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Elephant Insurance allows customers to cancel their policies at any time without charging a cancellation fee. However, it is important to set up a new insurance policy before cancelling your Elephant Insurance policy to avoid a lapse in coverage, which can lead to higher premiums in the future and is illegal if you still own a registered vehicle. To cancel your Elephant Insurance policy, you must call an Elephant Insurance agent at 1-877-321-2095. You will need to provide your name, insurance policy number, and the effective date for cancellation. Elephant Insurance may also request additional identifying information, such as your driver's license number, social security number, or vehicle identification number. Once you have cancelled your policy, you will receive a refund for any prepaid unused premiums.
Characteristics | Values |
---|---|
Phone number to call | 1-877-321-2095 |
Online cancellation | Not possible |
Cancellation fee | None |
Refund | Yes, for any prepaid unused premiums |
Cancellation date | Earliest date of cancellation is midnight on the day of the request |
What You'll Learn
Cancelling Elephant Insurance: the process
To cancel your Elephant Insurance policy, you'll need to call 1-877-321-2095. This number will connect you with an agent who can help you with your cancellation. Elephant does not allow policyholders to cancel their insurance online.
Before calling, make sure you have the following information to hand:
- Your name as it appears on your Elephant policy
- Your insurance policy number (found on your policy ID card and policy documents)
- The date you want your cancellation to take effect
Elephant may also request additional identifying information, such as your driver's license number, social security number, or vehicle identification number (VIN).
The earliest an Elephant insurance cancellation can take effect is midnight on the day the request is made. You can also cancel at a future date. Elephant does not charge a cancellation fee, and you will receive a refund for any prepaid unused premiums.
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Cancelling Elephant Insurance: what to have ready
If you're looking to cancel your Elephant Insurance policy, you'll need to call an Elephant insurance agent on 1-877-321-2095. Elephant does not allow policyholders to cancel their insurance online.
Before you call, make sure you have the following information to hand:
- Your name as it appears on your Elephant policy
- Your insurance policy number (found on your policy ID card and policy documents)
- The effective date for your cancellation
You may also be asked for additional identifying information, such as your driver's license number, social security number, or vehicle identification number (VIN).
Once you've gathered this information, call the customer service number and ask to speak to an agent. They will be able to help you with your cancellation.
Receiving a Refund
As Elephant prorates its insurance premiums, it refunds any prepaid days of coverage that would go unused after cancellation. If you paid by credit card, you will receive your refund within 7-10 business days. If you paid by checking/ACH, the refund can take up to 20 days.
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Cancelling Elephant Insurance: how to get a refund
If you're looking to cancel your Elephant Insurance policy, you can do so at any time by calling 1-877-321-2095. This number will connect you directly with an agent who can help you with your cancellation. Before calling, make sure you have the following information ready:
- Your name as it appears on your Elephant policy
- Your insurance policy number (found on your policy ID card and policy documents)
- The effective date for your cancellation
Additionally, Elephant may request additional identifying information, such as your driver's license number, social security number, or vehicle identification number (VIN).
It's important to note that Elephant does not allow policyholders to cancel their insurance online. The only way to cancel your policy is by phone.
Getting a Refund
Once you have provided the necessary information and completed the cancellation process, you will receive a refund for any prepaid unused premiums. Car insurance companies typically retain a small portion of your unused premium as an administrative fee for processing the refund, but you should expect to receive most of it back. If you paid by credit card, you can expect to receive your refund within 7-10 business days. If you paid by checking/ACH, the refund may take up to 20 days.
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Cancelling Elephant Insurance: how to avoid a lapse in coverage
Cancelling your Elephant Insurance policy is a straightforward process, but it's important to take the necessary steps to ensure you avoid a lapse in coverage. Here's a guide to help you through the process:
Step 1: Find a New Policy
Before cancelling your current Elephant Insurance policy, it's crucial to set up a new policy with another insurance provider. This is important to avoid any lapse in coverage, which can lead to higher premiums in the future and is illegal if you still own a registered vehicle. Shop around and compare car insurance quotes from different providers to find the best policy for your needs and budget.
Step 2: Gather the Necessary Information
To cancel your Elephant Insurance policy, you will need to have certain information ready. This includes your name as it appears on your Elephant policy, your insurance policy number (found on your policy ID card and documents), and the effective date for your cancellation. Elephant may also request additional identifying information, such as your driver's license number, social security number, or vehicle identification number (VIN).
Step 3: Contact Elephant Insurance
Elephant Insurance does not allow policyholders to cancel their insurance online. The only way to cancel your policy is to call an Elephant agent at 1-877-321-2095. This number will connect you directly with an agent who can assist you with the cancellation process. Provide them with the information you gathered in Step 2 and let them know that you intend to cancel your policy.
Step 4: Wait for Confirmation
After speaking with an Elephant agent, you should receive an email confirming your policy's cancellation shortly after. Keep this email for your records.
Step 5: Receive Your Refund
If you prepaid for your Elephant Insurance policy, you will be entitled to a refund for the prorated portion of the policy that you did not use. The time it takes to receive your refund will depend on your payment method. If you paid by credit card, you can expect to receive your refund within 7-10 business days. If you paid by checking/ACH, it may take up to 20 days.
Remember, if you are simply replacing your vehicle, you may not need to cancel your Elephant Insurance policy. You can update your vehicle information or change your coverage types and limits by contacting Elephant. However, if you are moving to a different state, check with Elephant Insurance first to ensure they offer coverage in your new state, as they do not provide nationwide coverage.
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Cancelling Elephant Insurance: the cost
There are no fees for cancelling your Elephant Insurance policy, but there are other costs to consider. If you cancel your policy within 14 days, you will be charged for a motor policy upgrade. If you cancel after 14 days, you will pay for the time you've been insured, and if you've made a claim, you'll need to pay the full premium for the year. You will also lose your MultiCar discount if you remove any items during the policy term.
You can cancel your Elephant Insurance policy at any time by calling 1-877-321-2095. You will need your name, insurance policy number, and the effective date for your cancellation. Elephant may also request additional identifying information, such as your driver's license number, social security number, or vehicle identification number (VIN).
If you have prepaid your premiums, you may be entitled to prorated refunds, which can be applied to any cancellation fees. However, if you've made a claim, Elephant won't give you any refund on your premium.
Before cancelling your Elephant Insurance policy, it's important to consider the costs and have a new policy in place to avoid a lapse in coverage, which can result in higher premiums and legal risks.
Frequently asked questions
Elephant Insurance does not offer online cancellation. To turn off recurring billing, you must call an Elephant Insurance agent at 1-877-321-2095.
To cancel your Elephant Insurance policy, you will need your name as it appears on your policy, your insurance policy number, and the effective date for your cancellation. Elephant may also request additional identifying information, such as your driver's license number, social security number, or vehicle identification number (VIN).
Yes, you can get a reimbursement for any prepaid unused premiums. Elephant prorates its insurance premiums and refunds any prepaid days of coverage that would go unused after cancellation.