Check Your Car Insurance Status

It is important to know the validity of your vehicle insurance to avoid legal and financial trouble. In most places, it is illegal to drive a vehicle without active insurance. You can check your insurance validity online or offline.

Online

You can check your vehicle insurance validity online through government portals and mobile applications, or directly through your insurance provider's website or mobile application.

Government Portals and Mobile Applications:

- Parivahan Sewa portal

- mParivahan app

- VAHAN e-services portal

- IIB portal

Insurance Provider's Website or Mobile Application:

You may require your policy number, vehicle registration number, mobile number, and other details to access your motor insurance policy information through the insurer's website.

Offline

You can also check your insurance validity offline by contacting your insurance company or visiting your local Regional Transport Office (RTO).

Check your car insurance policy document

Checking your car insurance policy document is one of the most straightforward ways to verify the validity of your vehicle's insurance. This document contains crucial information about your coverage, such as the policy number, policyholder's name, vehicle details, and coverage start and end dates. It is essential to review this document to ensure you are aware of the terms and conditions of your insurance policy.

In addition to the physical or electronic copy of your insurance policy, you can also access your insurance information through your insurer's online portal or mobile app. Most insurance providers offer digital services that allow you to view and manage your policy details conveniently. Simply log in to your account on their website or app using your registered mobile number or email address and password. Once logged in, you will be able to view and download your policy document, check the status of your coverage, and access other relevant information.

It is important to note that insurance policies have definitive validity durations, and it is the policyholder's responsibility to keep track of their insurance status and renew their policy on time. Driving without valid insurance can result in legal repercussions and put you at financial risk in the event of an accident or damage to your vehicle.

To avoid any lapses in coverage, set reminders for yourself before your policy expires, and take advantage of the digital tools provided by your insurance company to stay up-to-date with your insurance details.

Call the insurer's customer support and ask them for the policy expiry date

Calling the insurer's customer support is one of the most straightforward ways to check your vehicle insurance validity. This method is especially useful if you have forgotten your insurance details or lost your policy documents. By providing your car's registration number, you can verify whether your car is insured and obtain other important information such as the insurance provider and renewal date.

• Contact Information: Start by locating the customer support phone number for your insurance provider. This number should be available on their website or your insurance policy documents. You can also search for it online by searching for " [Insurance Provider Name] customer support number".
• Information to Have Ready: Before placing the call, ensure you have the necessary information at hand. At a minimum, you will need your car's registration number. Other details that may be helpful include your policy number, vehicle identification number (VIN), and personal information such as your name and address.
• Calling and Verifying: When you call the customer support number, you will likely be connected to an automated system or a customer service representative. Clearly state that you want to verify your vehicle insurance validity and provide them with the necessary information, primarily your car's registration number. They may ask additional questions to verify your identity and locate your policy.
• Obtaining the Expiry Date: Once your policy is located, ask the customer support representative to confirm the policy's expiry date. Make a note of this date to ensure you renew your insurance on time. You can also inquire about any other policy-related information you need, such as coverage details, claim procedures, or payment information.
• Follow-up and Confirmation: After obtaining the expiry date, consider following up by asking if there are any upcoming changes to your policy or if there is anything you need to do before the renewal date. Additionally, confirm the contact information for emergency assistance or claims handling. This will ensure you have the correct details on hand should you need to reach out to your insurer in the event of an accident or incident.

Remember to be patient and courteous during the call. The customer support representative is there to assist you, and they will guide you through the process of verifying your vehicle insurance validity. By following these steps, you can easily obtain the information you need and ensure you are compliant with the legal requirements for vehicle insurance.

Contact your insurance agent and ask about the expiry date if you purchased the policy through them

If you purchased your insurance policy through an agent, you can contact them to ask about the expiry date. This is a straightforward way to find out when your policy will need renewing. It's important to be aware of the validity of your car insurance policy so that you can renew it on time and avoid any legal or financial issues. Driving without valid insurance can result in severe penalties, and you could even have your licence confiscated.

In addition to contacting your insurance agent, there are several other ways to check your car insurance validity. You can check your insurance policy document, call the insurer's customer support, or visit their website. You can also check via platforms such as the Parivahan Sewa website, the VAHAN app, or the Regional Transport Office (RTO) website. These platforms provide centralised data on vehicle insurance policies and can help you stay informed about your policy coverage and renewal dates.

It's worth noting that you may need to wait up to 30 days for your policy to reflect on these platforms after it has been issued. Additionally, if you are unable to find the information you need, you can always resort to offline methods, such as visiting your insurance provider's office or contacting the relevant authorities.

Go to the website of the Insurance Information Bureau (IIB) of India and check insurance status

If you want to check the insurance status of your vehicle, you can do so by going to the website of the Insurance Information Bureau (IIB) of India. Here are the steps to do so:

Step 1: Ensure you have all the necessary details ready to fill in, such as the accident location, vehicle registration number, address, date of the accident, mobile number, and name.

Step 2: Visit the official website of the Insurance Information Bureau of India.

Step 3: On the homepage of the website, select V-Seva from the quick links.

Step 4: You will now be redirected to the Accident Vehicle Information Retrieval System page. Here, you can fill out the form with all your details.

Step 5: Once you have entered all the details correctly, click the 'Submit' button.

Step 6: The details of your vehicle insurance status will be displayed.

It is important to note that the IIB maintains records of vehicles from 1 April 2010 in digital format. When submitting policy details to the Data Repository, it takes two months before the information is available on the IIB web portal. Therefore, there is a possibility that vehicle details may not appear in the database.

In addition to the IIB website, you can also check your vehicle insurance status through other online platforms such as the insurer's website, Parivahan Sewa/Vahan portal, mParivahan app, and RTO website. Alternatively, you can check your insurance status offline by contacting your insurance provider, visiting their branch office, or going to the respective RTO office.

Check vehicle insurance status online via the Parivahan Sewa website

The Parivahan Sewa website is a centralised website maintained by the Ministry of Road Transport and Highways that stores data for all vehicles across India. When a motor insurance policy is purchased or renewed, the data is updated on the Parivahan Sewa website within two days.

Step 1: Visit the Parivahan Sewa official website.

Step 2: Go to the 'Informational Services' tab on the menu bar.

Step 3: Click on 'Know Your Vehicle Details' from the drop-down menu.

Step 4: You will be redirected to the Vahan NR e-Services page.

Step 5: Enter your registered mobile number for citizen login.

Step 6: After logging in, fill in your vehicle registration number and the verification code.

Step 7: Click on 'Search Vehicle'.

Step 8: The details of your vehicle, along with its insurance status and expiry date, will be displayed.

Other ways to check your vehicle insurance status

In addition to the Parivahan Sewa website, there are several other ways to check your vehicle insurance status online:

• Check your car insurance policy document.
• Call the insurer's customer support and ask them for the policy expiry date.
• Contact your insurance agent and ask about the expiry date if you purchased the policy through them.
• Go to the website of the Insurance Information Bureau (IIB) of India and check the insurance status.
• Check the vehicle insurance status online via the VAHAN app.
• Visit your Regional Transport Office (RTO)'s website and check your policy status.

Frequently asked questions