Jane Dotson
AAA, or the American Automobile Association, offers a range of benefits to its members, including roadside assistance, discounts on shopping, dining, and entertainment, as well as insurance products. One of the key benefits of a AAA membership is the peace of mind it provides to motorists. In this article, we will explore whether a AAA membership is required for auto insurance and the various advantages and disadvantages of having one. We will also discuss the different types of auto insurance coverage available and how a AAA membership can impact your options and costs.
| Characteristics | Values |
|---|---|
| AAA Membership | Not required for auto insurance but provides a discount of up to 5% |
| Car Insurance Discounts | Up to 20% discount for clean driving records |
| Home and Auto Insurance Bundle Discount | Up to 12.7% discount |
| Multiple Vehicle Insurance Discount | Up to 15.7% discount |
| Student Discount | Up to 7% discount for full-time students or graduates up to age 25 with a GPA of 3.0 or higher |
| Roadside Assistance | Included with membership |
| Towing and Lockout Services | Included with membership |
| Shopping and Dining Discounts | Included with membership |
| Identity Theft Protection | Included with membership |
| Financial and Insurance Products | Included with membership |
| Maps, Travel Guides, and Passport Photos | Included with membership |
| Car Rental Discounts | Included with membership |
| Cruise, Tour, and Special Member Offers | Available through AAA preferred partners |
What You'll Learn
AAA membership benefits
AAA membership is a valuable companion for anyone travelling across America's roadways. It offers a range of benefits to provide peace of mind while driving and can also help members save money.
Roadside Assistance
One of the most well-known benefits of AAA membership is roadside assistance. In the event of an unexpected breakdown or issue, AAA members are just a click or call away from professional and courteous roadside assistance. AAA's fleet of certified technicians is on hand day or night, in all weather conditions, to assist with battery service, jumpstarts, lockouts, tire changes, and tows to nearby auto repair shops.
Auto Repair Discounts and Recommendations
AAA members have access to a network of nearly 7,000 Approved Auto Repair facilities that meet AAA's high standards for appearance, technician training and certification, insurance coverage, and customer satisfaction. Members receive special benefits at these shops, including discounts, an extended 24-month/24,000-mile parts and labour warranty, and AAA assistance in resolving repair-related issues.
Insurance Services
AAA members can also take advantage of AAA's insurance services, including car insurance, home insurance, and financial products for domestic and international travel. AAA offers customized coverage for automobiles, including liability coverage, collision coverage, comprehensive coverage, rental reimbursement coverage, and new car added protection. Additionally, AAA members can receive up to a 5% discount on their auto insurance policies.
Travel Services
AAA membership also provides a range of travel services and benefits. Members can access travel guides, maps, and passport photos, as well as enjoy discounts on car rentals, cruises, tours, and hotel bookings. AAA also has partnerships with various cruise lines, such as Royal Caribbean and Carnival Cruise Lines, to offer exclusive deals to its members.
Shopping and Dining Discounts
AAA members can also save money on their everyday purchases and entertainment. AAA offers discounts at more than 100,000 places across North America, including restaurants, shops, movie tickets, and attractions. Members can easily find these deals through the AAA smartphone app or website.
In summary, AAA membership offers a comprehensive suite of benefits designed to provide peace of mind, convenience, and savings for anyone travelling or living in North America. From roadside assistance to insurance and travel services, as well as discounts on everyday purchases, AAA membership is a valuable asset for anyone looking to stay safe and save money on the road.
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AAA insurance discounts
AAA membership offers a wide range of benefits, including insurance services and various discounts. While AAA insurance is available to qualified members, a separate AAA membership is generally required to obtain AAA insurance.
AAA insurance provides auto, home, condo, renters, and watercraft insurance. In addition to insurance services, AAA offers its members several opportunities to save money through discounts and deals.
AAA members can enjoy discounts on auto insurance with the AAA OnBoard program. By enrolling in the program, downloading the Auto Club app, and activating AAA OnBoard, members can save up to 15% per qualified vehicle immediately. After enough driving information is collected, members may save up to 30% on their auto insurance upon renewal with the OnBoard Driving Score Discount.
Beyond insurance, AAA membership provides a broad range of discounts in various categories, including automotive, personal services, entertainment, and home and business. For example, members can save on fuel at Shell, auto parts and accessories, eye exams and eyewear, pet insurance, dining at Landry's restaurants, and much more. AAA also offers exclusive rates on hotel bookings, car rentals, and travel services, enhancing the overall value of membership.
