizen Services' link.
• Select the 'Status' option on the tab on the menu bar.
• Click on the 'Know Your Vehicle Details' tab.
• Enter your vehicle's registration, engine, and chassis numbers.
• Fill in the Captcha code that is visible on the screen and click to submit the details.
• Now, you should be able to see all the details related to your vehicle and its insurance status.

How to check insurance status online via the Insurance Information Bureau (IIB)

The Insurance Information Bureau (IIB) is a non-profit organisation established by the Insurance Regulatory and Development Authority (IRDA) in 2009. It serves as a one-stop solution for the insurance industry, allowing individuals to easily check the status of their insurance policies online. Here is a step-by-step guide on how to check your vehicle's insurance status using the IIB web portal:

Step 1: Gather Information

Before beginning the process, ensure you have all the necessary details on hand, such as your name, the date and location of the accident (if applicable), your mobile number, email address, vehicle registration number, and address.

Step 2: Visit the IIB Website

Go to the official website of the Insurance Information Bureau (IIB).

Step 3: Navigate to V-Seva

On the homepage of the IIB website, locate the "Quick Links" section and click on the "V-Seva" tab. This will redirect you to the Accident Vehicle Information Retrieval System.

Step 4: Fill Out the Form

Provide all the required information in the given form. This typically includes your name, mobile number, email address, vehicle registration number, and other relevant details. Enter the security code for verification.

Step 5: Submit the Form

Once you have completed the form with accurate information, click on the "Submit" button.

After submitting the form, the details of your two-wheeler insurance policy will be displayed on the website. It is important to cross-check the information provided to avoid any errors.

Additionally, it is worth noting that the IIB web portal primarily maintains records of vehicles registered after April 1, 2010, in digital format. There may be a delay of up to two months for insurance details to appear on the portal after an insurance company provides the information.

By following these steps, you can conveniently check the status of your vehicle's insurance policy through the Insurance Information Bureau (IIB) web portal. This online platform offers a quick and efficient way to access your insurance information without having to visit centres in person.

How to check insurance status offline

If you would like to check your vehicle insurance status offline, you can do so by contacting your insurance company or visiting the insurer's office. By providing your car registration number or policy number, your insurance company will be able to retrieve your insurance details. Alternatively, you can visit the insurer's office to get the policy details.

Frequently asked questions