With discounts available at over 100,000 locations across North America, AAA membership provides significant savings for individuals and families, making it a valuable option for those seeking comprehensive benefits and money-saving opportunities.
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AAA roadside assistance
AAA, or the American Automobile Association, offers a range of services to its members, including roadside assistance. This service provides peace of mind to drivers, knowing that they are safe and covered in any breakdown or car trouble situation. With a simple request, a AAA technician will be on their way to help, offering a variety of services to get you back on the road.
The roadside assistance program has been a core offering of AAA for over 100 years. With a fleet of more than 63,000 trucks across the country, they are equipped to handle a range of issues, from towing to jump-starts and flat tires. AAA's services are available 24/7, and they strive to provide fast and efficient assistance.
To request roadside assistance, members can use the Digital Roadside Request tool online, text HELP to their dedicated number, or call and speak to a AAA call counselor. Members can also use voice assistants like Amazon Alexa or Google Assistant to request assistance. The response time depends on factors such as time of day, breakdown location, and issue severity.
Once the request is made, members can track the progress of their service request and the location of the technician. AAA also offers a range of other services, including insurance, travel services, auto repair recommendations, and member discounts, all aimed at providing security and peace of mind to its members.
It's important to note that while AAA membership is not a requirement for auto insurance, the association does offer insurance services, and members can benefit from a range of advantages, including discounts and comprehensive assistance services.
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AAA insurance coverage
AAA insurance also covers medical expenses for you and your passengers if someone gets hurt in a crash. Their coverage extends to rental cars and leisure rentals, with certain limits, depending on the chosen policy.
In addition to the standard coverage, AAA offers several discounts and additional benefits. You can save up to 20% on your premium if you have a clean driving record. Bundling home and auto insurance can result in savings of up to 12.7%. Insuring multiple vehicles can provide a discount of up to 15.7%. Full-time students or graduates up to age 25 with a GPA of 3.0 or higher can receive a discount of up to 7%. AAA members also receive a discount of up to 5% on their insurance premium.
The organization also provides access to over 7,000 Approved Auto Repair facilities, offering special benefits such as auto repair discounts, an extended warranty, and assistance in resolving repair-related issues.
With a focus on serving motorists, AAA insurance coverage provides peace of mind and a range of benefits to its members, ensuring protection and assistance in various driving-related scenarios.
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AAA membership plans
AAA membership is not mandatory for auto insurance, but it does come with several benefits that can be useful for vehicle owners and drivers. AAA membership provides access to a range of services and discounts beyond just insurance.
AAA offers three levels of membership plans: Classic, Plus, and Premier. The Classic plan includes 5 miles of towing per breakdown incident and up to $50 reimbursement for car locksmith services. The Plus plan offers more extensive towing coverage, providing up to 100 miles of towing per breakdown incident and up to $100 reimbursement for car locksmith services. The Premier plan, the most comprehensive option, provides up to 200 miles of towing for one service call and up to 100 miles of towing for three additional service calls per year. It also includes reimbursement for car and home locksmith services, as well as windshield repair or replacement.
All membership plans include legendary roadside assistance, mobile battery service, and bicycle roadside assistance. Additionally, members can take advantage of savings on travel, entertainment, and auto repairs. AAA also offers exclusive member discounts at over 120,000 locations across the US, including deals on electronics from HP and Dell, and 20% savings on flowers and gourmet gifts from 1-800 Flowers Family of Brands.
AAA membership also provides peace of mind when it comes to road trips and travel. Members can access travel information, including maps, guides, and ratings for hotels and restaurants. AAA also offers partnerships with cruise lines and travel agents, as well as online trip planning tools to find cheap hotels, flights, and rental cars.
With over 57 million members served, AAA is a well-established and trusted source for vehicle-related services and discounts. The membership plans offer a range of benefits to cater to different needs, ensuring that members can choose the level of coverage that suits them best.
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Frequently asked questions
AAA membership is not required for auto insurance, but it does offer a range of benefits for drivers, including insurance. Members can save up to 5% on their auto insurance with AAA membership.
AAA members have access to 24/7 roadside assistance, including towing, battery service, jumpstarts, lockouts, and tire changes. They also have access to a network of trusted car repair services with exclusive discounts and an extended warranty.
AAA membership also provides shopping and dining discounts, savings on movie tickets and attractions, complimentary identity theft protection, and access to financial and insurance products. Members can also take advantage of travel services, including maps, travel guides, and exclusive deals on cruises, tours, car rentals, and more.
